Nikko Borinaga II - FWD Financial Wealth Planner

Yes — you can still get insured even with conditions like diabetes, anxiety, PCOS, and more. 🧡

Applications are subject to medical evaluation and approval on a case-to-case basis.

And here’s the best part:
👉 If your application is postponed or declined, your premium will be fully refunded.

No risk, just possibilities. Let’s explore your options today! 💬

🚨 𝐆𝐞𝐭 𝐈𝐧𝐬𝐮𝐫𝐞𝐝 𝐁𝐄𝐅𝐎𝐑𝐄 𝐘𝐨𝐮𝐫 𝐁𝐢𝐫𝐭𝐡𝐝𝐚𝐲! 𝐇𝐞𝐫𝐞’𝐬 𝐖𝐡𝐲! 🎂

Your birthday is coming up? Great! But before you celebrate, here’s something important to consider—getting insurance NOW can save you money and secure your future!

✅ Lower Premiums – Insurance rates go up as you age! Lock in a cheaper rate before your birthday.
✅ Easier Approval – The younger and healthier you are, the better your chances of getting approved hassle-free!
✅ Longer Protection – Some policies have age limits or waiting periods. Get covered early and enjoy full benefits!

Don’t wait until it’s too late! Secure your future today. ⏳🧡

Send me a message if you want help finding the right plan for you. Let’s make your next birthday a celebration, not a financial headache! 🎉

What’s in the FWD Logo? 🔎
FWD Life Insurance may look simple at first glance but behind the clean design is a bold and meaningful story.

Let’s break it down 👇

🟧 The Play Button (►)
Located inside the “D” this orange triangle isn’t just for style. It represents movement, momentum, and moving forward a reminder to live fully and fearlessly

✅ It says Live now. Move forward with confidence.
✅ It reflects FWD’s belief in celebrating living not just preparing for the worst

🖤 The Modern Typeface
Clean. Bold. Clear. Just like FWD’s approach to insurance
No fear-based tactics. No confusing terms
Just straightforward protection and financial empowerment for Filipinos

✅ It says Life insurance doesn’t have to be scary or boring

🔶 The Bold Contrast
The contrast between deep black and vibrant orange reflects energy, optimism, and transformation a fresh take on what insurance should feel like

✅ It says We’re not your traditional insurance
✅ It means We’re customer first and future ready

🔗 All Letters Are Connected
Notice how the F W and D flow into one another symbolizing a seamless journey just like how life protection and well-being are connected

✅ It represents Unity consistency and a smooth experience with no gaps

🌏 The Meaning Behind "FWD"
In Chinese FWD is written as 富衛 (Fù Wèi) which means
富 (Fù) – Wealth / Prosperity
衛 (Wèi) – To guard / Protect

Together it means "prosperity protection" a powerful reflection of FWD’s purpose to help people protect what truly matters: health, wealth, and their future

❗And yes some think FWD stands for "FORWARD" and we’re not mad about it
Because truth is that’s exactly the spirit behind our brand
➡️ Keep moving forward in life
➡️ Keep celebrating every moment
➡️ Keep living without fear of financial or health setbacks

💬 A Logo That Matches Our Mission
FWD is changing the way people feel about insurance

From something you fear...
To something that empowers you to live more and worry less

💡 So next time you see the FWD logo remember
It’s not just a brand
It’s your partner for life, your protector of dreams, and your reminder to

𝐖𝐡𝐲 𝐩𝐫𝐨𝐭𝐞𝐜𝐭 𝐨𝐧𝐥𝐲 𝐨𝐧𝐞, 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞 𝐰𝐡𝐨𝐥𝐞 𝐟𝐚𝐦𝐢𝐥𝐲 𝐦𝐚𝐭𝐭𝐞𝐫𝐬? 💡👨‍👩‍👧‍👦

Many think only the breadwinner needs protection. But the truth is, whatever happens to any member of the family — whether it's the children, a stay-at-home parent, or a non-earning family member — it deeply impacts everyone. ❤️💔

That's why we designed Family Bundle — a complete plan that covers your whole family under one policy. It’s not just about putting money aside; it’s about securing their future, protecting their health, and growing your wealth together. 🙏

✅ Father: P2M Life, P1M Critical Illness, P500K Accident Benefit, P400K Guaranteed Milestone — Payor Waiver Included
✅ Mother: P1.5M Life, P500K Critical Illness, P500K Accident Benefit — Payor Waiver Included
✅ Baby: P1M Life, P500K Critical Illness, P500K Accident Benefit — Payor Waiver Included

➥ All these benefits come bundled in a convenient plan — for less than PHP 665/day for the whole family!

This is changing the way people feel about insurance. It’s not a financial burden — it’s a powerful tool to celebrate life, stay strong together, and conquer whatever comes. 🌟

➥ Want to know more about securing your family’s future today?
📧 Email me at [email protected]

True self love is something you need to work on to. It is the hardest yet most rewarding thing you can ever do. It is something that is earned day in and day out, inaaral at pinapractice hanggang mamaster mo sya. Kapag mas dinevelop mo ang self mo and you just try to become better each and everyday, you will increase the value of your life.

Group insurance from work, enough ba?

Libre nga, pero sapat ba?

Many employees get insurance from their employer, but keep this in mind:

⭕️ It usually ends when you resign or retire.
⭕️ Coverage is often low (1–2x salary). Usually death benefit only, no critical illness coverage included.
⭕️ No flexibility or control.

Okay siya, pero don’t rely solely on it. Supplement as needed.

Want to compare your company plan with a personal one? DM “compare.”

YOLO spending = NOLO savings. 💸 Wala kang fallback pag emergencies dumating. For just ₱1,800/month, FWD SmartStart helps you flex real wealth, not fake flexes!

Message me 💌

Business owners often forget personal and key employee protection. Walang backup? Business dreams pwedeng ma-zero. With ₱2,500/month, FWD Set for Life Plus helps you protect your team and your legacy!

Message me 💌

Hindi forever ang energy at youth mo. Huli na kapag kailangan mo na pero wala kang ipon. For only ₱1,800/month, FWD SmartStart helps you save, invest, and secure your future today!

Message me 💌