Wealth Well by FWD Financial Coach-Joel Estoesta

Why work for 50 years just to enjoy only 10?

Let’s rethink retirement.
It’s not just about age—it’s about planning and preparing early.

The sooner you start, the sooner you can enjoy life on your terms.

Let this be a reminder that FUTURE is UNCERTAIN, but a WELL-EQUIPPED PLAN can beat UNCERTAINTIES.💯

Secure Your Family’s Future This March!

For as low as Php 9,000/month, the Family Bundle offers life insurance, critical illness coverage, and money-back guarantees to protect your loved ones. It's more than just insurance it's a thoughtful gift of security and peace of mind for the whole family.

Don’t wait! Secure their future today. ❤️

Calling all proud parents who want to start securing the future of their child. This is an example computation for you.

May insurance ka na, may educational fund pa for baby 📚 Remember, kailangan ng back up plan dahil may buhay na nakadepende sa income mo. 💭

Message me for inquiries.

FWD Life Insurance Philippines Chief People & Culture Officer Vita Guillen shared valuable insights on how FWD prioritizes the professional growth and overall wellbeing of its employees at the recent Asian Banking & Finance - Insurance Asia Summit 2025. By fostering a thriving and innovative culture, FWD recognizes that its people are its most valuable asset.

Insurance is based on YOUR preference, goals, and premium because it is a PERSONALIZED financial PLAN that depends on your individual needs and circumstances.

Premiums are determined based on factors like age, health, and lifestyle habits, so your premium will be unique to you. Message us for free quotation!

𝗠𝗮𝗻𝘆 𝗵𝗮𝘃𝗲 𝗮𝘀𝗸𝗲𝗱 𝗺𝗲, 𝗪𝗵𝗼 𝗶𝘀 𝗙𝗪𝗗?

FWD Insurance is a multinational insurance firm based in Hong Kong, providing a variety of insurance products such as life, health, and general insurance across several Asian countries.

In recent years, FWD has grown rapidly, establishing itself as a significant player in Asia's insurance market.

FWD entered the Philippine market in September 2014 and quickly became one of the fastest-growing insurance companies in the country, offering a range of products and services to Filipino customers.

𝙍𝙚𝙘𝙤𝙜𝙣𝙞𝙯𝙚𝙙 𝙖𝙨 𝙤𝙣𝙚 𝙤𝙛 𝙩𝙝𝙚 𝙩𝙤𝙥 𝙩𝙝𝙧𝙚𝙚 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙚𝙧𝙨 𝙞𝙣 𝙩𝙝𝙚 𝙥𝙝𝙞𝙡𝙞𝙥𝙥𝙞𝙣𝙚𝙨, 𝙁𝙒𝘿 𝙞𝙨 𝙖𝙡𝙨𝙤 𝙧𝙖𝙣𝙠𝙚𝙙 𝙣𝙪𝙢𝙗𝙚𝙧 𝙤𝙣𝙚 𝙞𝙣 𝙘𝙪𝙨𝙩𝙤𝙢𝙚𝙧 𝙚𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚 𝙖𝙢𝙤𝙣𝙜 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙗𝙧𝙖𝙣𝙙𝙨.

FWD is dedicated to delivering innovative, customer-focused insurance solutions to meet the diverse needs of individuals, families, and businesses in the regions it serves.

Is Your Critical Illness Coverage Enough? 🤔🚨

A serious illness can stop you from working and drain your savings in an instant. Medical costs in the Philippines can go as high as ₱1M to ₱5M—will your coverage be enough to handle that?

Here’s a simple guide to help you decide:
💰 3-5 years of your income to replace lost earnings
🏥 ₱1M-₱5M for medical expenses
👨‍👩‍👧 Consider loans, dependents, and daily expenses

Don’t wait until it’s too late! Secure your health, income, and future today. 💪💡

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Protect yourself and your loved ones with coverage that goes beyond just one critical illness! 💪🏻

Claim up to 3x for unrelated major illnesses, plus enjoy flexible payment terms, cash benefits, and premium returns if you stay healthy.✨

PM ME FOR FREE QUOTATION.🧡

DID YOU KNOW? We have a product that lets you claim up to 3X for unrelated major critical illnesses!

✅ Peace of mind knowing you’re covered multiple times
✅ Money-back guarantee – walang talo!

Secure your future now! Message me to learn more

RISK TRANSFER

Many agents use emotional manipulation as a selling tactic to promote life insurance.

"If you love your family, get insured."

I am here to remind you that while the decision to get insured may be stem from an emotional cause, it is primarily a financial instrument to transfer risk.

You are paying a 3rd party to absorb the risk for you, at an amount that does not cost 100% of the risk.

Example.

A cancer diagnosis will need 2 million pesos cash.

Without insurance, this will cost you 2 million.

With insurance, this will cost you 5,000/month, spread out into monthly payments.

Much easier on the pocket which means there is no financial shock to you.

If you want to save money, get insurance. It costs money to save money.

If you are the kind of person who wants to stretch the value of their peso, insurance is for you.

𝗧𝗵𝗲 𝗰𝗼𝘀𝘁 𝗼𝗳 𝘄𝗮𝗶𝘁𝗶𝗻𝗴...

Getting life insurance while you’re young is the 𝘂𝗹𝘁𝗶𝗺𝗮𝘁𝗲 𝗹𝗶𝗳𝗲 𝗵𝗮𝗰𝗸! Don't wait until it's too late. ✨🧡