Criselle B. Garcia

Follow the minus 10 rule 👍

When it comes to your retirement fund, starting as early as today makes a huge difference. Don’t know when to start? Follow the “Minus 10” rule! Minus 10 from your age now to get the percentage of how much you should be saving today. This means that you should be keeping 10% or more of your monthly income in your 20s; 20% or more in your 30s; so on and so forth. The sooner you start, the sooner you’ll be set for a better tomorrow!

As a mother, my health becomes very important.. i need to make sure I am fit enough to take care of my kids and be with them every step of the way.. and I’m not just talking about physical health. Financial health is also very important to make sure that i don’t spend my savings/retirement on hospital bills and burden my kids in the future.. having a personal health insurance protects me from this risk.. and FWD has one of the best health insurance out there. Here’s a short video of what FWD Set For Health is all about. To know more about it, don’t hesitate to PM me.

FWD Set for Health - the most comprehensive plan against critical illnesses FWD's Set for Health is a plan that stays with you in good times and in bad. It can help you ease the financial effects of serious illnesses by allowing you ...

Have you ever regretted not doing something in your life? Was there a field of study you wanted to pursue or a position you weren't considered for simply because you didn't put yourself out there? If you've never made an effort before, perhaps now is the time to become bold and daring, and to start pursuing the life you've always wanted.

Retirement does not have to be stressful or worrisome. It’s a great time for you to finally reap the rewards of all your hard work. The key to being able to enjoy it to the fullest is in how well you prepare for this next chapter of your life. Here are some ways you can increase your retirement savings at the age of 45.

https://www.fwd.com.ph/en/live/all_topics/all_articles/things-you-can-do-to-increase-your-retirement-savings-at-45/

Having more money-smart Filipinos will help economic growth more sustainable, as savings are converted into investments, financial planners said.

Why financial literacy matters in a growing economy

Who wants to keep working beyond the age of 60? We compiled some of the best retirement savings plans in the Philippines to guide you through investing now, for a comfortable future.
https://www.fwd.com.ph/en/live/all_topics/all_articles/5-best--retirement-fund-methods-in-ph/

Because Christmas season is technically not yet over.... cheeerrrsss!!!!

This coming 2018, never allow waiting to become a habit. Live your dreams and take risks. Quit the job you hate and go after your real passion. Stop complaining that you can’t afford to travel and start saving for that plane ticket. No more excuses about going back to working out, get back in shape today! The world won’t wait until you’re ready.

Financial stability is measured not by how much money you have right now but by how much money you can live off when you’re not working anymore. When you are able to save that much, then you will have enough to spend on things you desperately need like a month-long vacation. Thus, taking charge of your money means managing how you will live your life in the future. This coming 2018, take responsibility over your finances so you can take care of what really matters in your life.

Christmas 2017 is in full throttle. That means extended mall hours and weekly holiday sales in Metro Manila. Here’s a tip for holiday shopping. If you don’t need it, drop it. You’re better off allocating your Christmas bonus to your emergency fund, retirement fund, or even your travel fund! Aren’t these better gifts to yourself for the holidays?

When your life is hard, say “thank you” and be humble. When your life is difficult, say “I got this!” No one ever learned without failing. No one ever became a success without making a bunch of mistakes along the way. ? Happy Friday!!