Shoutout sa mga OFW or breadwinner. Kaya better to get your own insurance (VUL) para sa panahon na hindi nyo na kayang magtrabaho meron kayong health insurance and at the same time investment pang pundar ng bahay or pang negosyo. Dahil hindi ka sure sa mga binubuhay at tinutulungan mo ngayon kung tutulungan ka din nila sa panahong hindi mo na kayang kumayod.
Para sure, maglaan ka din ng para sa sarili mo.
Walang idea about insurance at yung importance nito? Tara usap tayo, ipapaliwanag ko sayo para magkaroon ka ng idea.
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Raine from the PRU
Financial Service
18/02/2026
3mins issuance.
Thank you for the trust new client.
12/11/2025
We’re #1 in the industry because of you, and that’s why you can always to be your #1 protector through every triumph or trial.
Thank you for your trust!
27/07/2025
I saw this visual metaphor online and it really hit me:
Two meals...one burnt after an hour at 900°F, the other cooked to perfection after three hours at 300°F.
Same ingredients.
Different results.
It was such a solid reminder:
Growth isn’t about rushing. It’s about the right pace.
In a world that glorifies speed and hustle, we forget that some of the best things in life.... skills, success, even healing...take time.
So if your journey feels slow right now, don’t stress.
You’re not falling behind.
You might just be slow-cooking something exceptional.
26/05/2025
Many people earn P50k and stay broke.
Others earn P15k and build peace.
It’s not just what you earn.
It’s what you do with it.
It’s not always about earning more.
Sometimes, it’s about being wiser—with what you already have.
Because let’s be honest—
Many couples earn a lot and still stay broke.
While others earn just enough,
but somehow build peace, plans, and progress.
It’s not the amount.
It’s the alignment.
Two people, working together,
not just to make money—but to make it mean something.
Some relationships chase income.
But the stronger ones chase discipline.
They talk before they swipe.
They plan before they splurge.
They say no to some wants,
so they can say yes to bigger goals.
Because real love isn’t just about sharing moments—
it’s about sharing mindsets.
And you’ll see it in the small things:
packed lunches,
budget nights,
cancelled add to carts,
and long conversations that begin with,
“Where do we want to be five years from now?”
It’s not about who earns more.
It’s about how you honor the income you both have.
You don’t have to be rich to build something strong.
You just need to be united—
in values, vision, and discipline.
Because when you both treat every peso with purpose,
even a little can go a long way.
And when you’re wise with the small,
you’ll be ready for the big.
16/05/2025
While on a break sa work, Bingo night c/o ni PRU. Sana manalo.
26/04/2025
Halfday day processing. 3mins issuance. Thank you sa aking new client and sa nagrefer.
08/02/2025
💯
Wag po natin i-normalize yung ugali na oobligahin natin or iguilt trip ang ibang tao na tulungan ka, lalo na pagdating sa financial.
Kapag tumulong, e di good. Pero kung wala, wag ka magtampo dahil wala naman syang kahit anong responsibilidad sayo.
May kanya-kanya po tayong problema. Hindi mo alam, marami rin pala sya pinagdadaanan. Di ka lang aware kasi nakafocus ka sa sarili mong problema.
At the same time, bago po tayo manghingi ng tulong sa ibang tao, make sure na gumawa ka muna ng paraan sa sarili mo. Ampangit na umasa ka sa ibang tao habang ikaw, wala ka ginagawang way para masolve ang problema mo.
Hindi po sa lahat ng panahon may tutulong sa atin kaya ikaw mismo, tulungan mo sarili mo 🙏🏻
-
Credits to Practical Dad
07/02/2025
Happy weekend.
05/02/2025
Bakit di madaming Filipinos yumayaman?
Di dahil sa walang pera
Di dahil walang opportunities
Dahil maiksi ang pasensya at pisi sa discomfort.
Gusto get rich quick
Gusto mabilisan
Kaya nascascam
Gusto pabebe lang sa socmed
Yung maglalaba ka lang ng walang bra tapos kikita kana 😁
04/02/2025
Ok, magcommute na lang tlaga.
Money TIPS:
✔ Don’t bring your money with you.
✔️ Cook at home.
✔️ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
✔️ Remove unimportant expenses.
✔️ Lower down the cost of your important expenses. (Ex. Ganador 55/kl while Sinandoming 42/kl)
✔️ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
✔️ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 11.00 x 2 x 26days = 572.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
✔️ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.
What makes us POOR is our bad spending habits.
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