Chong Chin

Nothing beats good coffee and great company.
Had a wonderful post-lunch session with my business unit, lots of laughter, sharing, and meaningful conversations.

Every time we gather, I’m reminded of how blessed I am to be surrounded by a team that works hard, helps one another, and never stops learning.

If you’ve ever wondered what it’s like to build a meaningful career in family wealth planning, in a company that feels like family. Reach out to me to have coffee one day. You never know where that first conversation might lead to…

Why Ownership Matters More Than Hard Work

Many people believe the path to wealth is simply working harder or earning more. But true financial freedom doesn’t come from trading time for money, it comes from ownership.

When you own equity, whether in a business, brand, or investment, your income is no longer limited by your hours. You earn even when you’re not working: while you rest, while you’re on vacation, and long after you’ve stopped “clocking in.”

That’s the difference between earning a living and building wealth.

As family wealth planner, we have the privilege of doing both — helping our investors own quality businesses through equities, while at the same time building our own practice that we ourselves own.
We grow our own wealth by building wealth for others, often investing in the same portfolios that our investors hold. That shared ownership creates trust, alignment, and a powerful sense of partnership. We rise together.

In the long run, this profession is more than a career. it’s an entrepreneurial journey where we build something that lasts, for ourselves and for those we serve.

📖 Inspired by The Almanack of Naval Ravikant

ARE YOUR INVESTMENT FEES EATING INTO YOUR GAINS?
Many investors pay a management fee no matter what the market does—up, down, or sideways.

At Unicorn, our Securities Portfolio uses a pure performance-based fee with a high-water mark—no management fee. If we don’t deliver positive performance above your previous peak, we don’t earn. Alignment, plain and simple.

If this sounds like the kind of partnership you want, PM me directly and I’ll walk you through how it works (and whether it fits your situation).

Great start to my day! Had an insightful breakfast session with Kek Wee, our Head of Investment Research who is managing half a billion AUM for our company's investors. Had a great discussion and learned a lot from him together with my fellow Business Leader comrades, Adi who joined the company 13 years ago, the same time as me. Last but not least our promising investment researcher and analyst, Noel who had double degree from NTU.

There’s something magical about the quiet moments in the morning. Watching the steam rise and dance from my coffee cup as the sunlight gently streams in. It’s a reminder to pause, breathe, and just be. In these small, simple moments, beauty finds its way into the day. Be at the moment…

A huge thank you to the ASEAN Youth Organisation for the special invitation to be a guest speaker at the financial literacy workshop. It was an amazing experience to share insights with such passionate young minds about the importance of financial planning and building a solid financial foundation for the future.

Empowering the next generation with financial literacy is a cause I truly believe in, and I am humbled to have been a part of this impactful event. Let’s continue to foster a culture of financial awareness and responsibility across ASEAN! 🙏🙏😊

The real magic of evolution is that it’s been selecting traits for 3.8 billion years.

“The greatest shortcoming of the human race is our inability to understand the exponential function” - physicist Albert Bartlett

So much focus in investing is on what people can do right now, this year, maybe next year. “What are the best returns I can earn?”seems like such an intuitive question to ask.
But like evolution, that’s not where the magic happens.
If you understand the math behind compounding you realise the most important question is not “How can I earn the highest returns?” It’s “What are the best returns I can sustain for the longest period of time?”
Little changes compounded for a long time create extraordinary changes. - Morgan Housel

I am honored to have had the opportunity to share my 13 years of experience as a financial consultant at our company’s recent seminar. It was a pleasure to engage with such a dynamic audience and contribute to our journey of financial growth and success. Thank you to everyone who attended and made it a memorable event!

Taking a short break….Lifestyle Change Inflation. 😬

Energizing morning walk at Botanic Gardens with my business partners with great sunshine! Great discussions and fresh ideas for empowering our clients. Great to see everyone. 😊