Ask Karla

A different kind of insurance company

At FWD, we offer a new kind of insurance. It’s easier to buy, easier to claim, and easier to understand.

This isn’t the way insurance usually feels. But we’re not your usual insurance company.

Celebrate living
At FWD, we don't think insurance should stop at peace of mind. We think it should reassure you that you’ve got a trusted partner who’s there if you need us. Meaning you can transform those small moments into big reasons to celebrate living.

To Purchase FWD Digital Products:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
https://shop.fwd.com.ph/agency/agent/10011230

Karla Luansing
Financial Wealth Planner
+63(977)217 6388
[email protected]

Maxicare PRIMA Consult

Products Features
🔹 Unlimited Doctor’s Consultations
🔹 Annual Physical Exam (Basic 5)
🔹 Comprehensive Coverage
🔹 Regular Private Room & Board
🔹 Pre-Existing Conditions Welcome
🔹 No Paperwork, No Preliminary Checkups
🔹 IMPROVED! Built-in Accident Insurance
🔹 Access teleconsultation services with General Practitioners as an optional add-on, giving you convenient, on-demand connection to healthcare professionals anytime, anywhere.
🔹 Enhance your coverage with Aspire Care, an optional add-on life insurance benefit that provides financial protection and peace of mind in the event of death, accidents, or critical illnesses.

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]

PRIMA Consult, Consult+, Access and Elite

Get unlimited access to doctor consultations and access to lab tests for your everyday care needs.

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]

Maxicare LifesavER Pro

Products Features
🔹 Up to ₱50,000 Emergency Coverage for Accidents leading to confinement
🔹 Up to ₱50,000 Accidental Death Benefit
🔹 Pre-existing conditions covered up to ₱50,000 (excluding Cancer, Cholelithiasis, and their related conditions)*
🔹 Regular Private Room & Board
🔹 Three (3) Maxicare Teleconsults
🔹 Single usage per card. You can use multiple cards in a year
🔹 Eligible for ages 15 days old to 65 years old only
🔹 Valid for one (1) year from activation date
🔹 No preliminary checkups and paperwork needed
🔹 Nationwide access to Maxicare-affiliated hospital providers, including the 6 major hospitals
🔹15-day activation period after successful registration

Additional Benefit
🔹Emergency coverage
🔹 Doctor’s services for emergency treatment
🔹 Emergency room fees
🔹 Emergency medicines for immediate relief and treatment (no take-home medication)
🔹 Oxygen, IV fluids, whole blood, and human blood products
🔹 Dressings, casts, sutures
🔹 X-ray, laboratory, and diagnostic exams
🔹 Access up to 3 Maxicare 24/7 Teleconsults
🔹 Room and Board accommodation in a Regular Private Room
🔹 Use of Operating Room, Intensive Care Unit (ICU), Isolation Room (if prescribed by the affiliated attending physician), and Recovery Room
🔹 Professional fees
🔹 Standard nursing services
🔹 Medicines during confinement
🔹 Whole blood products and IV fluids transmission
🔹 X-ray, laboratory, and diagnostic exams
🔹 Anesthesia, oxygen, and their administration
🔹 Coverage includes, but is not limited to the following:
1. Accidents
2. Dengue
3. Pneumonia
4. Viral Infection
5. Pre-existing conditions are covered (excluding cancer, cholelithiasis, and their related conditions)

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]

Maxicare LifesavER

Products Features
🔹 Up to ₱50,000 Emergency Coverage for Accidents
🔹 Accidental Death Benefit up to Php 50,000.
🔹 Pre-existing conditions covered up to ₱25,000 (excluding Cancer, Cholelithiasis, and their related conditions)*
🔹 Single usage per card. You can use multiple cards in a year
🔹 Eligible for ages 15 days old to 65 years old only
🔹 Valid for one (1) year from activation date
🔹 No preliminary checkups and paperwork needed
🔹 Nationwide access to Maxicare-affiliated hospital providers, including the 6 major hospitals
🔹15-day activation period after successful registration

Additional Benefit
🔹Emergency coverage for accidents
🔹 Doctor’s services for emergency treatment
🔹 Emergency room fees
🔹 Emergency medicines for immediate relief and treatment (no take-home medication)
🔹 Oxygen, IV fluids, whole blood, and human blood products
🔹 Dressings, casts, sutures
🔹 X-ray, laboratory, and diagnostic exams
🔹 Coverage includes, but is not limited to the following:
1. Accidents
2. Dengue
3. Pneumonia
4. Viral Infection
5. Pre-existing conditions are covered up to ₱25,000, excluding cancer, cholelithiasis, and their related conditions

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]

Maxicare LifesavER Accident

Products Features
🔹 Up to ₱50,000 Emergency Coverage for Accidents
🔹 Up to ₱50,000 Accidental Death Benefit
🔹 Single usage per card. You can use multiple cards in a year
🔹 Eligible for ages 15 days old to 65 years old only
🔹 Valid for 1 year from activation date
🔹 No preliminary checkups and paperwork needed
🔹 Nationwide access to Maxicare-affiliated hospital providers, including the 6 major hospitals
🔹15-day activation period after successful registration

Additional Benefit
🔹Emergency coverage for accidents
🔹 Doctor’s services for emergency treatment
🔹 Emergency room fees
🔹 Emergency medicines for immediate relief and treatment (no take-home medication)
🔹 Oxygen, IV fluids, whole blood, and human blood products
🔹 Dressings, casts, sutures
🔹 X-ray, laboratory, and diagnostic exams

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]

Maxicare Prepaid Emergency Health Cards

Emergency coverage leading to confinement

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]

Maxicare Prepaid Health Cards

Choose from a tailored range of annual plans with unlimited access to Maxicare Primary Care Clinics nationwide. Great for general wellness & preventive care. Open to all ages.

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]

PRIMA Animal Bite Care

Expert Consultations
🔹2x Consultations (Animal Bite Cases only)

Procedure and Vaccines:
🔹1x Wound Treatment (including wound dressing and supplies)
🔹1x Anti-Tetanus Vaccine
🔹4x Anti-Rabies Vaccines

Exclusive Benefits
🔹Accident Medical Reimbursement of up to ₱5,000 for eligible accident-related medical expenses as added financial support.*
🔹Access PRIMA member rates for Rabies Immunoglobulin vaccines (ERIG and HRIG), as well as additional wound dressing/treatment, Anti-Tetanus, and Anti-Rabies vaccines for animal bites, available at any Maxicare Primary Care Clinics nationwide.

Personal Accident Insurance Coverage of ₱10,000*

This coverage includes:
🔹Loss of life due to an accident
🔹Accidental injuries causing permanent disability
🔹Accidental injuries resulting in being permanently bedridden

(*For PRIMA prepaid healthcare cards activated starting January 15, 2026. Coverage applies to all PRIMA members aged 0 to 69 years old at the time of enrollment.)

To Purchase:
💬 Message Us
📱 Scan QR Code
🖱️ Click the link below to purchase 👇👇👇
Maxicare Prepaid Cards
https://bit.ly/MaxicareShop-KarlaLuansing
PRIMA by MaxiHealth
https://bit.ly/KarlaLuansing

Karla Luansing
Health Benefit Agent
Agent Code: A465132
+63(977)217 6388
[email protected]