Grant W McMichael CPA PLLC

💸 High earners: You might be missing the biggest Roth opportunity in the tax code.

A Mega Backdoor Roth lets you move up to $70,000 into a Roth account in 2025 ($72,000 in 2026) — even if you’re over the income limits for a regular Roth IRA.

Here’s why it matters:

➡️ Regular Roth IRA limit (2025): $7,000
➡️ Mega Backdoor Roth potential: Up to $70,000
➡️ No MAGI restrictions. No phaseouts.
➡️ Massive tax-free compounding for retirement.

Most people never hear about it because your 401(k) has to allow after-tax contributions + Roth conversions, and many plans don’t have this feature.

If your plan does allow it, you’re sitting on one of the most powerful tax tools available.

If you want to know how much you can contribute based on your compensation — I can help you run the numbers.

📩 DM me “ROTH” or tap the link in bio to schedule a meeting.

McMichael CPA — Your key to tax savings.

💸 Texas Realtors: Are you paying yourself wrong — and overpaying the IRS?

If your yearly commissions are over $500K and you have an S Corp, your salary could be costing you tens of thousands in unnecessary income tax.

Many realtors think paying themselves less in W-2 salary saves on taxes. But at high income levels, a higher salary can actually reduce your tax bill — by maximizing your QBI deduction.

McMichael CPA helps Texas Realtors with S Corps:
✅ Set up and maintain their books
✅ Manage their payroll and optimize for QBI
✅ Prepare and file their tax returns

📲 Tap the link in bio to schedule a meeting and find out how smart W-2 planning could save you.

McMichael CPA – Your 🔑 to tax savings.

Someone knows how to substantiate 100% business use for their vehicle 🧐🤓😎

Another 4th Floor Corner Office
Downtown Austin, Texas
$9/day

4th Floor Corner Office
Downtown, Austin TX
$9/day

Working at on Anderson Ln today 🤓

Your 🔑 to tax savings since 2016.

🎶 Come See About Me 🎶

March is almost here and McMichael CPA is all systems go! Reach out before March 10 to secure an extension for your partnership and corporate tax returns. New client meetings will be suspended from March 11 until April 21. Schedule a meeting while there is still time!

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Are you a business owner? Are you interested in learning how S-Corporations can help you save money and pay less income tax? I have 2 tax saving models in Excel that can help you visualize and understand how the savings work. Free for Clients. $25 for everyone else. Dm for more info.

💰Basic S-Corp Tax Savings Model
💎S-Corp with Retirement Tax Savings Model

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Schedule a meeting today at https://mcmichael.cpa

Peace of mind is priceless.

McMichael CPA is here to guide you to tax savings. Schedule an appointment today at http://mcmichael.cpa