F. Uy Tax and Accounting Services

⚠️ 𝐀𝐃𝐕𝐈𝐒𝐎𝐑𝐘 𝐎𝐍 𝐔𝐍𝐀𝐔𝐓𝐇𝐎𝐑𝐈𝐙𝐄𝐃 𝐎𝐍𝐋𝐈𝐍𝐄 𝐋𝐄𝐍𝐃𝐈𝐍𝐆 𝐏𝐋𝐀𝐓𝐅𝐎𝐑𝐌𝐒 (𝐎𝐋𝐏𝐬), 𝐌𝐎𝐁𝐈𝐋𝐄 𝐀𝐏𝐏𝐋𝐈𝐂𝐀𝐓𝐈𝐎𝐍𝐒, 𝐖𝐄𝐁𝐒𝐈𝐓𝐄𝐒

Ipinapaalala ng Securities and Exchange Commission (SEC) sa publiko na ang online lending platforms (OLPs), mobile applications, at websites na nakalista sa ibaba ay hindi nakatala (recorded) sa SEC bilang mga awtorisadong OLP at, dahil dito, hindi pinahihintulutang gamitin sa pag-aalok o pagbibigay ng mga pautang sa publiko.

𝐆𝐨𝐨𝐠𝐥𝐞 𝐏𝐥𝐚𝐲:
● Agarang Tulong
● LayaLoan: Fast Loan App PH
● Mopeso Safe Cash Loan Online
● PeraAgad-Online Loan
● Peso Buddy - Online lending PH
● PJF Loan-Cash Credit
● Sweldo Plus
● TrustPocket: Credit Score +
● VIP Lend- Simple credit

𝐀𝐩𝐩𝐥𝐞 𝐒𝐭𝐨𝐫𝐞
● Delcom Cash App

𝐖𝐞𝐛𝐬𝐢𝐭𝐞𝐬
● Delisha
● Dragon888peso
● Easyloan Personal Finance
● FinPine
● Kredilaya
● Loan Shop
● Pera Vista
● Pesopal
● Shukobuild
● Tulong Piso Credit

Bukod sa mga hindi nakatalang OLP, binabalaan din ng SEC ang publiko laban sa mga peke o copycat na application at website na gumagamit o ginagaya ang pangalan, logo, brand, o pagkakakilanlan ng mga lehitimong financing o lending companies at kanilang mga OLP. Kabilang sa mga natukoy na naturang platform ang:
● Cashguard_Loan app philippines AppOnline Lending App (fake and impersonating “Cashguard” OLP of Fast Coin Lending Corp.)
● Moca Moca － Online Lending App App (fake and impersonating “Moca Moca” OLP of Copperstone Lending Inc.)
● Tala - Online Lending App App (fake and impersonating “Tala” OLP of Tala Financing Philippines Inc.)
● Supreme Money Lending Corp (fake and impersonating “Supreme Money Corp website ” OLP of Supreme Money Lending Corp.)

Ang opisyal na listahan ng mga recorded OLP ay makikita lamang sa website ng SEC: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/

Kung may impormasyon tungkol sa isang hindi awtorisado, hindi nakatala, peke, o mapanlinlang na OLP, o kung nais magsumite ng reklamo kaugnay ng online lending activities, maaaring makipag-ugnayan sa SEC sa pamamagitan ng:
☎️ SEC Hotline: 14732 (14-SEC)
🌐SEC iMessage Portal: https://imessage.sec.gov.ph

Basahin ang buong advisory dito: https://www.sec.gov.ph/advisories-2026/public-advisory-on-unauthorized-online-lending-platforms-olps-mobile-applications-and-websites-2/ .tab=0

📣 𝗦𝗘𝗖 𝗣𝗿𝗼𝗽𝗼𝘀𝗲𝘀 𝗥𝘂𝗹𝗲𝘀 𝗼𝗻 𝗠𝗮𝗿𝗸𝗲𝘁 𝗠𝗮𝗸𝗶𝗻𝗴

The Securities and Exchange Commission (SEC) informs the public that, in its meeting held on 13 August 2026, the Commission En Banc resolved to expose for public comment the draft Memorandum Circular on the Proposed SEC Rules on Market Making.

The proposed rules seek to establish a regulatory framework for market making in the Philippines, consistent with the mandates of the Securities Regulation Code (SRC) and aligned with international best practices. Market making mechanisms are widely recognized for enhancing market liquidity, improving price discovery, and supporting capital formation while promoting fair, efficient, and orderly markets.

The SEC invites all interested parties to submit their comments, suggestions, and recommendations on the proposed draft Memorandum Circular.

📩 Written comments may be submitted on or before 28 August 2026 via email at [email protected] with the subject line:

"COMMENTS ON THE PROPOSED SEC RULES ON MARKET MAKING"

Read the full notice: https://www.sec.gov.ph/notice-rfc/request-for-comments-on-the-draft-memorandum-circular-of-the-sec-rules-on-market-making-2/ .tab=0

𝐁𝐈𝐑 𝐀𝐃𝐕𝐈𝐒𝐎𝐑𝐘: 𝐋𝐀𝐓𝐄𝐒𝐓 𝐞𝐁𝐈𝐑𝐅𝐎𝐑𝐌𝐒 𝐎𝐅𝐅𝐋𝐈𝐍𝐄 𝐏𝐀𝐂𝐊𝐀𝐆𝐄

The Bureau of Internal Revenue (BIR) advises all concerned taxpayers, Revenue officials, and employees currently using the eBIRForms Offline Package to download and install the latest version, eBIRForms Offline Package Version 7.9.6.0 or 7.9.6.1.

Older versions of the eBIRForms Offline Package will be discontinued and will no longer be supported.

Taxpayers are encouraged to update at the earliest opportunity and carefully follow the procedures in the accompanying User Manual, particularly those covering the backup and restoration of previously saved tax returns and related data.

For complete details and instructions, please refer to the Tax Advisory and User Manual.

Please be guided accordingly.

𝗕𝗜𝗥 𝗦𝗧𝗥𝗘𝗡𝗚𝗧𝗛𝗘𝗡𝗦 𝗣𝗘𝗥𝗔 𝗥𝗨𝗟𝗘𝗦 𝗧𝗢 𝗣𝗥𝗢𝗧𝗘𝗖𝗧 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 𝗦𝗔𝗩𝗜𝗡𝗚𝗦, 𝗦𝗨𝗣𝗣𝗢𝗥𝗧 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 𝗙𝗟𝗘𝗫𝗜𝗕𝗜𝗟𝗜𝗧𝗬

The Bureau of Internal Revenue (BIR), through Revenue Memorandum Circular No. 91-2026 issued on August 11, 2026, clarified the rules on early withdrawals from Personal Equity and Retirement Accounts (PERA), providing clearer and fairer tax treatment while preserving PERA as a long-term retirement savings vehicle.

Under RMC No. 91-2026, the 20% Early Withdrawal Penalty (EWP) applies only to the gross income earned attributable to PERA assets actually withdrawn. Income, unrealized gains, and other PERA assets that remain invested are excluded from the penalty base. Proceeds from the sale or redemption of PERA investments that remain within the PERA custody account for reinvestment are likewise not considered an early withdrawal.

“Simply put, you can manage one part of your PERA without unnecessarily exposing the rest of your retirement portfolio to the early-withdrawal penalty. This gives investors more flexibility and greater certainty in managing their retirement savings,” Commissioner Charlito Martin R. Mendoza said.

For partial withdrawals, the EWP applies only to the income attributable to the portion actually withdrawn. The investor’s other PERA sub-accounts and investments remain unaffected.

“For investors, this means withdrawing from one part of your PERA will not unnecessarily affect the rest of your portfolio. The remaining PERA investments stay intact, while the 20% early-withdrawal penalty and the recovery of the 5% tax credit apply only to the assets actually withdrawn,” Commissioner Mendoza said.

The RMC further clarifies the scope of PERA tax exemptions. Taxes not expressly covered by the PERA exemptions—including stock transaction tax, value-added tax, documentary stamp tax, applicable percentage taxes—continue to apply under existing law. PERA administrators remain responsible for computing, withholding, reporting, and remitting the applicable EWP.

The clarification forms part of the BIR's taxpayer-centric approach to reform under BIR DARES, particularly its push for clearer rules, more predictable tax administration, and improved taxpayer service.

“This is consistent with the direction of President Ferdinand R. Marcos Jr. and Finance Secretary Frederick Go to improve the ease of doing business and strengthen investor confidence. Under BIR DARES, we are reviewing our rules with a taxpayer-centric approach—clarifying requirements, removing unnecessary uncertainty, and making tax administration more predictable,” Commissioner Mendoza said.

Read the full Revenue Memorandum Circular here:https://bir-cdn.bir.gov.ph/BIR/pdf/RMC%20No.%2091-2026%20corrected.pdf

📣𝗦𝗘𝗖 𝗼𝗸𝗮𝘆𝘀 𝗽𝗿𝗲𝗳𝗲𝗿𝗿𝗲𝗱 𝘀𝗵𝗮𝗿𝗲 𝗼𝗳𝗳𝗲𝗿 𝗯𝘆 𝗔𝗿𝘁𝗵𝗮𝗹𝗮𝗻𝗱

The Securities and Exchange Commission (SEC) has considered favorably the preferred share offering of Arthaland Corporation, which seeks to raise up to P3 billion.

In its meeting on August 11, the Commission En Banc resolved to render effective the registration statement of Arthaland covering up to four million preferred shares, with an oversubscription option of up to two million shares, subject to the company's compliance with certain remaining requirements.

Read the full press release: https://www.sec.gov.ph/pr-2026/sec-okays-preferred-share-offer-by-arthaland

𝗕𝗜𝗥 𝟳-𝗠𝗢𝗡𝗧𝗛 𝗖𝗢𝗟𝗟𝗘𝗖𝗧𝗜𝗢𝗡 𝗦𝗨𝗥𝗣𝗔𝗦𝗦𝗘𝗦 𝗧𝗪𝗢 𝗧𝗥𝗜𝗟𝗟𝗜𝗢𝗡 𝗣𝗘𝗦𝗢𝗦; 𝗕𝗘𝗔𝗧𝗦 𝗚𝗢𝗔𝗟 𝗕𝗬 𝗣𝟭𝟯.𝟱 𝗕𝗜𝗟𝗟𝗜𝗢𝗡

The Bureau of Internal Revenue (BIR) collected a total of P2.003 trillion from January to July 2026, surpassing the P1.990 trillion goal for the period by P13.53 billion or 0.68%.

The seven-month collection was also P102.60 billion higher than the same period last year, representing a 5.4% year-on-year growth.

Commissioner Charlito Martin R. Mendoza said the BIR has already collected around 60% of its full-year collection target for 2026, reflecting improving taxpayer compliance and the sustained collection efforts of the Revenue Regions, Revenue District Offices, and the Large Taxpayers Service.

“We remain guided by the President’s directive to make government services more accessible to taxpayers, and by Secretary Frederick Go’s direction to make tax administration fairer and more efficient for businesses and investors,” he added.

For the month of July alone, BIR gross collections reached P358.44 billion, exceeding the P336.07 billion monthly target by P22.37 billion, or 6.66%. July collections were also P19.41 billion higher than the same month last year, posting 5.73% year-on-year growth.

“These results show that better taxpayer service, clearer rules, and effective enforcement can support stronger compliance and collection,” Commissioner Mendoza said.

Under its five-point reform agenda, BIR DARES, the Bureau continues to simplify tax rules and processes, expand digital services, improve taxpayer assistance, strengthen audit safeguards, and enforce tax laws against deliberate noncompliance. These reforms form part of the Bureau’s broader effort to improve compliance while protecting the government’s revenue base.

“We will continue helping taxpayers comply correctly and on time, while making sure that taxes properly due are collected fairly and efficiently,” Commissioner Mendoza said.