Clarus Wealth Management

Clarus Wealth Management Clear, Consistent, Advise Yet keeping up with and understanding everything often leads to confusion, anxiety, and procrastination.

Clarus Wealth Management was launched to be the beacon of clarity for those who strive for a better understanding of their financial future. Investing, saving, and preparing for life events...these are all actions that shape not just our "financial futures", but shape the very quality of life we can expect to have. Volatile markets, government regulation and intervention, along with the ever-changing tax law...these influence our finances and our future in more ways than we can count. That's where Clarus Wealth Management stands apart from the rest. We're looking for determined/forward thinking people who seek a better understanding of how money works and the role it plays in their financial future. You have questions, challenges and unique situations; Clarus has answers, guidance, and unique solutions.

“Fee‐based financial planning and investment advisory services are
offered by Sowell Management Solutuons, LLC a Registered Investment Advisor. Insurance products and services are offered through Clarus Wealth Management. Clarus Wealth Management and Sowell Management Services, LLC are not affiliated companies. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Clarus Wealth Management and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. The presence of or on this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell insurance services to any residents of any State other than the State of IL, MO, & OH or where legally permitted.”

Six Estate Planning Assumptions Worth a Second Look
10/07/2026

Six Estate Planning Assumptions Worth a Second Look

It's easy to set estate planning aside once you've done a version of it. You sign the paperwork. You name a beneficiary. You mentally close the file.The only thing is, the file keeps changing. Accounts get opened. Families grow. Laws shift. And in the space between signing and revisiting, a handful....

More Than a Number: The Four Risks That Shape Your Retirement
09/11/2026

More Than a Number: The Four Risks That Shape Your Retirement

Many people can tell you their portfolio balance. Far fewer can tell you what else determines whether their retirement actually works.That's understandable. The balance is the number on the statement. It's concrete, and it feels like a score. But judging retirement readiness by that one figure is a....

Retirement Isn't Just About How Much You Save. It's About When.
09/08/2026

Retirement Isn't Just About How Much You Save. It's About When.

You can do everything right on paper — save diligently, spend reasonably, stay invested for the long haul — and still land in a very different retirement than someone who did the same things.The difference often comes down to a factor many retirement checklists leave out entirely: timing.

Permission to Spend in Retirement: A Skill Rarely Taught
08/27/2026

Permission to Spend in Retirement: A Skill Rarely Taught

For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.Nobody teaches that part. There is no course on how to spend the money you spent a lifetime building, so the discipline, the caution, and the watchful eye on every bal...

What to Do With Your Next Dollar: A Financial Order of Operations
08/05/2026

What to Do With Your Next Dollar: A Financial Order of Operations

What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what to do. It's knowing what to do first, and in what order.That's a harder question than it looks. Each of these priorities is sound on its ow...

Trump Accounts: What Parents and Grandparents Should Know
07/17/2026

Trump Accounts: What Parents and Grandparents Should Know

Trump Accounts have been in headlines for months. Few of those headlines explain them the same way.Depending on the article, they sound like a college fund, a retirement account, or something brand new altogether.For parents and grandparents trying to figure out whether any of it matters for their f...

Ok you two, I get it…you love the plan! And I appreciate you going to such lengths. But what did we say about extreme un...
07/03/2026

Ok you two, I get it…you love the plan! And I appreciate you going to such lengths. But what did we say about extreme un-calculated risks!?!

Social Security's cost-of-living adjustments tell a story about inflation's ups and downs.From 0% in 2016 to a peak of 8...
09/18/2025

Social Security's cost-of-living adjustments tell a story about inflation's ups and downs.

From 0% in 2016 to a peak of 8.7% in 2023, these annual COLA changes reflect the economic reality millions of retirees experience. The current forecast shows 2.7% for 2026, but we'll know for certain in October.

Unlike many tax rules that haven't kept pace with inflation, Social Security benefits have been automatically adjusted since 1975. It's a powerful example of what "adjusted for inflation" can mean in practice.

Markets closed. BBQs open. But smart money never takes a day off.What's your best "set it and forget it" financial strat...
08/29/2025

Markets closed. BBQs open. But smart money never takes a day off.

What's your best "set it and forget it" financial strategy? Share below!

08/18/2025

Address

23 Public Square, Ste 260
Belleville, IL
62220

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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