Fortress Brokerage Solutions

Quick one for the advisors here: how many of your clients want growth but cannot
stomach another market drop?

If that is a lot of your book, here is a product worth a look.

The Rate Certainty Annuity from American National locks the crediting rate at issue for the whole guarantee period, so there is no renewal-rate letdown a year in. Clients get growth potential tied to the S&P 500 Dynamic Intraday TCA Index, with principal protected from market losses. Simple to explain, easy to feel good about.

We help advisors position it, pick the right guarantee period and crediting strategy, run the illustration, and get appointed. I made a free Toolkit to get you started.

Get the free Toolkit here: https://buff.ly/HYrQyBY

Two things your clients spent a lifetime working toward: income they will never outlive, and something to leave behind for the people they love.

For years, they were told they had to pick one. Draw lifetime income, and the legacy shrinks. Protect the legacy, and the income has to come from somewhere else.

That tradeoff is not the only option anymore. The right design can protect a client's full investment amount for their family while they take protected income for life, and it can make sure a surviving spouse is not left short when the first check disappears.

We help advisors design exactly these cases. I put together a free Income + Legacy Playbook with 8 real client scenarios.

Grab it here: https://buff.ly/y4YVk4v

Why standard coverage falls short for your best clients.

Many high-income earners, including physicians and business owners, do not realize that standard disability coverage often falls significantly short of their needs.

Tailored, high-limit solutions are essential to adequately protect their income and their lifestyle.

A quick review of your book usually surfaces a few clients who fit. We help you design and place the case.

Get the free High-Limit DI Field Guide: https://buff.ly/KX1b650

Quick question for the advisors here: how many of your clients are sitting on an IRA bigger than they'll ever spend?

If the answer is “more than a few,” there's a planning opportunity hiding in plain sight.

That money has never been taxed, and under today's rules, most heirs have to drain an inherited IRA within 10 years, often right in their peak earning years. A big chunk can go to taxes instead of the family.

There's a well-known strategy (popularized by IRA expert Ed Slott, CPA) for repositioning part of a large IRA through life insurance to create a more tax-efficient legacy. It's not for everyone, but for the right client, it's a powerful conversation.

We help advisors learn it and design the actual case. I made a free Toolkit to get you started.

Get the free Toolkit here: https://buff.ly/ocqN4iR
Or comment “TOOLKIT” and we'll send it over.

Life insurance premiums are up from 2024 by 10%. this show the need and demand for this important product.

New life premiums hit fresh record Curated by Smartbrief. New annualized individual life premium exceeded $17.5 billion in 2025, reaching a fresh record, according to LIMRA. Total new premium was up 10% from the prior year.

Start the conversation with your clients today about protecting their retirement income.

In our latest YouTube video, we break down key concepts that most agents wish they understood sooner—so you can make smarter, more confident decisions for your client's future.

Watch here: https://www.youtube.com/shorts/pxcCOu0cuAk
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How To Hedge Against Reduced Social Security Income For Financial Professionals Get the Plan Gap Flyer now ➡️ https://buildyourbook.io/fortress-arm/page/social-security-plangap-endorsementAnd start the conversation with your clients toda...

CareMatters LAM-2867AO

Social Security and congressional proposals! watch out for changes!

At 90 years old, Social Security remains vital for most Americans' retirement A survey reveals seven in 10 expect it to be a source of income, while most non-retired respondents worry about its continued sustainability.

Social Social Security stability article From CNBC.

Social Security marks its 90th anniversary — here’s what could happen to future benefits Millions of Americans rely on Social Security benefits for income. As the program reaches marks its 90th anniversary, those payments may be poised to change.