My IFA

17/10/2026

[Webinar Invitation]
Global Outlook 2027 - Investing in an Era of Polycrisis

Hi all,
We are hosting a webinar titled "Investing in an Era of Polycrisis" to help clients navigate shifting global markets, inflation, and portfolio resilience as we look toward 2027.

Webinar Details
Date: Wednesday, 28 October 2026
Time: 7:30 PM – 9:30 PM
Featured Speaker: Alvin G Yap, Chief Investment Officer, Avallis Investments
Register Now: https://tinyurl.com/ycnkj664

29/09/2026

AIA Longevity Study

Living longer should be a gift. Yet according to the latest AIA Longevity Study, 51% of Singaporeans see longer lives as more of a concern than an opportunity, and only 22% see it the other way round. The study reported Singaporeans expect to live to about 80, but expect their health to start declining around 70. That leaves a 10-year gap between lifespan and healthspan, and younger Singaporeans expect the gap to be even wider....

Living longer should be a gift. Yet according to the latest AIA Longevity Study, 51% of Singaporeans see longer lives as more of a concern than an opportunity, and only 22% see it the other way rou…

17/09/2026

🐱Pet Insurance: Understanding the Differences That Matter🐶

For many pet owners, having insurance for their cat or dog is about preparing for unexpected veterinary expenses. But not all pet insurance policies are structured the same way. We compared three pet insurance options in Singapore - Income Happy Tails, MSIG PawEasy and Liberty PetCare. Here are some of the key areas our pet owners usually considered before making their purchase decision....

For many pet owners, having insurance for their cat or dog is about preparing for unexpected veterinary expenses. But not all pet insurance policies are structured the same way. We compared three p…

17/09/2026

Claws and Effect: Making Sense of Pet Insurance

For many of us, our cats and dogs are more than pets, they’re family. Yet for many owners, pet insurance remains something considered only after an unexpected vet bill lands in the thousands. This article walks through what pet insurance actually covers, what it typically excludes, and what cat and dog owners in Singapore should look out for before signing up....

For many of us, our cats and dogs are more than pets, they’re family. Yet for many owners, pet insurance remains something considered only after an unexpected vet bill lands in the thousands. This …

26/08/2026

Which National Day Rally announcement matters most to you? 🇸🇬

Will it change the way you plan for the future or is it more of the same?

👇 Share your thoughts.

17/08/2026

Recovery Takes Longer Than Your Sick Leave Does

( Source: CNA ) A S$20,000 tribunal case in Singapore highlights a financial risk many working adults overlook: your income can be vulnerable even when you still have a job. In August 2026, Singapore’s Employment Claims Tribunal awarded a woman S$20,000 , the maximum it could award, after finding that she had been effectively forced to resign from her job at an international school....

( Source: CNA ) A S$20,000 tribunal case in Singapore highlights a financial risk many working adults overlook: your income can be vulnerable even when you still have a job. In August 2026, Singapo…

02/07/2026

A bankrupt cannot remove trustee simply because their relationship soured: High Court

Discover why a bankrupt individual cannot simply ask the High Court to remove their trustee due to a soured relationship in Singapore. Read more at straitstimes.com. Read more at straitstimes.com.

17/05/2026

Beyond Product Illustrations: The True Role of an Independent Financial Adviser

The above image is a recent conversation with a fellow financial adviser in Avallis Financial. It reminded me why independent financial advisory matters so much today. While reviewing a product illustration, the representative raised several important questions: “Does this calculation sound correct?”“The illustrated yield looks very high based on the information shown.”“I just want to make sure this is the correct way to market the product.”...

23/04/2026

Dollar-Cost-Averaging vs Bottom Fishing

Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let's do a back-testing simulation to look at how different are the two strategies and which is a better way to invest. The chart below shows the portfolio returns of two investors who invested in the S&P 500 index - One practice DCA by investing $1,000 every month and another practice BF by investing $12,000 a year only at the lowest price for that year....

Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let’s do a back-testing simulation to look at how different are the two strategies and …

22/03/2026

There is a major change in our Integrated Shield Plans that will take effect 1st April 2026. Many had asked what they should do. Here are the changes & options for your considerations.

Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on WhatsApp and social media. I have received more queries about this than almost …