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Moneychapters - Dann Wu

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I specialise in providing extensive financial health check to suss out potential financial risk.

I tailor my solutions to PMETs and families to ensure that the solutions are unbiased and unique as I believe that all of us have different goals to achieve.

06/11/2022

【生活记录】

很久没做面包了。今天来的简单的。猜猜里面包了什么？

12/06/2020

Of course.. Cocktail is the main item in our Friday night menu..

Let's cheers! 🥂🍹🍸

10/06/2020

𝐌𝐚𝐫𝐤 𝐓𝐡𝐢𝐬 𝐃𝐚𝐭𝐞 𝐃𝐨𝐰𝐧!

𝖳𝗁𝖾𝗋𝖾 𝖺𝗋𝖾 𝖺𝗅𝗐𝖺𝗒𝗌 𝗌𝗈𝗆𝖾 𝗉𝗈𝗌𝗂𝗍𝗂𝗏𝖾 𝖺𝗇𝖽 𝗇𝖾𝗀𝖺𝗍𝗂𝗏𝖾 𝗏𝗂𝖾𝗐𝗌 𝗐𝗁𝖾𝗇 𝗍𝗁𝖾𝗋𝖾 𝖺𝗋𝖾 𝗌𝗈𝗆𝖾𝗍𝗁𝗂𝗇𝗀𝗌 𝗀𝗈𝗂𝗇𝗀 𝗍𝗈 𝖻𝖾 𝖼𝗁𝖺𝗇𝗀𝖾𝖽.

𝖳𝗁𝖺𝗍'𝗌 𝗐𝗁𝗒 𝗋𝖾𝗀𝗎𝗅𝖺𝗋 𝗉𝗈𝗅𝗂𝖼𝗒 𝗋𝖾𝗂𝗏𝖾𝗐 𝗂𝗌 𝗏𝖾𝗋𝗒 𝗂𝗆𝗉𝗈𝗋𝗍𝖺𝗇𝗍 𝖿𝗈𝗋 𝖾𝗏𝖾𝗋𝗒𝗈𝗇𝖾 𝗈𝖿 𝗎𝗌 𝗍𝗈 𝗄𝖾𝖾𝗉 𝗎𝗉𝖽𝖺𝗍𝖾𝖽 𝖺𝗅𝗅 𝗍𝗁𝖾𝗌𝖾 𝗂𝗆𝗉𝗈𝗋𝗍𝖺𝗇𝗍 𝖼𝗁𝖺𝗇𝗀𝖾𝗌.

𝖣𝗈𝗇'𝗍 𝗆𝗂𝗌𝗌 𝗍𝗁𝖾 𝗈𝗉𝗉𝗈𝗋𝗍𝗎𝗇𝗂𝗍𝗒 𝗍𝗈 𝖻𝖾 𝗂𝗇𝖿𝗈𝗋𝗆𝖾𝖽 𝗈𝖿 𝗍𝗁𝖾 𝗅𝖺𝗍𝖾𝗌𝗍 𝖿𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝗎𝗉𝖽𝖺𝗍𝖾𝗌 𝖺𝗇𝖽 𝖻𝖾𝗇𝖾𝖿𝗂𝗍𝗌.

𝖯𝖬 𝗆𝖾 𝗍𝗈 𝖿𝗂𝗇𝖽 𝗈𝗎𝗍 𝗆𝗈𝗋𝖾!

𝖨'𝗆 𝗁𝖾𝗋𝖾 𝗍𝗈 𝗁𝖾𝗅𝗉 𝗒𝗈𝗎 😃

@ Singapore

09/06/2020

𝐎𝐮𝐫 𝐥𝐢𝐟𝐞𝐭𝐢𝐦𝐞 𝐛𝐮𝐭𝐭𝐨𝐧 - 𝐄𝐍𝐓𝐄𝐑⠀
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𝑰𝒏 𝒐𝒖𝒓 𝒍𝒊𝒇𝒆, 𝒘𝒆 𝒅𝒐 𝒏𝒐𝒕 𝒉𝒂𝒗𝒆 𝒂𝒏𝒚 "𝑩𝑨𝑪𝑲𝑺𝑷𝑨𝑪𝑬" 𝒃𝒖𝒕𝒕𝒐𝒏. 𝑻𝒉𝒆 𝒐𝒏𝒍𝒚 𝒃𝒖𝒕𝒕𝒐𝒏 𝒘𝒆 𝒉𝒂𝒗𝒆 𝒊𝒔 𝒕𝒉𝒆 "𝑬𝑵𝑻𝑬𝑹". ⠀
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𝑯𝒊𝒕 𝒕𝒉𝒆 𝑬𝑵𝑻𝑬𝑹 𝒃𝒖𝒕𝒕𝒐𝒏 𝒂𝒏𝒅 𝒎𝒐𝒗𝒆 𝒕𝒐𝒘𝒂𝒓𝒅𝒔 𝒐𝒖𝒓 𝒅𝒓𝒆𝒂𝒎𝒔. ❤️
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😊

08/06/2020

𝐂𝐡𝐚𝐬𝐢𝐧𝐠 𝐝𝐫𝐞𝐚𝐦𝐬 𝐥𝐢𝐤𝐞 𝐭𝐡𝐞𝐦⠀
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𝙹𝚞𝚜𝚝 𝚝𝚘 𝚜𝚑𝚊𝚛𝚎 𝚖𝚢 𝚋𝚊𝚋𝚒𝚎𝚜 𝚝𝚘 𝚢𝚘𝚞 𝚊𝚕𝚕.. 😊⠀
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𝙴𝚟𝚎𝚛𝚢𝚝𝚒𝚖𝚎 𝚠𝚑𝚎𝚗 𝙸 𝚏𝚎𝚎𝚕 𝚍𝚎𝚖𝚘𝚝𝚒𝚟𝚊𝚝𝚎𝚍 𝚎𝚜𝚙𝚎𝚌𝚒𝚊𝚕𝚕𝚢 𝚘𝚗 𝙼𝚘𝚗𝚍𝚊𝚢, 𝚋𝚎𝚌𝚊𝚞𝚜𝚎 𝚘𝚏 𝚝𝚑𝚎 𝚋𝚕𝚞𝚎, 𝙸 𝚠𝚒𝚕𝚕 𝚜𝚒𝚝 𝚍𝚘𝚠𝚗 𝚒𝚗 𝚏𝚛𝚘𝚗𝚝 𝚘𝚏 𝚖𝚢 𝚏𝚒𝚜𝚑 𝚝𝚊𝚗𝚔 𝚊𝚗𝚍 𝚕𝚘𝚘𝚔 𝚊𝚝 𝚖𝚢 𝙳𝚒𝚜𝚌𝚞𝚜.. 𝚏𝚎𝚎𝚍 𝚝𝚑𝚎𝚖 𝚜𝚘𝚖𝚎 𝚏𝚘𝚘𝚍𝚜.. 𝚝𝚑𝚎𝚢 𝚠𝚒𝚕𝚕 𝚑𝚊𝚙𝚙𝚒𝚕𝚢 𝚜𝚠𝚒𝚖 𝚑𝚎𝚛𝚎 𝚊𝚗𝚍 𝚝𝚑𝚎𝚛𝚎 𝚌𝚑𝚊𝚜𝚒𝚗𝚐 𝚏𝚘𝚛 𝚝𝚑𝚊𝚝 𝚏𝚘𝚘𝚍𝚜.⠀
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𝙾𝚗𝚎 𝚝𝚑𝚒𝚗𝚐 𝙸 𝚛𝚎𝚊𝚕𝚒𝚜𝚎 𝚝𝚑𝚊𝚝, 𝚛𝚎𝚐𝚊𝚛𝚍𝚕𝚎𝚜𝚜 𝚠𝚑𝚊𝚝 𝚝𝚢𝚙𝚎 𝚘𝚏 𝚏𝚘𝚘𝚍 𝙸 𝚏𝚎𝚎𝚍 𝚝𝚘 𝚝𝚑𝚎𝚖, 𝚝𝚑𝚎𝚢 𝚠𝚒𝚕𝚕 𝚗𝚘𝚝 𝚝𝚑𝚒𝚗𝚔 𝚝𝚘𝚘 𝚖𝚞𝚌𝚑 𝚊𝚗𝚍 𝚠𝚘𝚛𝚛𝚢. 𝙸𝚗 𝚏𝚊𝚌𝚝, 𝚝𝚑𝚎𝚢 𝚠𝚒𝚕𝚕 𝚓𝚞𝚜𝚝 𝚌𝚑𝚊𝚜𝚎 𝚏𝚘𝚛 𝚒𝚝, 𝚎𝚊𝚝 𝚒𝚝 𝚊𝚗𝚍 𝚏𝚒𝚗𝚒𝚜𝚑 𝚒𝚝. ⠀
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𝚈𝚎𝚜! 𝙼𝚊𝚢𝚋𝚎 𝚝𝚑𝚊𝚝 𝚒𝚜 𝚝𝚑𝚎 𝚘𝚗𝚕𝚢 𝚍𝚛𝚎𝚊𝚖 𝚝𝚑𝚎𝚢 𝚑𝚊𝚟𝚎 𝚒𝚗 𝚝𝚑𝚎𝚒𝚛 𝚕𝚒𝚏𝚎. 𝚆𝚑𝚎𝚗 𝚝𝚑𝚎 𝚏𝚘𝚘𝚍 𝚒𝚜 𝚝𝚑𝚎𝚛𝚎, 𝚝𝚑𝚎𝚢 𝚌𝚑𝚊𝚜𝚎 𝚏𝚘𝚛 𝚒𝚝. ⠀
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𝙹𝚞𝚜𝚝 𝚕𝚒𝚔𝚎 𝚑𝚘𝚠 𝚠𝚎 𝚌𝚑𝚊𝚜𝚒𝚗𝚐 𝚘𝚞𝚛 𝚍𝚛𝚎𝚊𝚖𝚜. ⠀
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𝙵𝚛𝚘𝚖 𝚑𝚎𝚛𝚎, 𝙸 𝚕𝚎𝚊𝚛𝚗𝚎𝚍 𝚜𝚘𝚖𝚎𝚝𝚑𝚒𝚗𝚐 𝚏𝚛𝚘𝚖 𝚝𝚑𝚎𝚖. ⠀
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𝑫𝒐 𝒏𝒐𝒕 𝒍𝒊𝒎𝒊𝒕 𝒐𝒖𝒓𝒔𝒆𝒍𝒇, 𝒊𝒇 𝒘𝒆 𝒉𝒂𝒗𝒆 𝒅𝒓𝒆𝒂𝒎𝒔, 𝒄𝒉𝒂𝒔𝒆 𝒇𝒐𝒓 𝒊𝒕 𝒂𝒏𝒅 𝒂𝒄𝒉𝒆𝒊𝒗𝒆 𝒊𝒕! ⠀
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😊 @ Jurong, Singapore

02/06/2020

🆃︎🅷︎🅴︎ 🅸︎🅼︎🅿︎🅾︎🆁︎🆃︎🅰︎🅽︎🅲︎🅴︎ 🅾︎🅵︎ 🅴︎🅼︎🅴︎🆁︎🅶︎🅴︎🅽︎🅲︎🆈︎ 🅵︎🆄︎🅽︎🅳︎🆂︎

A recent OCBC market survey revealed that many Singaporean and Permanent Residents are facing challenges in their cash flow. According to the survey, 2/3 of Singaporean and Permanent Residents lacks emergency funds and they have a problem sustaining their living expenses for more than 6 months. And because of that, everyone is worried about their cash flow position.

华侨银行最近的市场调查显示，许多新加坡人和永久居民的现金流都面临挑战。根据调查，2/3的新加坡人和永久居民缺乏紧急资金，无法维持他们生活费用超过六个月问题。因此，每个人都在担心自己的现金流状况。

The survey brought up the fact that many people have been greatly affected financially by this pandemic. Depleting emergency fund is one of the most worrying issue for everyone. Not only that some are also forced to touch their supposed retirement fund by withdrawing their investment returns or terminating their retirement plans. Therefore, created another biggest impact as to their future retirement funds.

调查显示，这项疫情使许多人在经济上受到了巨大影响。耗尽应急基金是每个人最担心的问题之一。不仅如此，有些人还迫不得已动用他们应有的退休金，而且也通过撤回投资收益或终止退休计划来维持生活。如此，他们未来退休资金也带来了巨大影响。

On the flip side, 1/3 of Singaporean and Permanent Residents are able to achieve more than six months of emergency funds because they understand the importance of financial health and reduce their financial risks so as to achieve their financial goals.

另一方面，1/3的新加坡居民和永久居民具有足够的紧急资金来维持超过六个月以上的生活费用。我相信，这是因为他们足够了解财务健康的重要性，并且同时也为自己以后做好准备，降低财务风险以实现财务目标。

Therefore, understanding our personal financial health is key.

因此，了解我们的个人财务状况是关键。

If you want to have a healthy cash flow, talk to me and let me help you!

如果您也想拥有健康的财富，请与我联系，让我为您服务！

It's not too late to start.

现在开始还为时不晚。

𝑠𝑜𝑢𝑟𝑐𝑒: https://www.straitstimes.com/business/banking/2-in-3-working-singaporeans-do-not-have-savings-to-last-them-beyond-6-months-ocbc

02/06/2020

🅹︎🆄︎🆂︎🆃︎ 🅳︎🅾︎ 🅸︎🆃︎
Nothing to worry about.. Just do it!
想做什么，放胆去做！

01/06/2020

我们无法控制一切。
每天我们能够控制就是自己的思维。
Positive mindset 😌

💪

29/05/2020

Pang gang soon... Smile 😄😄😄

29/05/2020

回想在2015年9月1日，是我人生中第一次踏进医院，换上手术袍，躺在手术台上动手术。过程我就不多说了，就说说当时我的想法和心情吧！

在我们人生中难免都会进出医院。进医院喜的是家人带来了喜讯，家庭里添加了新成员! 悲的是我们自己或身边的人因为某些疾病而入院急需动手术。无论，是喜事或悲事，医疗费用并不是免费的！

记住！因为医院不是你的阿公开的！😆

我入院当天，我领悟到了许多事情。我当时想，要是当初如果我没有买任何保险，我接下来的医疗费用该如何承担，由谁来帮我承担。很多人认为，自己很健康，不需要保险。或者他们认为因为经济负担不起，所以不需要。公司给的福利已经足够了，无需自己再掏腰包买保险。

当初我也有这样的想法，但是我自身经历过了一切，终于领悟到了个人保险才是最重要的。如此一来，我们不必要依靠公司的福利而影响了我的积蓄。我们也不必要担心因医疗费用负担而更加重另一项经济上的问题。

那天开始，我深深了解了保险并非是一项而外开销。

反而，它就像守护神一样，守护大家的银行户口，我们急需要钱付医药费时，它守护了我们所有银行里的储蓄。保险也是我们大家的财神爷，当我们患上疾病或意外事故，它会送钱来我们家。根本无需上香买祭品求佛拜神求保佑，有了保险你我都心安了。❤️

你们觉得我的说法对吗？

也想听听大家的想法。记得留言哦！

@ Singapore

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Moneychapters - Dann Wu

06/11/2022

12/06/2020

10/06/2020

09/06/2020

08/06/2020

02/06/2020

02/06/2020

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29/05/2020

29/05/2020

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