Elm3 Financial & CPA Group

Electric vehicle tax credits can be valuable, but they come with several IRS requirements—including income limits, vehicle price caps, and eligibility rules.

If you purchased a new or used EV in 2025, be sure to provide your dealer’s “Time of Sale” report to your tax preparer. This document is required to properly claim the credit on your tax return.

Keeping the right documentation now can help avoid delays or issues later.

If you have questions about EV credits or other tax planning strategies, our team at Elm3 Financial Group is always here to help.

To begin preparing your tax return, please upload your documents to the secure client portal or drop them off at our office.

A few helpful reminders as we get started:

• Order of Processing: Tax returns are prepared in the order that documents are received.
• Documentation First: We will begin processing your tax return once all necessary documents have been submitted.
• Pickup Appointments: Once your return is fully completed, we will reach out to schedule your pickup appointment.

Submitting your documents early helps keep the process moving smoothly during the busy tax season.

If you have any questions about uploading documents or using the portal, our team at Elm3 Financial Group is happy to help.

There are a number of tax documents or pieces of information that folks may forget about or overlook during filing season. If you had tip income or overtime pay, make sure to provide your preparer with your final paystub of the year! Those with health insurance from the exchange should provide their preparer with a Form 1095-A, and those who took HSA distributions need to provide a Form 1099-SA. To deduct business mileage, you will need to provide a log showing total business miles driven during 2025 in addition to the vehicle's make/model and the vehicle's beginning and end-of-year odometer readings. Those with college students should provide a 1098-T to show tuition costs and may need to provide Form 1099-Q if you took distributions from a 529 Plan. Finally, please alert your preparer if you traded in cryptocurrency during 2025.

The last day to schedule your tax pick-up appointment with Elm3 for the April 15th deadline is April 3rd! We have just 29 days until April 3rd, so make sure to get your tax documents uploaded if you do not want to file an extension this year.

We are happy to introduce this year’s office greeter — Lilly, our English Cream Golden Retriever, born November 5, 2025. Lilly is playful, curious, enthusiastic about office visits, and very serious about nap time. She enjoys supervising from under desks and providing much-needed puppy therapy during busy days.

CiCi Hope is our smartly dressed and kind receptionist and will be answering most incoming calls and assisting clients while in the office. She helps coordinate documents, appointments, and questions—overall making sure things run smoothly from the moment you contact us.

Diana Serrano Martinez assists with gathering and processing tax returns and supports the intake and organization of client documents. She is often one of the first friendly voices you hear when contacting our office and has expressed a desire to continue growing professionally. Diana has begun learning payroll processing for our business clients.

Kat Bjerkadal manages office operations and client portals and assists with data gathering and input for our financial planning clients. Kat has demonstrated a strong desire to continue learning and growing within the firm, and her organizational skills keep everything running smoothly behind the scenes.

Margaret Nickens, a Certified Financial Planner® and National Social Security Advisor Certificate Holder, serves as the Chief Compliance Officer and Lead Financial Planner at Elm3. In addition to managing retirement, education, and Social Security planning, Margaret also assists with portfolio reviews, payroll, tax preparation, and client communication.

Monica Ladson recently passed her Series 65 exam, allowing her to now work as an investment advisor representative with Elm3 Financial Group. She supports our investment advisory clients through research and portfolio management tasks, while also playing an important role during tax season.

Kylee Wagner has now been with Elm3 for two full years. She supports individual and business clients through tax preparation and accounting services, including financial record maintenance. Kylee continues to expand her technical skills and is actively studying for the Enrolled Agent (EA) exam.

has changed, her role at Elm3 has not. Heike continues to prepare tax returns for both individual and business clients and provides accounting services and tax planning support. She has been with Elm3 since 2016 and is valued for her precision, reliability, and steady approach.