10/13/2026
Scammers don't fool you about the money — they fool you about who they are. This week: the FEARS test, the hang-up-and-call-back rule, BrokerCheck, AI deepfakes, family safety words, and the first-hour plan if it happens.
How retirees can spot and stop financial predators: the FEARS scam test, investment fraud red flags, FINRA BrokerCheck, AI deepfake and voice-clone defenses, family safety words, and the first-hour response plan if you have been scammed.