01/01/2023
A.E.K. Lifestyle Management, LLC is pleased to announce that we now offer life insurance options to our clients! Life insurance is the best protection you can give your family, and it could be the start of generational wealth for your legacy.
Donβt just rely on the insurance provided through your employer as benefits typically dissolve when you leave or lose employment. Make 2023 the year that you make the best decision for yourself and your family.
DM or email us today for details.
08/24/2022
Ownership after bankruptcy! π€©π§±π°π§π
How is this even possible? Here is your Wow Wednesday financial tip. If you are disciplined with your budget and credit monitoring, you could possibly prequalify for a home 2 years after the date your bankruptcy has been discharged (not to be confused with the filing date). FHA loans allow buyers to make a purchase after the allotted 2 years, provided that the buyer is able to meet all other necessary requirements.
2 years post bankruptcy discharge β
Credit score > 630 β
Student loans current β
At least 2 yrs of consistent work history β
Bank account and tax history β
No recent debt β
No new financial changes after applying β
*Please note that lenders may vary in their requirements, and these tips arenβt conclusive.*
08/11/2022
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A fixed expense is a financial obligation that must be met weekly, biweekly, or monthly. These expenses are your non negotiable budget lines like mortgage/rent, homeowners/renters insurance, utilities, federal student loans, car note, car insurance, etc.
Variable, or discretionary, expenses are also important but have more flexibility within your budget. Examples include: groceries, cell phone bill, internet, streaming services, gas, hair care, etc.
If adjustments need to be made to your budget, go to your variable expenses for wiggle room first.
DM .e.k._lifestylemanagement today for more information on budgeting and credit development!
07/26/2022
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It is important to secure a whole life insurance policy independent of your employer because most employer based benefits are lost if and when there is job loss or transition. Having your own life insurance policy will protect you regardless of where you are employed.
Term life insurance is a great way for people to cover their untimely death at a lower monthly premium, but these policies have an expiration date. Whole life insurance covers you for your entire life, and can build accessible cash value.
DM .e.k._lifestylemanagement to learn more!
07/18/2022
Do you have a structured budget for your household?
Itβs Manage your Money Monday! Let A.E.K. Lifestyle Management, LLC help you get started today! Comment below if youβre interested. π§±π°π§π
07/15/2022
Our mission is to help you build wealth and navigate success. Allow us to use our resources and knowledge to assist you in reaching your goals. Contact [email protected] today!
Happy Friday! π§±π°π§π
07/14/2022
Are you ready to make positive financial changes?
Let A.E.K. Lifestyle Management, LLC help you build wealth and navigate your success! π§±π°π§π
Contact us at [email protected] to get started.
07/13/2022
The best initial step you can take toward financial success is creating and following a structured budget!
Let A.E.K. Lifestyle Management, LLC assist you in building wealth and navigating your success!
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