Clexperus

Having an estate strategy means that decisions about your family, assets, and your health care remain in your hands. Learn about 4 elements that may help you. Watch here:

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Generate income and rebuild principal. A powerful one-two punch.

Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.

What does it actually cost to raise a child? You might be surprised.

The Half Million Dollar Baby The true cost of raising a child may be far more than you expect.

An ILIT could play a role in your estate strategy.

A Primer on Irrevocable Life Insurance Trusts Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.

Whether you have life insurance through work, are retired, or raising a family, it pays to know the truth about life insurance coverage.

Life Insurance Myths: Debunked Whether you have life insurance through your work or are retired it pays to know the truth about life insurance coverage.

Thinking about taxes throughout the year reshapes your financial journey 🌟

**Insights:**
- 📊 **Manage Taxes Year-Round:** Discover the advantages of continuous tax planning, beyond just tax season.
- 💡 **Cash Flow Control:** Learn how proactive strategies can help maintain a healthy cash flow.
- **Long-Term Growth:** Explore ways to align financial tactics with your business goals for sustainable growth.

Proactive financial management isn't just about staying compliant. It’s about seizing opportunities to optimize your business's financial health and future. When you integrate tax planning into your everyday strategy, you might find it offers unexpected benefits, like smoother cash flow and enhanced growth potential.

How do you approach your financial strategy, and have you considered the impact of ongoing tax planning?

In HelloNation, Tax Planning & Bookkeeping Experts Jake Flader & Jonathan Williams Share Why Tax Planning Should Be a Year-Round Business Strategy /PRNewswire/ -- Why should business owners think about tax planning all year instead of only during tax season? HelloNation answers that question in an article...

Consumer debt stability and improved delinquency rates are a positive sign for financial health.

**Insights**
- 📊 Total consumer debt held steady at $18.25 trillion in Q2 2026.
- Delinquency rates show improvement across key areas:
- Mortgages
- 🚗 Auto loans
- 💳 Credit cards
- These trends suggest a balanced financial environment (stability is key in unpredictable times).

Understanding these trends can help individuals make informed decisions about borrowing and managing debt. As the economic landscape shifts, this stability could impact future interest rates and lending practices. Staying informed about these changes is crucial for maintaining financial security.

How does this data influence your approach to borrowing and debt management?

US consumer debt holds near $18 trillion as delinquency rates ease Equifax Q2 2026 data shows total consumer debt stabilizing at $18.25 trillion, with delinquency rates improving across mortgages, auto loans, and credit cards.

How Advisors Can Help Clients Beyond Making a Will Financial advisors can spot estate planning gaps that lawyers miss by reviewing account titles and beneficiary designations

Luxury Island: Why Anguilla’s Malliouhana Is Where Celebs Go To Chill Writer Datwon Thomas shares hihglights from his experience of Malliouhana, Anguilla's five-star resort.

The AI trade is moving from scarcity to accountability.The buildout is not ending. But spending alone is no longer enough.Investors are asking which companies can turn infrastructure, adoption, and scale into durable earnings and free cash flow.The opportunity is also broader than one chip: servers, storage, networking, power, and CPUs all have a role.The long-term thesis can remain intact while leadership changes underneath it.Bloomberg: https://www.bloomberg.com/news/articles/2026-07-19/big-tech-needs-to-justify-ai-spending-as-investors-dump-stocks