LH Financial Consultant

Thanks to the recent changes in law, you can now enter the second pension pillar up to the age of 40! Second pillar does not cost you anything but gives you more options and benefits in the future. Get in touch for more details.

Looking for an upgrade or investment in real estate? We have for you a spacious 3-bed flat located in the Cubicon residence with 3 balconies and a parking space.

3-izbový byt, 3x balkón, parking, Rezidencia Cubicon, predaj, Bratislava - Karlova Ves | Nehnuteľnosti.sk 3 izbový byt, Predaj, Bratislava IV - Karlova Ves, Novostavba, 96 m², 350 000 €, Realitná kancelária ViaReality...

Did you experience FOMO (fear of missing out) whilst watching interest rates shoot up on mortgages and wished you acted back then? For EU citizens, there is still an option to get 1.4% fixed for 5 years (with fees for transfer covered). Don't miss this potential last offer to fix your rates below 2%. Get in touch for professional help if you want to know more.

Do you like to play it safe? You can now fix your interest rate at 1.35% on your mortgage for 20 years! This is a pretty good deal considering the outlook!

The long anticipated increase in interest rates is here. VUB has today announced increase in interest rates for mortgages accross all fixed terms. Let’s see what other banks will do. If you are still hesitating to get a better deal for a longer term, it might be now or never. Sometimes it is also worth negotiating with your bank first.

I wish you all, my dearest clients and friends, all the very best into the new year. May wise decisions help you stay well physically, mentally and financially.

Finally also performance of third pillar management companies is summarised in a user friendly report! Great news is that Uniqa index fund which I opened for most of my clients (unless they had different preference) is performing the best, earning 19.37% over past 12 months. The same goes for the second pillar (with much longer history in index funds). Check out performance of your fund(s) and let me know if you want to change. If you have the account open for longer than 12 months, it is free of charge for you! Happy days!

If you are worried about interest rates on your mortgage going up in coming years, fix it for 10 years at 0.99% at no cost to you! Not a bad deal I would say. Get in touch for more details and get a bonus deal on the top ;-)

Do you pay on your mortgage more than 1%? It is still time to remortgage free of charge and get a lower rate. All with a complimentary support of an experience broker in English language. Get in touch to find out more. Interest rates start at 0.4%!

If you have FINAX account and you invest in January at least 10 000 Euros, you will never again pay the transaction fee on all your open accounts! It is worth making an effort to find spare 10k ;-) If you do not have a Finax account yet, let me know and we can change that! And don't forget to check your account on their new application, it is now fully running!