Clipper City Capital

Smart money habits start at home.

Recent Ameriprise research reveals that parents shape how kids think about everything from budgeting and savings to credit cards and debt.

“There isn’t a loan for retirement, and so this is in the category of put your own oxygen masks on first.” Ameriprise Financial Vice President of Financial Planning and Advice Deana Healy shares tips to help parents balance their financial goals in this interview with Fortune.

Parents who strive to be 'perfect' for their kids can risk their own retirement security, report finds 72% of parents report experiencing guilt while 35% put pressure on themselves to be the 'perfect' parent.

National Financial Literacy Month is a great time to teach the basics of money management. Encourage your child to save for a cause they care about like rescuing animals or saving the rainforests.

Are you unsure of what to do with your 401(k) when you switch jobs? There are a few options for you to consider:

1. Keep your savings with your previous employer’s 401(k) plan
2. Transfer your 401(k) from your old plan into your new employer’s plan
3. Roll over your old 401(k) into an individual retirement account (IRA)
4. Cash out your old 401(k)

I can help you decide the best option for your financial situation.

What should you do with your 401(k) when you switch jobs? When you change jobs, you have several choices regarding what to do with your 401(k). Learn about your options.

I’m proud to announce that Forbes has included Clipper City Capital on their 2025 Best-in-State Wealth Management Teams list. What an incredible honor – one that recognizes our entire team’s commitment to providing financial advice that helps our clients focus on their goals in both the short and long term. Thank you to my extraordinary team and clients. You inspire me each and every day.

Clipper City Capital Team Profile | Ameriprise Financial Grow your financial confidence with the help of Clipper City Capital. Learn how our team operates as part of the community in Baltimore, MD

Like a yearly check-in with your doctor, an annual review is key to your financial health. How do you best prepare for an annual review? Start with this checklist of five questions, and let’s connect to evaluate your portfolio and financial goals.

Why you should prioritize an annual financial review Review your financial situation regularly to help monitor progress and stay on track for your goals.

As loved ones age, it’s normal to find yourself providing more support. This can often come with unique financial, medical and legacy challenges. I can help you take steps now to reduce stressors for you and your loved ones in the future.

Caring for aging parents and loved ones How to manage the unique financial, medical and legacy challenges.

Are you wondering when to start collecting your Social Security retirement benefits? The longer you wait, the more benefits you’ll receive, but what’s right for you depends on your unique situation. Let’s connect to discuss.

Passing on real estate to heirs often comes with financial and emotional challenges. Here are three ways to provide clarity and reduce worries for everyone involved:

1. Audit important property information
2. Understanding tax and other financial implications
3. Have a proactive and candid conversation

3 tips to successfully passing on real estate to heirs Take proactive steps today to help ensure your legacy is carried out as you wish.

Discussing your estate plan with loved ones can be difficult – but it is an important conversation to have. Here are tips for how to have a healthy estate planning conversation, and ways I can help facilitate the conversation.

How to have an state planning conversation with loved ones Learn what goes into having a successful and productive estate planning conversation.