Bespoke Capital

10/23/2026

Some of life's most meaningful investments have nothing to do with finances.

Don recently spent time exploring out west with his family; making memories and enjoying the kind of moments that remind us what matters most:

That building a meaningful legacy isn't just about planning for the future. It's about making the most of the moments we have today.

10/22/2026

Birthdays at Bespoke are always a little sweeter.

Wishing Sam a fantastic year ahead, filled with plenty of reasons to celebrate!

Happy Birthday from the Bespoke Team!

10/22/2026

Behind every business is a family with its own hopes for what comes next.

A look back at Silicon Y'all, where Cody joined the conversation about preparing for a sale and the life beyond it.

Grateful for the people who made it happen.

10/22/2026

Financial independence is permission to choose, not an instruction to retire.

Separate the cash flow your family requires from the cash flow the company needs to grow. Include assets and obligations outside the business before deciding what independence would take.

What would you keep doing if the paycheck were no longer the reason?

10/21/2026

Can You Really Live in Puerto Rico and Pay Less Tax?

A beautiful address isn't a tax plan.

In the first of our four-part Puerto Rico series, Cody Hilbun, Managing Partner, Private Wealth Advisor at Bespoke Capital, introduces the questions business owners should ask before making a move.

The conversation starts with business income and capital gains, but it also needs to include your family, your business, and the life you want to build.

Watch Part 1, and share it with an owner considering Puerto Rico or a future business sale.

Follow Bespoke Capital for the next episode.

https://www.raymondjamesconnect.com/aC4wqJ

10/15/2026

An impressive offer can still be the wrong fit. A larger number does not answer every question.

Write down the commitments a sale must fund and the responsibilities you are willing to keep. Then ask the deal team to compare the actual terms against both.

Read Before the Offer

bespokecap.com

10/13/2026

Which three decisions would make your financial picture clearer?

Business dependence, a transaction, a move, family responsibilities, or a new investment commitment may all deserve attention. Choose the priorities, then identify the facts, specialists, and next action for each.

Our work is helping privately held business owners connect those decisions to financial independence from the company.

Start a conversation with Bespoke and bring the three issues you most want to resolve. https://www.raymondjamesconnect.com/ak7EnA

10/08/2026

Being part of the family, owning shares, working in the business, and running it are different roles.

Discuss what each role requires before responsibilities change. Who makes which decisions? How is readiness developed? What happens when family members want different things?

Your family and legal team can turn that discussion into clear expectations and documents.

Read the governance section of Preparing the Next Generation and choose one role to clarify. https://www.raymondjamesconnect.com/aoHDWd

10/06/2026

Before writing a private-investment check, look beyond the initial amount.

Separate contractual funding obligations from possible future requests. Understand what the documents require and what happens when additional participation is optional.

Then compare the full exposure with family spending and other commitments. Your legal and financial teams should work from the same schedule.

Read the checklist in After the Exit and bring your outstanding commitments to the conversation.

09/29/2026

A property purchase, a business investment, and a retirement plan can each look affordable separately.

The useful exercise is seeing them together. Put the amount, expected date, and funding source beside every major commitment. Identify money counted toward more than one goal.

Include plans that rely on future business distributions or a sale. Those deserve different treatment from capital already available.

Before committing to another opportunity, review the full year's intended uses of cash with your advisors.

Educational discussion only. Raymond James and its financial advisors do not provide tax or legal advice.