Greg Simmons at Rate NMLS 207562

Greg Simmons at Rate NMLS 207562 I am a VP of Mortgage Lending NMLS 207562 at Rate (operating as Guaranteed Rate, Inc. A mortgage company where homebuying meets well-being.

in New York state) NMLS 2611.

23 years of experience, specializing in residential mortgage lending in VA MD DC NC PA WV, and SC Rate combines your home, financial and personal well-being to spark a more balanced life.

■ Free, fast pre-qualifications and closing cost estimates

■ Easily accessible by phone, email, or text message

■ Specializing in conventional, jumbo, FHA, and VA financing

■ Offering competitive rates and products customized to meet your needs

■ In-house processing, underwriting, closing, and funding

■ Licensed in VA, MD, DC, NC, SC, PA, and WV

It is my goal to make you comfortable with every part of the mortgage loan process. I am happy to take the time to meet face-to-face, by phone, email, or text message, and patiently walk you through your options and explain every aspect of your transaction. I started in the mortgage business in 2001 and have spent years learning the ins and outs of the loan process. I began in the post-closing department, have experience with loan processing and underwriting, and since 2005, have assisted and originated on top-producing teams, helping to get over nearly $1 billion in loans to the table. The result is a thorough understanding of the intricacies of the mortgage business, which allows me to offer you an outstanding level of customer service. Let me put my knowledge to work for you! My strengths include experience, knowledge, patience, and attention to detail. My objective is to deliver an exceptional level of service and satisfaction, and in the process, create lifelong business relationships with each of my clients.

10/08/2026
Get to know me! Double whammy today! When I’m not busy doing mortgage banking things, you might find me… Did you know I ...
10/07/2026

Get to know me! Double whammy today! When I’m not busy doing mortgage banking things, you might find me… Did you know I have played guitar since 7th grade and I play bass in a cover band called Jimmoni? AND I am a huge college football fan?! How about those Hokie kicks!

10/07/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/hGXtq0tq3rA/XzCNT



NMLS # 207562

After spending 25 years in the mortgage business and reviewing thousands of credit reports, I'm sharing some insights, d...
10/05/2026

After spending 25 years in the mortgage business and reviewing thousands of credit reports, I'm sharing some insights, dos, and don'ts in my latest mortgage blog article, Credit 101! Click below to read the full article!

What 25 Years in Mortgage Lending Has Taught Me About Credit In theory, credit should be a pretty easy thing. You pay your bills on time, you have a good credit score, right? Well, it’s not quite that easy.

Challenges create opportunities. Yes, rates are up, but this market dynamic creates massive opportunity for buyers:* Les...
10/01/2026

Challenges create opportunities. Yes, rates are up, but this market dynamic creates massive opportunity for buyers:
* Less competition!
* Seller credits are back!
* Temporary buydowns are back (in a big way)!
* Possibly get your offer accepted below asking price!
* Win the house you want now!
My last two contracts featured seller-paid 2-1 buydowns. Want a fixed rate in the 5’s? Looking to buy now? Let’s talk! 📲

Congrats to my wonderful clients for closing on their first home! They were such a pleasure to work with and I am so hap...
09/26/2026

Congrats to my wonderful clients for closing on their first home! They were such a pleasure to work with and I am so happy for them! Such a lovely family! Extra special thanks to Karen Reynoso for a super smooth transaction!

I've started a mortgage blog! For my first entry, I posted the article on LinkedIn. Would love if you'd take a moment to...
09/22/2026

I've started a mortgage blog! For my first entry, I posted the article on LinkedIn. Would love if you'd take a moment to check it out and I welcome your feedback! Of course, please feel free to share!

Buying a home can seem like a daunting process. With so many moving parts, it can be difficult just figuring out how to get started.

Day 9 of my post series highlighting the 9 markets (8 states + DC) where I’m licensed to lend! 🏡Today’s stop: GEORGIA! 🍑...
09/21/2026

Day 9 of my post series highlighting the 9 markets (8 states + DC) where I’m licensed to lend! 🏡

Today’s stop: GEORGIA! 🍑⛳️

One of the most recent additions to my lending footprint, Georgia is a state rich in history, culture, and Southern tradition.

Georgia’s capital and largest city, Atlanta, was the birthplace of Dr. Martin Luther King, Jr. and is home to the national historical park that preserves his birthplace and legacy. Atlanta is also a city brimming with cultural and musical history.

Craving some Southern comfort food and Lowcountry cooking? Take a trip to beautiful Savannah and experience its relaxed coastal charm. And if you’re a ghost buff like me, there’s plenty of haunted history there, too! 👻

And if it’s sports tradition you’re looking for, head to Athens for storied SEC football 🏈 or Augusta for The Masters, which for many golf fans is one of the highlights of the year! 🌺⛳️🏌️‍♂️

Fun fact: Georgia isn’t just famous for peaches—it also produces nearly half of the peanuts grown in the United States! 🥜

Whether you’re buying your first home, moving up, purchasing an investment property, or looking for a second-home getaway, whatever your mortgage financing needs in Georgia, I’d love to help! 🏠

And that’s a wrap on all 9 markets! 🎉

Address

19775 Belmont Executive Plaza
Ashburn, VA
20147

Website

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