Chong Cuan

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T&Cs apply. Refer to aia.com.sg for product details. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 5 October 2023.

The most recent Protection Gap Study conducted by LIA found that Singaporeans need 9 times of annual income to cover for Death and Total Permanent Disability.

Here's a simple guide to financial planning. Speak to me to learn more!

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T&Cs apply. Please refer to aia.com.sg for more details. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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Hi there!
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*Based on annual premium for Plan 1 (Basic Benefits), ages 16 to 65 last birthday and occupational classes 1 and 2. T&Cs apply. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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Please refer to aia.com.sg for more details. Protected up to a specified limits by SDIC. This advertisement has not been reviewed by Monetary Authority of Singapore. The information is correct as at 10 August 2023.

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*T&Cs apply. Protected up to specified limits by SDIC. Please visit the application page for more details.
This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 4 October 2023.

AIA Kids 360 Protect Campaign Kids are fun seekers with boundless energy and an appetite for adventure. Play on! Because like you, we’ve got our protective eye over them – 3 months’ complimentary* cover for accidents and common illnesses, including HFMD and haze-related ones. Application closes 30 June 2024.

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Hence, read more to find out what you can do to protect yourself against the what-ifs.

有些钱，不值得省

第一百七十四章: 该花的钱，不要省

物价飞涨，生活压力大，导致很多人都谨慎开销。然而，我想提醒大家的是，有些钱，还真不该省。

今天的主题，是换轮胎。

换轮胎，当然是一次过换四条轮胎最理想，但是，不是每个人都懂得调动轮胎，让四条轮胎的磨损平均化。所以，经常出现的结果就是前面的轮胎要来比较快botak。后轮的轮胎，还是新新美美。

等到要换轮胎的时候，车厂的工人，大多会建议，比较没有花的轮胎放后轮。新的轮胎放前面。

殊不知，这是一个非常危险的决定。

要知道

前轮Botak 的坏处，是刹车不止，可能多滑行几米。很容易kiss 到别人车尾。尤其是驾快车，就算来得及刹车，也可能导致严重的追尾。最危险，莫过于直接吃进罗里后面，死亡率很高。

然而，后轮botak的坏处更大。如果把没有花的轮胎放后轮。其危险性，在于雨天路滑，不管你驾多慢，只要轻轻一踩刹车，整辆车就会不受控制，直接buang 起来，死亡率很高。

这也就是新闻经常报导，雨天汽车失控撞树的意外的主要原因。

所以，再怎么省，不能省轮胎，

原则一，没有花的轮胎，一定马上要换，

原则二，如果你只有足够的钱换两条轮胎, 新轮胎放后面。旧轮胎放前轮。然后关注旧轮胎的状况。花纹一旦很浅。就换新轮胎。

原则三，花纹已经浅的轮胎，不能放在后轮。

为什么我知道这个事情呢？

因为年轻的我，曾经就因为后轮Botak而酿成车祸。

后来，我上网了解详情，才明白，没有花的旧轮胎放后轮，绝对有轿车失控的危险。

我曾经的年轻下属，也因为后轮botak, 在开车速度40km/hour的速度，在上桥转弯处失控撞栅栏。

而最近，朋友遭遇车祸。其原因，也是如此。整辆车几乎Total lost。幸运的是，朋友毫发无损。

身为车主，我们不止要为自己的安全负责，也要为别人的安全负责。所以，不要为了省钱，枉顾生命安全。不要为了省钱，置自己的安全为险境之中。性命，前途，健康更为重要。

身为朋友，你们如果发现朋友的车后轮Botak, 要提醒朋友。也尽量不要坐他的车。这是攸关性命的安全隐患。

身为父母，如果孩子的后车轮botak, 我们应该尽快协助孩子更换轮胎。毕竟，年轻孩子们开销大。所以，他们很可能把轮胎的钱省下来。所以，父母应该更加注重孩子轮胎的状况。

失控造成的车祸，十之八九，都以轮胎，Brake 皮有关。

所以，跟大家提个醒，再怎么省，也不要省轮胎的钱。不要为了省小钱，把自己的性命置于危险之中。