Independent Retirement Professionals

Independent Retirement Professionals Founded by Danny Young in 1991, Independent Retirement Professionals, Inc. partners with individuals on their journey toward financial freedom.

Recognizing that no two clients are the same, our team of financial professionals provides a holistic financial strategy molded to fit your unique situation. When discussing retirement, most people’s hot-button issues are: outliving their money, health destroying wealth, and taxes. We come alongside you as your trusted guide to help guide you every step of the way. When you connect with us, you’re getting more than just a financial strategy—you’re gaining a personal connection with a team of professionals whose main goal is learning who you are in order to help you succeed. In short, we seek to provide you with the resources you need to help your dreams of financial freedom become a reality. That’s who we are. Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc. "Likes," endorsements, and other recommendations should not be considered a positive reflection of the services or advice offered by registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc.; positive reviews of experiences with registered representatives/investment advisor representatives in this office and/or Independent Retirement Professionals, Inc. may not reflect the experience of all, or even most, clients. Visitors to this page should not write positive reviews of their experience as testimonials may be prohibited under state and federal securities laws. We are licensed to sell insurance in Florida, Georgia, Mississippi, Missouri, New Jersey, North Carolina, South Carolina, Tennessee, Texas, Virginia.

Considering a Roth IRA conversion?A Roth conversion may be worth discussing as part of your overall retirement strategy,...
09/23/2026

Considering a Roth IRA conversion?

A Roth conversion may be worth discussing as part of your overall retirement strategy, but it can also have significant tax consequences. Whether it is appropriate depends on your individual financial circumstances.

Schedule a conversation with Ray Sharpe to discuss the options available to you.

Call (229) 896-2453 or visit https://assetpositioning.com/.

Independent Retirement Professionals does not provide tax or legal advice. Please consult your tax or legal advisor regarding your individual circumstances.



Securities offered through Kovack Securities, Inc., Member FINRA/SIPC, 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc., an SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training. Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Your retirement plan should begin with more than numbers. It should begin with your life, your family, your priorities a...
09/21/2026

Your retirement plan should begin with more than numbers. It should begin with your life, your family, your priorities and what you want the years ahead to include.

Independent Retirement Professionals takes time to understand your history and goals before helping you evaluate the choices in front of you.

Schedule a personal conversation with Danny Young.

Call (229) 896-2453 or visit https://assetpositioning.com/.



Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.

Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

A retirement plan can look complete while still leaving important questions unanswered.Have you considered how your inco...
09/19/2026

A retirement plan can look complete while still leaving important questions unanswered.

Have you considered how your income needs, risk tolerance, healthcare expenses, family circumstances and long-term priorities work together? Reviewing your strategy may help uncover areas that deserve a closer look.

Call Danny Young at (229) 896-2453 or visit https://assetpositioning.com/ to schedule a conversation.



Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.

Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

A substantial portfolio may tell you what you have. It does not automatically tell you how to use it throughout retireme...
09/17/2026

A substantial portfolio may tell you what you have. It does not automatically tell you how to use it throughout retirement.

Which assets should provide income first? How will required distributions fit into the picture? How much should remain accessible for unexpected expenses? And does your investment approach still reflect the life you are living today?

These questions deserve more than a one-size-fits-all answer.

Schedule a conversation with Danny Young to review how the different pieces of your retirement plan work together.

Call (229) 896-2453 or visit https://assetpositioning.com/.



Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Retirement income involves more than deciding how much money you may need. It also means considering when and how your d...
09/15/2026

Retirement income involves more than deciding how much money you may need. It also means considering when and how your different income sources could work together.

Independent Retirement Professionals can help you evaluate your individual circumstances, priorities and retirement goals as you consider the choices ahead.

Schedule a conversation with Danny Young.

Call (229) 896-2453 or visit https://assetpositioning.com/.



Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.

Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Retirement may be approaching, but is your current plan prepared for what comes next?Changes in income, expenses, health...
09/14/2026

Retirement may be approaching, but is your current plan prepared for what comes next?

Changes in income, expenses, healthcare needs and family priorities can affect how your retirement plan fits your life. A conversation with Independent Retirement Professionals can help you review your current strategy and identify areas that may deserve more attention.

Schedule a conversation with Danny Young.

Call (229) 896-2453 or visit https://assetpositioning.com/.



Registered Representatives in this office are registered with and offer securities through Kovack Securities, Inc. Member FINRA/SIPC. 6451 N. Federal Hwy., Suite 1201, Ft. Lauderdale, FL 33308 (954-782-4771). Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.

Independent Retirement Professionals, Inc. is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Happy Labor Day from Independent Retirement Professionals! Wishing everyone a safe, restful and enjoyable holiday.
09/07/2026

Happy Labor Day from Independent Retirement Professionals! Wishing everyone a safe, restful and enjoyable holiday.

09/04/2026

Retirement planning starts with a conversation about your goals, priorities and the questions that matter most to you.

Schedule an appointment with the team at Independent Retirement Professionals to discuss how your retirement plan fits your individual circumstances.

Call (229) 896-2453 or visit https://assetpositioning.com/ to schedule your appointment.



Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

August is almost over—but there is still time to ask an important question:Is your retirement plan still aligned with yo...
08/28/2026

August is almost over—but there is still time to ask an important question:

Is your retirement plan still aligned with your life?

Changes in your income, expenses, family circumstances or retirement timeline may affect the choices in front of you. A periodic review can help you better understand where you stand and what questions may deserve a closer look.

Schedule a conversation with Danny Young to review your retirement goals.

Call (229) 896-2453 or visit https://assetpositioning.com/.



Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

08/27/2026

Take a look inside Independent Retirement Professionals.

For more than 40 years, Danny Young has served clients in the financial services industry and today, there is an entire team working alongside him. The conversation begins by learning about your history, priorities and retirement goals.

Ready to start a conversation? Call (229) 896-2453 or visit https://assetpositioning.com/.

Securities offered through Kovack Securities, Inc., Member FINRA/SIPC. Investment Advisory Services offered through Kovack Advisors, Inc. Independent Retirement Professionals is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc.

Address

102 N Hutchinson Avenue
Adel, GA
31620

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 12pm

Telephone

+18008629384

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