Paces Ferry Wealth Advisors

Estate attorney Ritesh Patel of Cohen Po***ck Merlin & Turner joins host Zach Morris to explain what really happens during probate – and why understanding the process can help families avoid costly mistakes.

They break down the executor’s role, common causes of probate delays, strategies to minimize complications, and when trusts, beneficiary designations, or joint ownership may (or may not) make sense. Ritesh also shares practical insights on protecting heirs, avoiding unintended estate planning consequences, tax considerations after a loved one’s passing, and why online estate planning tools and AI-generated legal guidance can create more problems than they solve.

Apple link: https://bit.ly/3T9VSBN
Spotify link: https://bit.ly/44CZ3EF

Most families know they should talk about inheritance, but very few actually do. In this episode, Zach Morris sits down with Emily Bouchard of Bouchard Bespoke Consulting to explore why conversations about wealth, legacy, and family values are so often avoided and what happens when silence fills the gaps. Emily shares practical strategies for discussing inheritance without creating entitlement, building financial competency across generations, and passing along values, not just assets.

‘Whether you’re creating an estate plan or thinking about your family’s long-term legacy, this conversation offers thoughtful insights to help strengthen trust, communication, and connection.

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Apple link: https://bit.ly/4p5a2QH
Spotify link: https://bit.ly/4yeq8vx

Are you planning to retire with a pension and want to make the most of it? Knowing how to optimize your retirement benefits is crucial, and this episode breaks down everything you should consider before making key decisions. Retirement planning goes beyond receiving monthly checks; it’s about ensuring stability, flexibility, and financial freedom.

We’ll explore the history of pensions and why retirees today are part of a rare group with access to them. The episode explains the pros and cons of taking a lump sum versus monthly annuity payments and offers actionable tips to help you choose the option that fits your financial goals. You’ll also learn how survivor benefits can provide security for your loved ones and how to bridge income gaps if you retire before your pension or Social Security starts.

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Apple link: https://bit.ly/3QLTqk5
Spotify link: https://bit.ly/4uATuRu

Retire Stronger and Live Longer: Dr. Hillary Lin’s Guide to Healthspan and Longevity

Most people spend years planning financially for retirement – but what if your health becomes the limiting factor?

In this episode, Zach Morris sits down with Dr. Hilary Lin of CareCore to explore the science of longevity, biological aging, stress, nutrition, and preventive medicine. They discuss the key biomarkers that matter most, why purpose and relationships can influence lifespan, and the practical habits that help people stay active, independent, and healthy for decades. If you want to maximize both your wealth and your health, this conversation offers a roadmap for building a longer, stronger, and more fulfilling retirement.

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Apple link: https://bit.ly/3RSVbvY
Spotify link: https://bit.ly/4uaNoXX

The Retirement Questions Everyone Thinks About But Rarely Asks

In this episode, Zach Morris breaks down some of the most common retirement and financial planning questions people quietly wonder about for years — from how much money you actually need to retire to when to claim Social Security, Roth conversions, portfolio risk, withdrawal strategies, and more. Rather than focusing on one-size-fits-all answers, this conversation explores how taxes, spending, investing, healthcare, and lifestyle decisions all work together in retirement planning. If you want more clarity and flexibility heading into retirement, this episode provides a practical framework for thinking through the decisions that matter most.

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Apple link: https://bit.ly/4ucKrqx
Spotify link: https://bit.ly/49H84iP

What Every Trustee Needs to Know About Managing a Special Needs Trust

Planning for a loved one with special needs goes far beyond setting money aside. In this episode, Zach Morris sits down with Earl of National Care Advisors to break down how special needs trusts work – and what can go wrong if they’re not structured properly.

They explore how to protect access to critical public benefits, the true lifetime cost of care, and why trustees need more than good intentions. This conversation highlights the hidden complexities families often overlook and how thoughtful planning can make a lasting difference in care and quality of life.

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Apple link: https://bit.ly/4dUJIFs
Spotify link: https://bit.ly/4sLYRfZ

Medicare Made Simple: What You Must Know Before Turning 65 (Avoid Costly Mistakes)

Approaching Medicare can feel overwhelming – but it doesn’t have to be. In this episode, Zach Morris sits down with Cole Craven of Move Health to break down the essentials: who qualifies, what each part actually covers, and how to avoid costly gaps and lifelong penalties.

They unpack the critical decisions around Parts A, B, C, and D, the hidden 20% cost exposure many overlook, and the key differences between Medicare Supplement and Advantage plans. If you’re nearing 65 or planning ahead, this conversation brings clarity to one of retirement’s most important decisions.

Listen here:
Apple link: https://bit.ly/3QnbKiN
Spotify link: https://bit.ly/4sdJkoZ