08/09/2026
Best deal HMO exclusive for you (group availment)🙌🏻
5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental
— P 7,000 annual premium per year
— P 75,000 coverage PER ILLNESS per year
— Pre-existing and dreaded illnesses COVERED
— Eligible Age is 18-65 years old (usual HMOs cover only up to 60)
— Bonus Feature: Financial Care Assistance
Message me for a discussion/appointment 😊
https://126618me.imgcorp.com/linkbio/
07/09/2026
Mga benepisyo ng IMG International Members na sana ay hindi na kailangang gamitin❤️
Bilang mga OFW, hindi natin hawak ang lahat ng maaaring mangyari sa buhay. Kaya kahit ayaw nating isipin ang mga ganitong sitwasyon, mahalagang may protection at financial assistance na maaaring sandalan kapag dumating ang hindi inaasahan.
Para sa mga international members ng IMG kabilang sa mga benepisyo ang:
🔹P50,000 – Memorial/Life Insurance
with FREE 24/7 Memorial Concierge
🔹 P500,000– Accidental Death Benefit
🔹 P100,000 – Burial Benefit
🔹 P100,000 – Accidental Medical Reimbursement Benefit
🔹 P600,000 – Unprovoked Murder and Assault
🔹 P600,000 – Acts of Terrorism
🔹Up to P500,000 – Accidental Disablement Benefit
Hindi natin hinihiling na magamit ang mga benepisyong ito. Pero kung may hindi inaasahang mangyari, malaking bagay na may nakahandang tulong para sa iyo at sa iyong pamilya.
Protection today. Peace of mind for tomorrow. 🇵🇭🌍
Kung gusto mong malaman kung paano maging eligible at kung ano ang coverage para sa iyo, message me. m.me/perly.melad
04/09/2026
Why get a long-term healthcare when you already have HMO in your company?
● You can't bring your company's HMO when you resign
● No more coverage when you're 65 and above
● No life insurance to cover your family
● Your Company's HMO can't be transferred to your beneficiary
Then why it's best to integrate long-term healthcare with your company's HMO?
👉 You can maximize the health fund side of your long-term healthcare by using your company's hmo when hospitalized - short term
👉 When you retire you have fund for your medical needs
👉 Life Insurance
It's best to start early while still working. We can't work all our lives. Save for your LONG-TERM HEALTHCARE. 🩵
To know more about Kaiser Long-Term Healthcare:
👉 https://126618me.imgcorp.com/quote/kaiser
03/09/2026
💚 MALIIT NA HAKBANG NGAYON, MALAKING PROTEKSYON SA FUTURE.
Minsan, akala natin kailangan ng malaking halaga para makapaghanda para sa future. Pero ang totoo, consistency matters more than starting big.
With a Kaiser 3-in-1 Long-Term Healthcare Plan, for example, ₱2,647/month can be a starting point for building healthcare protection, life insurance, and a savings/investment component.*
☕ Less than the cost of many daily coffee habits—pero ang purpose nito ay hindi lang para sa today, kundi para sa future health, protection, and financial security.
👉 Maliit na sakripisyo ngayon = mas malaking peace of mind sa future.
Want to see how it may work for you or your family?
📩 Send me a message and I’ll prepare a sample computation based on your needs. 🫶
💚 Coach Perly Erece Melad, BSN, RN, AFP
🌍 Global IMG Financial Educator
✨ Empowering OFWs. Strengthening Families. Securing Futures.
*Actual benefits, values, and eligibility depend on the specific Kaiser plan, age, and policy terms.
03/09/2026
💚 FREE KAISER FINANCIAL & HEALTHCARE PLANNING SESSION 💚
Your health is important. Your family’s future is important. And planning ahead can make a big difference. 🌱
Are you an OFW, parent, breadwinner, or someone who wants to prepare for future healthcare needs?
Join me for a FREE, no-obligation Kaiser Financial & Healthcare Planning Session where we can talk about:
✅ Long-term healthcare planning
✅ Building disciplined savings
✅ Protecting your family’s financial future
✅ Understanding Kaiser’s key features and benefits
✅ Whether a Kaiser plan may fit your goals and budget
No pressure—just education, clarity, and a conversation about your future. 💚
📅 Book your FREE session here:
https://calendar.app.google/sxRGRA1H7UVnAuCP7
Empowering OFWs. Strengthening Families. Securing Futures. 💚
— Coach Perly Erece Melad, BSN, RN, AFP
Global IMG Financial Educator | B1M2W Family
04/09/2026
03/09/2026
03/09/2026