Daya Johari

safety net 🧷

Level one of personal finance: having an emergency fund.

How much does having a peace of mind cost? Your 3-6 months of monthly expenses and insurance policies.

Before setting out on any kind of liabilities or investments, do ensure you have this step ticked off ✅

𝗠𝗼𝗻𝗲𝘆 𝗶𝘀 𝗻𝗼𝘁 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝘁𝗵𝗶𝗻𝗴 - 𝗯𝘂𝘁 𝗶𝘁 𝗱𝗼𝗲𝘀 𝗰𝗼𝗺𝗲 𝗽𝗿𝗲𝘁𝘁𝘆 𝗰𝗹𝗼𝘀𝗲 𝘁𝗼 𝗼𝘅𝘆𝗴𝗲𝗻.

just show up 💪🏽
1. Discipline > Motivation
2. The first step is always the hardest
3. Do your best everyday, but remember your best looks different each day
4. Celebrate your small wins and keep showing up
5. Embrace your failures; you can’t be better playing it safe

𝘁𝗹;𝗱𝗿: 𝗟𝗲𝘁’𝘀 𝘄𝗼𝗿𝗸 𝘁𝗼 𝗯𝗲 𝟭% 𝗯𝗲𝘁𝘁𝗲𝗿 𝗲𝘃𝗲𝗿𝘆𝗱𝗮𝘆.

𝘴𝘰𝘶𝘳𝘤𝘦𝘴:
𝘩𝘵𝘵𝘱𝘴://𝘵𝘪𝘮𝘦.𝘤𝘰𝘮/4479890/𝘣𝘦𝘴𝘵-𝘷𝘦𝘳𝘴𝘪𝘰𝘯-𝘰𝘧-𝘺𝘰𝘶𝘳𝘴𝘦𝘭𝘧/

Personal finances 101

Taking the time to learn a few critical financial rules can help you build a healthy financial future!

𝘛𝘓;𝘋𝘙
1. Give yourself a pat on the back
2. Build emergency fund
3. Clear debts
4. Health is Wealth
5. Build credit score
6. Invest
7. Stay on course

Following these steps will be a great head start and I will also recommend “Rich dad, Poor dad” by Robert Kiyosaki as a first book to delve into personal finances.

𝘗.𝘚 𝘯𝘰 𝘴𝘵𝘢𝘳𝘧𝘪𝘴𝘩 𝘸𝘢𝘴 𝘩𝘢𝘳𝘮𝘦𝘥

How many steps do you have ticked off from the list?

𝗦𝗮𝘆 𝗶𝘁 𝘄𝗶𝘁𝗵 𝗺𝗲: 𝗜 𝗱𝗲𝘀𝗲𝗿𝘃𝗲 𝗵𝗮𝗽𝗽𝗶𝗻𝗲𝘀𝘀 𝗶𝗻 𝗮𝗹𝗹 𝗮𝘀𝗽𝗲𝗰𝘁𝘀 𝗼𝗳 𝗹𝗶𝗳𝗲. 𝗜 𝗱𝗲𝘀𝗲𝗿𝘃𝗲 𝗮𝗯𝘂𝗻𝗱𝗮𝗻𝗰𝗲 𝗼𝗳 𝘄𝗲𝗮𝗹𝘁𝗵 𝗮𝗻𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝗿𝗲𝗲𝗱𝗼𝗺.

Believe it and say it to yourself everyday.

There is a universal law — the law of attraction — that says we attract the things we give energy and attention most to.

The mind is more powerful than you think. Every moment of every day, you are actively creating your reality.

Direct your thoughts and actions in ways that allows you to effortlessly attract what you want and watch your life change.

Positive thoughts and intentions are the keys to a happy, healthy life.

The positive energy will attract people, resources, and opportunities that resonate on the same energetic wavelength.

This optimism that is brought into your path of life will assist you to reach your goals.

I am still a work in progress myself and will include plenty of 𝘮𝘢𝘯𝘪𝘧𝘦𝘴𝘵𝘢𝘵𝘪𝘰𝘯, 𝘷𝘪𝘴𝘶𝘢𝘭𝘪𝘴𝘢𝘵𝘪𝘰𝘯, 𝘢𝘧𝘧𝘪𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘴 into dailydough as self reminder and motivation.

Be kind to yourself. Feed your mind with positivity, love and self-assurance ♡

𝘁𝗹;𝗱𝗿: 𝗮𝘀𝗸𝗶𝗻𝗴 —> 𝗯𝗲𝗹𝗶𝗲𝘃𝗶𝗻𝗴 —> 𝗿𝗲𝗰𝗲𝗶𝘃𝗶𝗻𝗴

𝘴𝘰𝘶𝘳𝘤𝘦:
1. 𝘛𝘩𝘦 𝘓𝘢𝘸 𝘰𝘧 𝘈𝘵𝘵𝘳𝘢𝘤𝘵𝘪𝘰𝘯 - 𝘋𝘪𝘢𝘯𝘦 𝘈𝘩𝘭𝘲𝘶𝘪𝘴𝘵
2. 𝘛𝘩𝘦 𝘔𝘪𝘯𝘥𝘴𝘦𝘵 𝘔𝘦𝘯𝘵𝘰𝘳 - 𝘱𝘰𝘥𝘤𝘢𝘴𝘵 𝘣𝘺 𝘙𝘰𝘣 𝘋𝘪𝘢𝘭
3. 𝘪𝘮𝘢𝘨𝘦𝘴 𝘧𝘳𝘰𝘮 𝘗𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵

Amidst all the madness, I hope you stay true to yourself 🤍

📷: one and only .sg

Hi. Just dropping by to let you know that I chair-ish you for being in my life! Expressing my heartfelt gratitude to the people who stick through with me and believed in me! Y’all the coolest 🤍

Photo by only the best Revolusi 🔥

Stay safe and stay connected with me! Financial consultations are still ongoing- via Zoom.

COVID-19 has been around for awhile and there’s plenty to takeaway from this pandemic. From the importance of an emergency fund to making sure you’ve got the proper coverage in case of any unforeseen circumstance.

Aside from the pandemic, the past year has been challenging hearing news of close ones’ passing and falling sick from illnesses.

I’m reaching out to more individuals to impact their life with financial empowerment and a peace of mind.

If I’m able to benefit you or a loved one with my financial services, do drop me a message! I’d be happy to help 🤍

We’ve all been there! 😰

20-35 yrs old Money mistake:

Started the weekend right ☺️ have a blessed Sunday ahead everyone! Xx