Marcos Martell Financial Representative at Mutual of Omaha

El costo promedio de un seguro por incapacidad depende de varios factores. Podemos ayudarte a tomar el seguro que necesitas y que se adapte a tu presupuesto.

Here’s to the hard work behind every success story. Hope you’re enjoying a restful and refreshing Labor Day weekend!

Many families spend years focusing on one goal: saving for college.

But once college begins, new questions emerge around withdrawals, qualified expenses, and making the most of those education savings.

Episode 87 of Make It Personal explores the next phase of the college planning journey.

🎧 Watch here: https://mutualofomaha.co/3SKJXdW

Medicare coverage is not always automatic. In some cases, certain services, treatments, or medications may require prior approval before they are covered.

This article explains how Medicare prior authorization works and why understanding the process can help avoid unexpected costs or delays in care.

Understanding your healthcare coverage is an important part of preparing for retirement and managing future expenses. Knowing what your coverage requires ahead of time can help you make more informed decisions and avoid unnecessary surprises.

Medicare Prior Approval in 2026: Key Changes and Processes | Mutual of Omaha Learn about Medicare prior approval rules in 2026, including key changes, services affected, and how authorization processes work.

Many Americans are feeling the pressure of rising costs—but the latest data shows it’s impacting financial stability more than many realize.

The newest FINRA Foundation National Financial Capability Study found a decline in the ability to make ends meet and save for emergencies, with more households—especially middle-income—feeling financial strain despite stable incomes. ()

📄 Read more via the link below.

FINRA Foundation Releases Sixth Wave of the National Financial Capability Study | FINRA.org Findings Reveal Decline in U.S. Adults’ Ability to Make Ends Meet and Save for Emergencies, More Households Strained by Increased Costs, and the Struggle of the Middle-Income Group

Have you ever wondered if technology can really understand what's most important about your financial goals?

Episode 86 of Make It Personal explores the growing role of AI in financial planning and why personal priorities still matter when making important money decisions.

🎧 Watch here: https://mutualofomaha.co/4gmDejl

Many families are balancing several financial priorities at once.

Saving for retirement, helping children through college, managing debt, and preparing for the future can feel overwhelming without a plan.

This episode of Mutual of Omaha Advisors' Make It Personal Podcast shares a meaningful conversation about helping families gain clarity and confidence when making important financial decisions.

🎙️ Watch Episode 85: https://mutualofomaha.co/3UKpoPa

Do all catch-up contributions now have to be Roth?

Episode 84 of Make It Personal clears up one of the biggest misconceptions surrounding the SECURE 2.0 legislation by explaining who the new Roth catch-up contribution rules apply to—and why understanding the details can lead to better retirement and tax planning decisions.

Watch here: https://mutualofomaha.co/4cinOtS

What if your Required Minimum Distribution is more than you actually need to spend?

Episode 83 of Make It Personal explores why RMDs are simply a withdrawal rule—not a spending rule—and how thoughtful planning can help you make more intentional retirement decisions.

Watch here: https://mutualofomaha.co/4w9iqAo

Have you ever noticed how quiet it gets when work ends?

Episode 82 of Make It Personal explores why retirement is about more than managing investments.

Watch here: https://mutualofomaha.co/4fyR0xu