John Micavich Financial Planner

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John Micavich Financial Planner . Preparing for that next step in life isn’t always easy.

I offer total financial needs analysis through a network of experienced professionals with expertise in: • Advisory services • Retirement analysis and programs • Estate strategies • Employee benefit and retention services • Business continuation strategies • Trust services I offer a broad portfolio of individual life, disability income, long-term care insurance protection, asset accumulation strategies, and financial products and services for families, businesses, and institutions. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future. • I am a registered representative of and offer securities, and investment advisory and financial planning services through MML Investors Services, LLC., member SIPC. Supervisory address: 101 Federal St, Suite 800, Boston, MA 02110 617.439.4389 • I am licensed to sell insurance in: NH, MA, and ME and securities in: NH, MA, ME, SC, and FL. I cannot communicate with, nor respond to, requests from people who reside in states where I am not licensed to conduct insurance and/or securities business.

According to a recent study, 88% of pre-retirees have thought about retirement income, but 50% lack an updated written p...
10/16/2026

According to a recent study, 88% of pre-retirees have thought about retirement income, but 50% lack an updated written plan and even fewer work with a financial advisor. Let’s meet and look over your retirement plan to make sure you’re prepared for what comes next.

https://bit.ly/4dG93Sz

Succession planning is often one of the most challenging decisions a business owner will face. It isn't just a financial...
10/15/2026

Succession planning is often one of the most challenging decisions a business owner will face. It isn't just a financial transition, it's a personal one. The conversations can be difficult, but delaying them rarely makes them easier.

The best place to start is by documenting what matters most: your people, your processes, and the purpose behind what you've built. Because when it comes to legacy, preparation matters far more than perfection.

If you've built something meaningful, planning for its future may be one of the most important investments you can make.

The 4% rule is a basic rule-of-thumb when it comes to retirement, but how can we make it better? Let’s talk about your r...
10/15/2026

The 4% rule is a basic rule-of-thumb when it comes to retirement, but how can we make it better? Let’s talk about your retirement plan and how adding an annuity can help reduce your market risk.

Researchers compared four ways to turn a $1 million nest egg into retirement income, weighing lifetime payouts, liquidity, and money left for heirs and emergencies.

Whether you’re new to investing or you’ve been at it awhile, it’s important to periodically assess your current comfort ...
10/13/2026

Whether you’re new to investing or you’ve been at it awhile, it’s important to periodically assess your current comfort level with risk. Having an idea of your risk tolerance can open a conversation about what kind of asset allocation strategy may best fit you and your future needs.

10/12/2026

Last week, Stocks rose as broad market gains and earnings optimism outweighed inflation concerns. Bonds also advanced, with Treasury yields easing modestly. Economic data was mixed, with a strong labor market offset by weaker consumer sentiment and persistent inflation pressures. Check out this week’s market perspective to learn more.

As we head toward year-end, many families are thinking about how they’d like to give back. Whether you’re supporting a f...
10/12/2026

As we head toward year-end, many families are thinking about how they’d like to give back. Whether you’re supporting a favorite charity or exploring new ways to make an impact, it may be worth considering how charitable giving can fit into your overall financial strategy. Let’s connect and discuss your goals.

The opportunities created through a successful business often reach far beyond the business itself. Thoughtful planning ...
10/08/2026

The opportunities created through a successful business often reach far beyond the business itself. Thoughtful planning can help turn years of hard work into a lasting source of impact.

As your kids plan costumes, candy, and Halloween fun, it's the perfect time to start conversations about money managemen...
10/08/2026

As your kids plan costumes, candy, and Halloween fun, it's the perfect time to start conversations about money management, budgeting, and making choices that align with priorities.

Download this guide for tax-smart ways to give before Dec. 31: https://bit.ly/4zjreFPWant to talk it through? Let’s conn...
10/08/2026

Download this guide for tax-smart ways to give before Dec. 31: https://bit.ly/4zjreFP

Want to talk it through? Let’s connect.

Join in and hear from Daken Vanderburg, Chief Investment Officer, MassMutual Wealth Management, as he helps make sense o...
10/07/2026

Join in and hear from Daken Vanderburg, Chief Investment Officer, MassMutual Wealth Management, as he helps make sense of key drivers behind recent trends and their potential implications for investors. Register now: https://bit.ly/3Ubay4w

Address

43 Constitution Drive Suite 201
Bedford, NH
03110

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