Sapphire Tax & Financial Services

🚨TAX DEADLINES YOU NEED TO KNOW FOR 2026 🚨
Tax season is not over just because you filed… there are multiple deadlines people forget every year 👀💰

Here’s a quick breakdown so nobody says they didn’t know ⬇️

📌 April 15, 2026
✅ Last day to file your personal tax return (1040)
✅ Last day to file an extension (Form 4868)
⚠️ Extension gives you more time to FILE… NOT more time to PAY

📌 October 15, 2026
✅ Deadline if you filed an extension

📌 Estimated Taxes Due (Self-employed / 1099 / business owners)
💰 April 15
💰 June 15
💰 September 15
💰 January 15

📌 Business Returns Deadlines
📊 March 16 – S-Corp & Partnerships due
📊 April 15 – C-Corp due
📊 September 15 – Extended S-Corp / Partnership due
📊 October 15 – Extended C-Corp due

⚠️ Missing deadlines = penalties + interest
⚠️ Extension does NOT stop penalties if you owe
⚠️ Self-employed must pay quarterly

Taxes is not just filing one time a year… it’s year-round. 📑🔥

If you need help staying compliant this season, talk to a professional BEFORE the deadline hits.

𝐓𝐚𝐱 𝐭𝐢𝐩 𝐓𝐮𝐞𝐬𝐝𝐚𝐲 𝐰𝐢𝐭𝐡 𝐒𝐀𝐏𝐏𝐇𝐈𝐑𝐄 𝐓𝐀𝐗 & 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐒𝐄𝐑𝐕𝐈𝐂𝐄𝐒.....

The IRS REVIEWING. REVERSING. OFFSETTING. TRANSFERRING.

If you checked Where’s My Refund or your transcripts and it says:
• Refund applied to an IRS debt
• Refund applied to a non-IRS debt
• Refund offset
• Contact the Bureau of the Fiscal Service - 800-304-3107
• Your refund was reduced

This is NOT a glitch.

This means your money was intercepted before it ever hit your account.

And let’s talk about WHY this is happening because some of y’all still think refunds just disappear for no reason.

Here are a few REAL reasons I’ve personally seen:

🏦Unemployment overpayments

If you collected unemployment and your state says you were overpaid or there was fraud involved, they WILL take it back. Automatically.

💳Fraudulent credits

The IRS is going back and reversing:
• COVID credits
• Sick & Family Leave credits
• Earned Income Credit
• Child Tax Credit / ACTC
• Education credits
• Inflated withholdings
• Fake Schedule C businesses
• Medical and dental expenses that make zero sense for your income
• Excessive Charitable Contributions
• Dividend Income
• Social Security Administration

If something was claimed and doesn’t align with your income history, prior returns, or documentation, they are catching it.

🇺🇸State debts
👶🏽Back child support
🏫Student loans
🏦State tax debt
🚦Traffic fines in some states
👩🏽‍⚖️Government agency collections
📞Debt collectors through Treasury 💵Offset Program

Yes, federal agencies can grab it.

If your transcript shows codes like:

846 refund issued
898 refund applied to debt
971 notice issued
570 additional account action

🗣️🗣️And before y’all start spiraling,
This does NOT mean your tax preparer stole your money. This does NOT mean the IRS just “felt like it.” This does NOT mean the system glitched.
It means there was a liability somewhere.

If 𝐖𝐡𝐞𝐫𝐞'𝐬 𝐌𝐲 𝐑𝐞𝐟𝐮𝐧𝐝 or your online account shows an offset, contact Bureau of the Fiscal Service, ( 800-304-3107 ) that’s who handles federal offsets. They can tell you exactly who took it and for how much.

If you’re a taxpayer reading this:

🛑Stop chasing the biggest refund.

🛑Start chasing compliance.

🛑Stop letting clients bully you into filing nonsense just to keep them happy.
That “big refund” energy don’t feel so good when it gets reversed.

Check your transcripts. Read your notices. Answer your letters. Call the Bureau of Fiscal Service if it says to.

‼️ FEDERAL UPDATE!l ‼️

A significant number of individuals received an update today with a scheduled date of 03/09, indicating that deposits should be received by 02/23. We advise checking your accounts from today through Monday, as this update applies exclusively to banks with no holds, including Cash App and Chime, or banks that release funds early.

As you’re checking your refund status, these codes may help you understand what you see!!

🗣️🗣️𝐍𝐎𝐓𝐄: 𝐂𝐑𝐄𝐀𝐓𝐈𝐍𝐆 𝐀𝐍 𝐎𝐍𝐋𝐈𝐍𝐄 𝐀𝐂𝐂𝐎𝐔𝐍𝐓 𝐖𝐈𝐓𝐇 𝐈𝐑𝐒 𝐖𝐈𝐋𝐋 𝐒𝐇𝐎𝐖 𝐌𝐎𝐑𝐄 𝐔𝐏 𝐓𝐎 𝐃𝐀𝐓𝐄 𝐓𝐇𝐀𝐍 "𝐖𝐇𝐄𝐑𝐄 𝐈𝐒 𝐌𝐘 𝐑𝐄𝐅𝐔𝐍𝐃" 𝐒𝐈𝐓𝐄....

🚨🚨🚨IRS TRANSCRIPT CODES — WHAT THEY MEAN 🚨🚨🚨

😭826 – PART OF YOUR TAX REFUND WAS USED TO PAY A DEBT
Your refund was reduced to cover things like student loans, child support, state taxes, etc.

🤑846 – YOUR REFUND WAS APPROVED
This is the money code. Your refund is approved and on the way.

😭570 – YOUR REFUND IS ON HOLD
The IRS paused your refund. Usually means they need to review something or verify info.

😝971 – AMENDED RETURN OR CLAIM FORWARDED FOR PROCESSING
An amendment or claim was received and is being worked on.

😒977 – AMENDED RETURN FILED
Your amended return (1040X) has officially been filed and logged in their system.

🥲810 – REFUND FROZEN
The IRS froze your refund due to an issue — identity, review, or mismatch.

😤811 – REVERSE OF 810 FREEZE
The freeze has been lifted and processing can continue.

😕091 – REVOCATION ON BEING TAXED AS A SMALL BUSINESS
IRS changed or removed your small business tax classification.

😤177 – ABATEMENT OF ESTIMATED TAX PENALTY
Your penalty was reduced or removed.

🤓768 – EARNED INCOME CREDIT
This shows how much Earned Income Credit you qualified for.

😰424 – RETURN REFERRED TO EXAMINATION (AUDIT REVIEW)
Your return was flagged for examination or review before release.

🤭425 – REVERSAL OF 424
The audit/exam flag was removed.

Tax tip!

Any paperwork that you get that has ‘tax documents’, please give them to your tax preparer!!

Y’all be keeping paperwork then when you get audited, you want to blame your tax preparer….. that’s not fair!!!

Give them ALL paperwork and allow them to tell you that you don’t have file it……

🚨🚨🚨IRS TRANSCRIPT CODES — WHAT THEY MEAN 🚨🚨🚨
😭826 – PART OF YOUR TAX REFUND WAS USED TO PAY A DEBT
Your refund was reduced to cover things like student loans, child support, state taxes, etc.

🤑846 – YOUR REFUND WAS APPROVED
This is the money code. Your refund is approved and on the way.

😭570 – YOUR REFUND IS ON HOLD
The IRS paused your refund. Usually means they need to review something or verify info.

😝971 – AMENDED RETURN OR CLAIM FORWARDED FOR PROCESSING
An amendment or claim was received and is being worked on.

😒977 – AMENDED RETURN FILED
Your amended return (1040X) has officially been filed and logged in their system.

🥲810 – REFUND FROZEN
The IRS froze your refund due to an issue — identity, review, or mismatch.

😤811 – REVERSE OF 810 FREEZE
The freeze has been lifted and processing can continue.

😕091 – REVOCATION ON BEING TAXED AS A SMALL BUSINESS
IRS changed or removed your small business tax classification.

😤177 – ABATEMENT OF ESTIMATED TAX PENALTY
Your penalty was reduced or removed.

🤓768 – EARNED INCOME CREDIT
This shows how much Earned Income Credit you qualified for.

😰424 – RETURN REFERRED TO EXAMINATION (AUDIT REVIEW)
Your return was flagged for examination or review before release.

🤭425 – REVERSAL OF 424
The audit/exam flag was removed.

📢 U.S. Government Shutdown Has Started….. Here’s What You Need to Know About Taxes 🇺🇸

The federal government officially entered a partial shutdown on January 31, 2026 because Congress failed to pass funding for all federal agencies before the deadline. Lawmakers are currently in a budget fight; especially over funding for the Department of Homeland Security (DHS) and immigration policy… which stalled final spending bills and caused funding to lapse.

So what does this mean for taxpayers and tax preparers? 🤔

✅ Tax preparation and e-filing are still happening normally.
☑️ You can still prepare & submit your tax returns electronically.

✅ Tax refunds are still being processed and issued… for now.
☑️ IRS leadership has stated that refund checks should not be delayed by this partial shutdown.

⚠️ However, some IRS services could slow down if the shutdown continues:
🔹 Customer service phone lines & help centers may have reduced staffing.
🔹 Paper return processing and mailed correspondence may take longer.
🔹 Responses to notices, audits, and disputes could be delayed.

💡 Important: A shutdown doesn’t change tax deadlines; returns are still due on time (e.g., April 15 for most taxpayers).

🗣️ Why It Happened:
The shutdown began because Congress did not finalize all federal appropriations bills by the funding deadline. Lawmakers have been in a standoff, in particular over funding for the Department of Homeland Security and related immigration policy issues which prevented approval of the final budget package.

📌 Bottom Line:
➡️ File your taxes as usual.
➡️ Refunds are expected to continue.
➡️ Be prepared for slower IRS responses or delays in paper-based services while the shutdown continues.

With Glenda J Mays – I just got recognized as one of their top fans! 🎉

Tax season is OFFICIALLY open!!

🗣 The Main Tax Topic codes 2025

✅152 - Processing. All returns will receive this code once accepted by the IRS

✅151 - Your return is under review. Due to tax liens, DD, various reasons but it is not a AUDIT. You will receive a letter in the mail within 30 days for further action. Not big issue ! Until you know why !

✅203 - Offset. Refund will be reduced due to past due debt owed. You can Always call the offset line for further information. You will receive a notice in the mail about your partial or full refund due to your debts. *You can always call BFS if you are having significant hardship. About your debts*

✅424 - Audit. Your return is being set aside for examination. May take 30 - 45 Calendar Days until review is completed. If you have not received anything in mail or any action has been taken after those days. Please contact tax advocate service line. They will help you for free !

✅766 - A claimed/missed credit. Refund will be adjusted.

✅810 - ERROR. Refund freeze. Definitely have to wait for a letter in the mail or call the irs. This code can be for many reasons.

✅846 - Refund has been issued. 🤑🤑🤑

*Some codes can be easily fixed. Please just call or wait for the letter.*

🔸Tax Advocate Service Line -
☎️ 1-877-777-4778

🔸Tax Refund Offset - ‼️‼️𝙏𝙝𝙞𝙨 𝙞𝙨 𝙩𝙤 𝙛𝙞𝙣𝙙 𝙤𝙪𝙩 𝙞𝙛 𝙮𝙤𝙪𝙧 𝙩𝙖𝙭 𝙧𝙚𝙛𝙪𝙣𝙙 𝙬𝙞𝙡𝙡 𝙗𝙚 𝙩𝙖𝙠𝙚𝙣 .......
☎️ 1-800-304-3107
*Please call before your refund is processed or released so you can make adjustments for any past debts. Before you refund is fully processed.*

🔸IRS - ☎️1-800-829-1040

This is a very good tool to utilize!!

An Online Account makes it easy to securely access your tax information. Use it to access your records, make and view payment information, check balances and more.
Create your account today at www.irs.gov/accounts.

Are you ready? We can assist you!

The begins accepting tax returns today! Taxpayer help has expanded this year with more in-person hours, better service and improved tools. Read: https://ow.ly/bb7k50QvqRN