Oakmont Advisory Group, LLC

Feeling like you're not getting ahead despite working hard? You're not alone. The “Great Financial Divide” is real—while big tech thrives, many families struggle with high-interest debt. Davis shared a 3-step plan on to help you take control:

1️⃣ Build Resilience: Save 3–6 months of expenses in a High-Yield account.
2️⃣ Invest Efficiently: Maximize your 401(k) employer match—it's free money.
3️⃣ Target Toxic Debt: Use the “Avalanche” method to tackle high-interest credit cards first.

Always great hanging with the crew at and ! As we talked about on air, it’s not too late to make smart financial moves before year-end—small adjustments now can set you up for a stronger 2026. 

🔹 Boost Retirement Contributions
401(k)s, IRAs, and catch-ups all have increased limits for 2025—adding even a little more before Dec. 31 can make a difference.

🔹 Know the New Tax Rules
Standard deductions, new deductions for tips/overtime, and updated NM brackets are all shifting for 2025.

🔹 RMDs & Roth Moves
If you’re 73+, your RMD deadline is Dec. 31. It’s also a great time to look at Roth conversions while rates remain favorable.

🔹 Smart Tax Strategies
Tax-loss harvesting, charitable giving, and capital gains planning are powerful year-end tools.

Make the moves that matter now—your future self will thank you.

Holiday spending is in full swing — but it’s not just about your wallet. 💳

Consumer spending drives nearly 70% of the U.S. economy, which means how we shop this season says a lot about the year ahead.

Inflation, higher rates, and cautious optimism are shaping this holiday’s spending trends. The key?

🧾 Plan before you purchase.
💡 Focus on value, not volume.
📈 And remember — financial peace is the best gift you can give yourself.

🎥 In a recent segment with Danielle Todesco on KOB4, David Hicks is in the studio to discuss the 50/30/20 Rule!
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Don’t miss out on watching the full video and David’s perspective on this important topic! ⁠
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Click the link in our bio to watch the video today.

🎉 Happy New Year! Wishing you all the best in 2024!

🦃 From all of us at the Oakmont Advisory Group, we want to wish you and your families a wonderful Thanksgiving!⁠
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We are all so grateful for our clients and the opportunity to help make your financial futures brighter in any way we can.

📂 If you’ve recently changed jobs or are sitting on an old 401k from a previous employer, one of the most important decisions you must make is what to do with your old retirement accounts. This retirement account can be a significant asset to grow... ⁠
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Click the link in our bio to read our blog on dormant 401k accounts!

🤝 Ralph and Brandon highly value the relationships they continue to build with Oakmont Clients!⁠
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When trusting someone with your Retirement, meaningful connections are essential to a productive working relationship.

📈 "In the realm of finance, when one hears “refinancing,” it often defaults to thoughts of home mortgages. However, in today’s high-interest climate, refinancing extends beyond the home, presenting a broader spectrum of financial opportunities.

In our newest blog, we have provided a comprehensive guide on optimizing a financial portfolio, diving deep into the “whys” and elaborating on the “hows"!

Click the link below to read all about it!
https://oakmontadvisory.com/refinancing-investments-in-a-high-interest-environment/

Meridyth & Ralph are both from Virginia, so they always will have something in common.⁠
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As they continued to work with each other, they developed a friendship that feels like family.⁠
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It’s a blessing to work with people who remind you of home! 🏡