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Aside from physical, we also need to take care of our mental health. We, at AXA, care for your mental wellbeing especially during this most trying time. Join our FREE virtual HEALTH FORUM with Dra. Gia Sison, an occupational therapist and the first Philippine leader of Livestrong Foundation, this coming Thursday, 2pm to 3pm. Please send a PM to reserve your slot.

That one second can be a virus that we all are dreading now. Be protected.

A large portion of Philippine population has no insurance coverage. Which makes it all the more financially difficult for most to recover from medical emergency because the top of mind is WHERE TO GET THE MEDICAL EXPENSE? According to Insurance Commission, the latest insurance pe*******on rate in the country is 18.8%. That pie is divided among Philhealth, SSS, micro insurance, and private insurers. Which still leaves a very low number of breadwinners being covered. As a society, we should change our perspective on how we should look at insurance. Insurance is your security blanket.

COVID-19 claims show low insurance pe*******on in PH, say life insurers The “small” number of COVID-19 claims to date reflected low insurance pe*******on in the country, according to life insurers. At an online press briefing last week, AIA Philam Life chief

TIPS ON HOW TO BE MEDICALLY AND FINANCIALLY PREPARED IN TIME OF PANDEMIC:

In this most trying time, the world is in the middle of a health crisis, trying to heal and recover. The burden of having to spend with little to no earnings can add up to worry and stress as we all try to survive the pandemic. To overcome any anxiety, it is still best to keep calm, be proactive and stay focused on the solutions that will help eliminate financial burdens in the future and be more financially sound as we go through recovery.

Here are some TIPS ON HOW TO BE MEDICALLY AND FINANCIALLY PREPARED IN TIME OF PANDEMIC:

1) Family Emergency Plan
Have a family meeting and talk about your emergency plan in case any one member becomes infected with the virus or becomes ill for any other reason. As we all know, being sick at this time can be extra difficult as most hospitals won't accept any admission except for COVID cases. Discuss about what medical hotline numbers to call, which doctor to call, names of local health officials and a designated isolation area in the house if need be. This way, your family knows that you are all in this together, thus, reducing mental stress among yourselves.

2) Your ICE Person
ICE - In Case of Emergency. You have to assign a contact person in case of emergency. This can be your relative, your spouse or partner or any person related to you, who is very familiar about your medical history and can act legally on your behalf.

3) Keep Your Emergency Fund In Check Second month into quarantine and as most people may have less income (for some, even nothing), it is best to keep your emergency fund in check. The ideal is to be liquid for the next six months in case of emergency. If you have prepared for this, good for you and you should be taking from your emergency fund.

4) Cut Costs
While you may have the ideal emergency fund in the bank, you have to spend sparingly. Scientists and experts said the vaccine can be developed in 18 months, at the very least, which means we have 16 more months to wait. And who knows when the government will lift the quarantine measure? No one knows. It depends on the behavior of the number of cases being reported.

5) Embrace The New Normal
While some may still feel anxious, it doesn't mean you have to stay anxious. Seek support from family members. Rekindle your old skills or learn new ones and MONETIZE. Monetizing your skills can augment daily expenses preventing your emergency fund from depleting. For example, you can sell food essentials using social media. Bake some comfort food, cookies, cake or anything your heart desires. Aside from earning money from it, your food too, can come free.

6) Review Your Life Insurance Coverage
If you don't have one, it is best to get one now while you are still healthy. Remember, even most prominent persons who got infected with this sickness had to spend millions for hospital bills. How much is the average medical expense for mild, moderate and severe cases? Data shows it could be anything between Php 500,000 to Php 2M, even more for critical cases. So take the opportunity to apply for coverage while you are still acceptable health-wise. Remember still, insurance companies may or may not accept you.

Lastly, it is important to keep your immunity strong. Eat healthy, take your dose of vitamins, exercise, get some sunshine and think of happy thoughts. If there's any consolation the quarantine has taught us is to be more resilient, adaptable and patient. Follow social distancing as today's temporary separation will bring us back together real soon.
Stay safe, strong and healthy!

Having a peace of mind is an indication of good health. A worry-free future gives way to creation of wonderful and happy memories with the ones you love. (Photo Credit: rawpixel.com via Pinterest)

Keeping a healthy and physically fit body reduces the risk of top 3 diseases in the country: heart attack, stroke and cancer. In financial wellness perspective, reduced health risk gives better chances of being accepted to insurance cover. That is a peace of mind investing on today for the future. (Photo credit: Pinterest)

Are you looking to add to your life insurance policies this 2020? It matters that you choose a company known for its strength & customer service. If you want to know your options with AXA, send us a message :)

The importance of good health simply boils down to having an enjoyable life for ourselves and our family
𝙄𝙣 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙬𝙚𝙡𝙡𝙣𝙚𝙨𝙨 𝙥𝙚𝙧𝙨𝙥𝙚𝙘𝙩𝙞𝙫𝙚, 𝙗𝙚𝙞𝙣𝙜 𝙝𝙚𝙖𝙡𝙩𝙝𝙮 𝙢𝙚𝙖𝙣𝙨 𝙗𝙚𝙞𝙣𝙜 𝙝𝙞𝙜𝙝𝙡𝙮 𝙞𝙣𝙨𝙪𝙧𝙖𝙗𝙡𝙚. Why?
Because 𝙝𝙚𝙖𝙡𝙩𝙝 𝙧𝙞𝙨𝙠 𝙞𝙨 𝙤𝙣𝙚 𝙤𝙛 𝙩𝙝𝙚 𝙢𝙖𝙞𝙣 𝙘𝙤𝙣𝙨𝙞𝙙𝙚𝙧𝙖𝙩𝙞𝙤𝙣𝙨 𝙤𝙛 𝙗𝙚𝙞𝙣𝙜 𝙖𝙘𝙘𝙚𝙥𝙩𝙚𝙙 𝙗𝙮 𝙩𝙝𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙘𝙤𝙢𝙥𝙖𝙣𝙞𝙚𝙨.
Why is it 𝙞𝙢𝙥𝙤𝙧𝙩𝙖𝙣𝙩 𝙩𝙤 𝙞𝙣𝙨𝙪𝙧𝙚 𝙮𝙤𝙪𝙧 𝙝𝙚𝙖𝙡𝙩𝙝? Because 𝙤𝙣𝙚 𝙤𝙛 𝙡𝙞𝙛𝙚'𝙨 𝙪𝙣𝙘𝙚𝙧𝙩𝙖𝙞𝙣𝙩𝙞𝙚𝙨 𝙞𝙨 𝙜𝙚𝙩𝙩𝙞𝙣𝙜 𝙨𝙞𝙘𝙠. And no one knows when it will happen. 𝙒𝙝𝙚𝙣 𝙩𝙝𝙞𝙨 𝙝𝙖𝙥𝙥𝙚𝙣𝙨, 𝙩𝙝𝙚 𝙗𝙪𝙧𝙙𝙚𝙣 𝙤𝙛 𝙗𝙚𝙞𝙣𝙜 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙞𝙣𝙘𝙖𝙥𝙖𝙘𝙞𝙩𝙖𝙩𝙚𝙙 𝙞𝙨 𝙚𝙡𝙞𝙢𝙞𝙣𝙖𝙩𝙚𝙙 𝙨𝙤 𝙮𝙤𝙪 𝙘𝙖𝙣 𝙛𝙤𝙘𝙪𝙨 𝙤𝙣 𝙮𝙤𝙪𝙧 𝙝𝙚𝙖𝙡𝙞𝙣𝙜.



Photo Credit: Wellness Media via Google

Kung ang kasalukuyang kita ay hindi sapat, humanap ng ibang source of income upang makapag-tabi para sa mga hindi inaasahang gastusin. ?

Protect the value of your money from inflation. Find instruments that will cover the inflation and cover you at the same time. ?

Just think. ?