Donalin Valencia Lat - Sun Life Financial Advisor

When people say "𝗜 𝗱𝗼𝗻’𝘁 𝗯𝗲𝗹𝗶𝗲𝘃𝗲 𝗶𝗻 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲", napapa-isip ako.

𝙃𝙤𝙪𝙨𝙚𝙨 𝙖𝙣𝙙 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜𝙨 𝙝𝙖𝙫𝙚 𝙛𝙞𝙧𝙚 𝙚𝙭𝙩𝙞𝙣𝙜𝙪𝙞𝙨𝙝𝙚𝙧𝙨.

𝘾𝙖𝙧𝙨 𝙝𝙖𝙫𝙚 𝙖𝙞𝙧 𝙗𝙖𝙜𝙨, 𝙖𝙣𝙙 𝙨𝙥𝙖𝙧𝙚 𝙩𝙞𝙧𝙚.

𝙎𝙝𝙞𝙥𝙨 𝙖𝙣𝙙 𝙖𝙞𝙧𝙥𝙡𝙖𝙣𝙚𝙨 𝙝𝙖𝙫𝙚 𝙡𝙞𝙛𝙚 𝙟𝙖𝙘𝙠𝙚𝙩𝙨.

These are the things people 𝙗𝙪𝙮 𝙖𝙣𝙙 𝙥𝙧𝙚𝙥𝙖𝙧𝙚 just in case something bad happens. 𝙏𝙝𝙚𝙮 𝙟𝙪𝙨𝙩 𝙙𝙤𝙣'𝙩 𝙠𝙣𝙤𝙬 𝙒𝙃𝙀𝙉.

That's how Life Insurance works. You get LIFE INSURANCE because you know that there are many uncertainties that could happen in life, we just don't know WHEN.

If you're reading this, it's never too late. As long as you are healthy and able.😊

Send me a message and let's discuss your options on how we can protect your most valuable asset— your life.

CTTO

Sun LifeAssure Health Insurance

💛💛₱30.00 per day - INSURED KA NA💛💛

For as low as ₱820 per month, may HEALTH o LIFE Insurance ka na 😍

In short, 30php per day! Parang namasahe ka lang sa public transport. Pero ito yung pwede mo makuha:

© Life insurance 1M
© Accidental death 1M
© Critical Illness 1M

Note: Renewable every 5years and increased the annual premium.Termination of plan upon payment for CIB/DEATH will come first basis.

PM mo na ko!
Discuss na natin ito, hindi Mahal ang insurance! I- budget lang naten yan.

𝑮𝒆𝒕 𝒊𝒏𝒔𝒖𝒓𝒆𝒅. 𝑮𝒆𝒕 𝑷𝒓𝒐𝒕𝒆𝒄𝒕𝒆𝒅.
𝙎𝙚𝙘𝙪𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙪𝙩𝙪𝙧𝙚 𝙊𝙉𝙇𝙄𝙉𝙀!

👩🏻‍💼 Donna Valencia Lat
Licensed Financial Advisor
📱096-947-85760
📧[email protected]
☀️Sun Life Financial Philippines




💛😊

As a wife, it brings so much security knowing that my husband is insured. Actually, hindi lang isa ang policy niya, dalawa. One for educ fund ng future kids and one for our retirement.

Husbands, we honor and appreciate you for providing for us. For our family. But when something happens to you, we need to be secured that the future of our children will not be at stake. Wives can work too. But we are in a generation wherein our kids need both financial provision and attention and it can be too much for a wife to both be the provider and caregiver of a household.

So please, let's be a future-ready mom and dad. ✊

“MAY INSURANCE NA AKO EH.”

Before you ignore a financial planning invitation, ask yourself first: “Is my coverage enough?”

Think about it.

Will your family survive the 500,000 peso proceeds of your existing life insurance policy? Or baka pangbayad pa lang ng hospital bills, ubos na?

Think again.

LIFE INSURANCE IS NOT A ONE AND DONE DEAL.

It requires constant review and recalibration. As your income grows, so should your life insurance coverage.

If your annual income is 500k then you need 10x the amount of life insurance, meaning, you need roughly 5M for insurance alone.

How about you? Try computing yours. Multiply your annual income by 10 and that’s the minimum life insurance you need.

Why 10x? When the family losses its breadwinner, it will take 10 years to recover financially.

I am here to help you start your plan and secure your family. ❤️

You can do everything under the sun. ☀️

send me a message on my personal fb/messenger
📲https://www.facebook.com/donna.valencialat

Sun LifeAssure Health Insurance

💛💛₱30.00 per day - INSURED KA NA💛💛

For as low as ₱820 per month, may HEALTH o LIFE Insurance ka na 😍

In short, 30php per day! Parang namasahe ka lang sa public transport. Pero ito yung pwede mo makuha:

© Life insurance 1M
© Accidental death 1M
© Critical Illness 1M

Note: Renewable every 5years and increased the annual premium.Termination of plan upon payment for CIB/DEATH will come first basis.

PM mo na ko!
Discuss na natin ito, hindi Mahal ang insurance! I- budget lang naten yan.

𝑮𝒆𝒕 𝒊𝒏𝒔𝒖𝒓𝒆𝒅. 𝑮𝒆𝒕 𝑷𝒓𝒐𝒕𝒆𝒄𝒕𝒆𝒅.
𝙎𝙚𝙘𝙪𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙪𝙩𝙪𝙧𝙚 𝙊𝙉𝙇𝙄𝙉𝙀!

👩🏻‍💼 Donna Valencia Lat
Licensed Financial Advisor
📧[email protected]
☀️Sun Life Financial Philippines




💛😊

✨𝗦𝗨𝗡 𝗦𝗠𝗔𝗥𝗧𝗘𝗥 𝗟𝗜𝗙𝗘 𝗘𝗟𝗜𝗧𝗘 𝗣𝗘𝗦𝗢 𝟭𝟬✨

Ito ay 10 years payment whole life insurance na merong 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 𝗩𝗮𝗹𝘂𝗲 and merong 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗔𝗻𝘁𝗶𝗰𝗶𝗽𝗮𝘁𝗲𝗱 𝗘𝗻𝗱𝗼𝘄𝗺𝗲𝗻𝘁 𝗕𝗲𝗻𝗲𝗳𝗶𝘁.
Nagbibigay si Sun Life ng 𝟴% 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗖𝗔𝗦𝗛 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 at the end of 6𝘁𝗵 𝘆𝗲𝗮𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗼𝗹𝗶𝗰𝘆, 𝗮𝗻𝗱 𝗲𝘃𝗲𝗿𝘆 𝟮 𝘆𝗲𝗮𝗿𝘀 𝗮𝗳𝘁𝗲𝗿𝘄𝗮𝗿𝗱𝘀, 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬. Di ba ang ganda, di ka pa tapos mag bayad may pension ka na until you reach age 100!

Ano ang BENEFITS ng Sun Smarter Life Elite 10:
🔆 Double ang face amount upon death of the insured
🔆Meron syang GUARANTEED 8% na endowment benefit. nakaplano na ang makukuha in the future.
🔆 Meron kang dividend (not guaranteed, projected up to 3.90%)
🔆 Great for child's educational fund
🔆 Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100. (pwede makinabang pati anak ng anak mo o apo ng anak mo)
🔆 Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
🔆 Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100
🔆 Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
🔆 Perfect para sa mga taong segurista
🔆 May paying period na 5 years or 10 years
🔆 Merong Accidental Death at Total Disability Benefit

𝗞𝗮𝗵𝗶𝘁 𝘀𝗮𝗮𝗻 𝗽𝘄𝗲𝗱𝗲 𝗺𝗼𝗻𝗴 𝗴𝗮𝗺𝗶𝘁𝗶𝗻 𝗮𝗻𝗴 𝗽𝗲𝗿𝗮:
🏠 𝗯𝘂𝘆𝗶𝗻𝗴 𝗵𝗼𝘂𝘀𝗲 𝗮𝗻𝗱 𝗹𝗼𝘁
✈️ 𝘁𝗿𝗮𝘃𝗲𝗹 𝗴𝗼𝗮𝗹𝘀
👩‍🎓 𝗸𝗶𝗱'𝘀 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻
👴 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗺𝗼𝗿𝗲!

*** The lowest face amount allowed is Php 200,000 (2-3K monthly ang premium)
*** Pwede mong ipunin ang pera and leave it to accumulate

PM me on facebook or MESSAGE ME ANYTIME 📲📩

People do not quit an activity they want to do because they fail once; they give up when they fail again and again.

Supposing you want to learn how to cook. When people reject the dishes you make, again and again, wouldn’t you want to quit? You will assume cooking is not for you because your dishes were not good enough despite doing your best. This is true for would-be entrepreneurs also; they quit when their best efforts lead to one failure after another.

I have failed countless times in our farming business. If I knew that farming is very difficult, I would not have gone into it. But I could not quit because I had nowhere to go. We sold all our assets in Manila when we moved to Bukidnon. And we invested everything we had in the farm, so I had no other option but to make things work.

As I fought to survive, I realized that failure is my friend, not the enemy. I learned that failure is a feedback mechanism that tells me what is right from what is wrong and what will work from what will not. Doing my best is never enough because if I choose the wrong strategy, my best will only lead to more frustration.

Rejection is the same. When people reject me, they are not rejecting me as a person but telling me that my skills are not acceptable. If I want them to accept me, I must be willing to change. Most of those who fail insist that there is nothing wrong with them, so it is the responsibility of those around them to change, not theirs.

Over time I realized that God allows me to fail to protect me from major mistakes in the future. By being sensitive to failures when they are small, He directs me to the path that will bring me success. Unfortunately, most would insist on staying on a particular course, hoping things will change if they persist. They need to know that it is insanity to do something over and over again, expecting a different result.

While problems allow you to improve your business, failure and rejections will enable you to improve yourself as a person. But to use them to your advantage, you must accept with humility that the only person you can change is you. Therefore, you must always be willing to adjust.