26/08/2026
Which National Day Rally announcement matters most to you? 🇸🇬
Will it change the way you plan for the future or is it more of the same?
👇 Share your thoughts.
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26/08/2026
Which National Day Rally announcement matters most to you? 🇸🇬
Will it change the way you plan for the future or is it more of the same?
👇 Share your thoughts.
17/08/2026
Recovery Takes Longer Than Your Sick Leave Does
( Source: CNA ) A S$20,000 tribunal case in Singapore highlights a financial risk many working adults overlook: your income can be vulnerable even when you still have a job. In August 2026, Singapore’s Employment Claims Tribunal awarded a woman S$20,000 , the maximum it could award, after finding that she had been effectively forced to resign from her job at an international school....
Recovery Takes Longer Than Your Sick Leave Does ( Source: CNA ) A S$20,000 tribunal case in Singapore highlights a financial risk many working adults overlook: your income can be vulnerable even when you still have a job. In August 2026, Singapo…
02/07/2026
A bankrupt cannot remove trustee simply because their relationship soured: High Court
High Court dismisses bankrupt's bid to remove trustee Discover why a bankrupt individual cannot simply ask the High Court to remove their trustee due to a soured relationship in Singapore. Read more at straitstimes.com. Read more at straitstimes.com.
Beyond Product Illustrations: The True Role of an Independent Financial Adviser
The above image is a recent conversation with a fellow financial adviser in Avallis Financial. It reminded me why independent financial advisory matters so much today. While reviewing a product illustration, the representative raised several important questions: “Does this calculation sound correct?”“The illustrated yield looks very high based on the information shown.”“I just want to make sure this is the correct way to market the product.”...
23/04/2026
Dollar-Cost-Averaging vs Bottom Fishing
Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let's do a back-testing simulation to look at how different are the two strategies and which is a better way to invest. The chart below shows the portfolio returns of two investors who invested in the S&P 500 index - One practice DCA by investing $1,000 every month and another practice BF by investing $12,000 a year only at the lowest price for that year....
Dollar-Cost-Averaging vs Bottom Fishing Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let’s do a back-testing simulation to look at how different are the two strategies and …
22/03/2026
There is a major change in our Integrated Shield Plans that will take effect 1st April 2026. Many had asked what they should do. Here are the changes & options for your considerations.
Integrated Shield Plan Changes 2026: What It Means for Your Wallet Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on WhatsApp and social media. I have received more queries about this than almost …
22/03/2026
Integrated Shield Plan Changes 2026: What It Means for Your Wallet
Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on WhatsApp and social media. I have received more queries about this than almost anything else in recent memory and rightly so. If you are one of the approximately 71% of Singaporeans who holds an Integrated Shield Plan, and especially if you have a rider attached to it, the changes coming on ...
Integrated Shield Plan Changes 2026: What It Means for Your Wallet Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on WhatsApp and social media. I have received more queries about this than almost …
Selamat Hari Raya Aidilfitri! Wishing you and your family a blessed festive season filled with joy, togetherness, and renewed hope.
Maaf Zahir dan Batin.
18/03/2026
Woman sues Prudential, saying insurer used 'buried clause' to deny S$100,000 brain surgery claim The woman alleges that Prudential "manipulated" the language of the contract "with the sole purpose to make financial gains", but Prudential says her condition was clearly excluded in the policy document.
08/03/2026
5 Money Mindset Shifts Every Woman Needs in 2026
Every year, International Women's Day gives ladies a moment to pause and reflect. Not just on how far you have come, but on where you want to go. In 2026, with rising costs, shifting careers, and longer life expectancies, one thing is clear: financial empowerment is no longer optional for women. It is essential. The good news? Building wealth isn't just about knowing the right investment products....
5 Money Mindset Shifts Every Woman Needs in 2026 Every year, International Women’s Day gives ladies a moment to pause and reflect. Not just on how far you have come, but on where you want to go. In 2026, with rising costs, shifting careers,…