Financial Advisor at AXA Philippines- Lee Tinaya Kabil

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Life is not just about winning the game—it’s about protecting the people you love while enjoying every moment.

Every dream deserves protection. Every milestone deserves peace of mind. Every family deserves a future they can look forward to with confidence.

At AXA Philippines, we believe you shouldn’t have to choose between living your best life and securing your future. You can do both.

🏓 Play with passion.
🛡️ Protect what matters most.
💙 Live better every single day.

Because the greatest investment you’ll ever make is the security of the people who matter most.

📩 Message me today and let’s create a financial plan that gives you confidence today and tomorrow.

Lee Tinaya Kabil
AXA Financial Advisor
Easy Life Savers – Zamboanga City

Kung sakaling gusto mong iwanan ng 2 MILLION ang anak mo, Pwede mo naman talaga pag ipunan, ang TANONG gaano katagal?

Sapat ba yung natitirang oras natin?

Sabihin na natin kaya mong magtabi ng Php 5,000 per month.
You need atleast 34 years to reach that 2 MILLION in saving alone. Baka pa-retire ka na rin nun.

Q: Yung P5000/month ko ba kaya umabot ng 2 Million sa insurance?

A: Definitely YES..! May INVESTMENT ka pang pwedeng magamit sa education nila or retirement mo. Kahit 1 quarter pa lang ang nababayaran mo (equivalent to Php 15,000), mabibigay na agad ang 2 MILLION sa family mo just in case may mangyari sayo.

If you want to secure your Family's Future, get a Financial Advisor that will help you to make a Financial Plans so you can achieve your FUTURE GOALS! 💙

"SAVE AND INVEST NOW. Do something TODAY that your FUTURE SELF will THANK YOU for.." 💙

PM for more details 📩

Some say,
"𝗡𝗘𝗫𝗧 𝗧𝗜𝗠𝗘 𝗡𝗔𝗟𝗔𝗡𝗚, 𝗗𝗔𝗠𝗜 𝗣𝗔 𝗚𝗔𝗦𝗧𝗢𝗦"

While others say,
"𝗦𝗔𝗡𝗔 𝗣𝗔𝗟𝗔 𝗡𝗔 𝗣𝗥𝗜𝗢𝗥𝗜𝗧𝗜𝗭𝗘𝗗 𝗞𝗢 𝗧𝗢 𝗕𝗘𝗙𝗢𝗥𝗘! 🥹"

𝘉𝘶𝘺 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 𝘸𝘩𝘦𝘯 𝘺𝘰𝘶 𝘥𝘰𝘯'𝘵 𝘯𝘦𝘦𝘥 𝘪𝘵.
𝘊𝘰𝘻 𝘰𝘯𝘤𝘦 𝘺𝘰𝘶 𝘯𝘦𝘦𝘥 𝘪𝘵, 𝙔𝙊𝙐 𝘾𝘼𝙉'𝙏 𝙂𝙀𝙏 𝙄𝙏.

You're not dealing with 𝗠𝗘, you're dealing with your 𝗧𝗜𝗠𝗘, your 𝗛𝗘𝗔𝗟𝗧𝗛, and your 𝗠𝗢𝗡𝗘𝗬.

Start yours today with me as your lifetime trusted Financial Advisor! 📩📩📩

𝑩𝒂𝒌𝒊𝒕 𝒌𝒂𝒊𝒍𝒂𝒏𝒈𝒂𝒏𝒈 𝒎𝒂𝒚 𝒊𝒏𝙨𝒖𝒓𝒂𝙣𝒄𝒆 𝒂𝒏𝒈 𝒎𝒂𝒈𝒖𝒍𝒂𝒏?

Dahil sila ang haligi at “income generator” ng pamilya.
Sa kanila nakaasa ang pang-araw-araw na pangangailangan at kinabukasan ng mga anak.

Sila ang nagsisilbing payong sa panahon ng unos — handang sumalo ng anumang pagsubok.

𝑷𝒆𝒓𝒐 𝒑𝒂𝒂𝒏𝒐 𝒌𝒖𝒏𝒈 𝒂𝒏𝒈 𝒎𝒊𝒔𝒎𝒐𝒏𝒈 𝒑𝒂𝒚𝒐𝒏𝒈 𝒂𝒏𝒈 𝒘𝒂𝒍𝒂𝒏𝒈 𝒑𝒓𝒐𝒕𝒆𝒌𝒔𝒚𝒐𝒏?

Kapag may nangyari sa magulang na walang insurance, buong pamilya ang maaapektuhan — maaaring maputol ang pag-aaral ng mga bata at mawala ang seguridad na pinaghirapan buuin.

Ang insurance ay hindi lang gastos.
Ito ay pagmamahal na may paghahanda.
Ito ay proteksyong nagsasabing:
“Anuman ang mangyari, tuloy ang pangarap ng mga anak.”
—

If you’re a parent and you want to explore protection options for you and your kids, message me.
Free consultation and quotation. 💙

5 Benefits of Life Insurance:

(1) Helps your family pay bills,
(2) Ensures your children's dreams,
(3) Allows your family time to grieve,
(4) Protects the ones you love financially, and
(5) Has living benefits you can use while you're alive.

For Health Insurance PM me now. 😇

𝗕𝗮𝗸𝗶𝘁 𝗸𝗮𝗶𝗹𝗮𝗻𝗴𝗮𝗻 𝗺𝗼𝗻𝗴 𝗮𝗹𝗮𝗺𝗶𝗻 𝗸𝘂𝗻𝗴 𝗽𝗮𝗻𝗼 𝗻𝗮𝗴𝘄𝗼𝘄𝗼𝗿𝗸 𝗮𝗻𝗴 𝗣𝗛𝗜𝗟𝗛𝗘𝗔𝗟𝗧𝗛 𝗺𝗼? [𝗨𝗣𝗗𝗔𝗧𝗘𝗗]

Last May 2024, naoperahan si wife due to ovarian cyst.
It was an ovarian cystectomy...isang surgery na tatanggalin ang bukol sa o***y..

That's so unexpected.
Nakakapraning.

Praise God, successful ang operation

Pero eto na, nung dumating yung bill.

Total Bill: ₱170,613.20
Buti nalang, sabi ng staff:
“Covered po kayo ng PhilHealth.”

Then we saw the bill.
📄 Total Bill: ₱170,613.20
📉 PhilHealth Coverage:
₱13,910.00 - Room for 4 days and Medicines
₱16,380.00 - Professional Fees
₱30,290.00 - Total Philhealth Coverage

Napakamot talaga ako sa ulo.
So I started digging. And here’s what I found. 😮
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𝗙𝗜𝗥𝗦𝗧 𝗧𝗛𝗜𝗡𝗚: 𝗣𝗛𝗜𝗟𝗛𝗘𝗔𝗟𝗧𝗛 𝗗𝗢𝗘𝗦 𝗡𝗢𝗧 𝗖𝗢𝗩𝗘𝗥 𝗘𝗩𝗘𝗥𝗬𝗧𝗛𝗜𝗡𝗚
PhilHealth has a Case Rate system.
Every illness or procedure has a fixed coverage.

For example: (Updated Case Rate from PhilHealth)

• Pneumonia—ranges from ₱29,250 to ₱90,100
• Dengue—ranges from ₱19,500 to ₱47,000
• Cholecystectomy—ranges from ₱20,085 to₱104,130

You can check for the actual case rate sa website nila. (Check comment)

*above mentioned are just examples (It depends on the case rate)
So kung bill mo ₱60,000 at ang case rate ay ₱15,000
That’s the max they’ll cover.
You shoulder the rest.
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PhilHealth isn’t like a typical health card.
You don’t swipe and expect "fully covered".
It helps, YES.... pero kung ‘di mo alam paano siya nagwowork,
pwede kang ma-shock sa bayarin.

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𝗧𝗢 𝗚𝗘𝗧 𝗧𝗛𝗘 𝗙𝗨𝗟𝗟 𝗕𝗘𝗡𝗘𝗙𝗜𝗧𝗦, 𝗗𝗜 𝗣𝗪𝗘𝗗𝗘 𝗟𝗔𝗡𝗚 𝗠𝗔𝗚𝗛𝗨𝗟𝗢𝗚 𝗞𝗔 𝗡𝗚𝗔𝗬𝗢𝗡

For employed or voluntary members:
You must have at least 9 months of contributions in the last 12 months before confinement.
Otherwise… sorry.
For senior citizens:
They can be automatic members, but they still need to register & submit docs to be eligible.

_____________

Here's what you can do today:
✅ Check your contributions sa PhilHealth Member Portal.
✅ Kung self-employed or OFW ka, consistently maghulog.
✅ Ask your HR kung updated ang remittance mo.
✅ Prepare a Member Data Record (MDR) and valid ID palagi.

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Don't expect magic coverage. WALANG GANON.
PhilHealth is helpful, pero hindi sapat kung malaki ang bill.
You still need:
• Emergency fund
• HMO (if you can)
• Critical illness or health insurance

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For years, I thought PhilHealth = peace of mind.
Pero now I know: PhilHealth = partial aid lang.

Still thankful… and still humbled.

Let’s share this with others, lalo na yung mga walang HMO or insurance.

Because financial preparedness is not just for saving money...
It’s about protecting your family when it matters most.
We all deserve peace of mind.

God bless sa mga taga-bayad sa Hospital. 🙏
Stay strong!!!
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*No Balance Billing not applicable because private.

You can also check here all DOH hospitals accredited by NBB (Check Comment)