Peter Markmann-Employee Benefit Services

http://www.imctr.com/Content.aspx?id=2939

Health Exchanges: A Navigator is a Navigator The long awaited guidance is finally available. On April 5th, The Department of Health and Human Services (HHS) recently released proposed guidance regarding the role Exchange Navigators will play. The ruling addressed conflict-of-interest, training and certification, and meaningful access standards...

“Your plan will include these 10 Essential Health Benefits in the Healthcare Reform era” (EHB) to include:
1.Ambulatory patient services;
2.Emergency services;
3.Hospitalization;
4.Maternity and newborn care;
5.Mental health and substance use disorder services, including behavioral health treatment;
6.Prescription drugs;
7.Rehabilitative and habilitative services and devices;
8.Laboratory services;
9.Preventive and wellness services and chronic disease management; and
10.Pediatric services, including oral and vision care.

If you're a company of 50 full-time or more employees(part-time included in this)- It will be a required that you either offer your employees Affordable Health Insurance that include the ten essential benefits or you will pay a fine for each employee. When calculating the first 50 Full-time employees, it will not included the first 30 but it will factor in the part-time employees into the equation.

So for companies that wish to avoid this situation, their course of action will be to cut employees hours to make them part-time. So on top of the payroll tax increase we all will start seeing, you might be working 25 hours a week instead of your usual..

Thank you Obama.


http://www.foxnews.com/politics/2013/01/09/nebraska-wendy-franchisee-slashes-worker-hours-to-sidestep-obamacare/?cmpid=cmty_other_Nebraska_Wendy's_franchisee_slashes_worker_hours_to_sidestep_ObamaCare

Nebraska Wendy's franchisee slashes worker hours to sidestep ObamaCare WOWT reports about 100 workers in non-management positions at 11 Omaha-area Wendy's will have their hours cut to 28 a week.

Top & Voluntary Benefits of 2013..

http://www.benefitspro.com/2013/01/03/seven-voluntary-products-to-watch-in-2013?ref=hp

Seven voluntary products to watch in 2013 | BenefitsPro More and more employers this year will begin offering voluntary employees benefits to their workers in preparation for the “real game changer” in 2014—the further implementation of the Patient Protection and Affordable Care Act.

Save an average of 20% on out of pocket cost (premiums+claims) by switching from a Traditional Plan to a CDHP high deductible plan.


http://eba.benefitnews.com/news/cdhps-cost-employees-less-than-ppos-new-study-suggests-2729629-1.html?goback=%2Egde_1925150_member_195541063

CDHPs cost employees less than PPOs, new study suggests While adoption of consumer-driven health plans by employers continues to increase, the perceived risk of CDHP s high deductibles still makes employees hesitant to switch from the traditional PPO. However, such fears may be unfounded, according to Change Healthcare.

Not happy with your current Medical plan? Send me an email with your benefit summary and Ill be happy to give you some suggestions...

[email protected]

Are you looking for an individual/family policy? Already have a coverage but its too expensive? Or maybe you're just curious to see what it would cost you? Use my link below to shop the market in your area..

https://www.ehealthinsurance.com/?allid=GBS29296&sid=Peter_Markmann

Health Insurance - Find Affordable Health Insurance Plans and Buy Medical Coverage Online Free health insurance quotes online. Compare health plans and apply for medical coverage. Buy health care insurance in minutes.

Please like my page!! I will be posting information I think you need to know about in the insurance sector..

Happy Holidays everyone!!!