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Raia.budgetbestie
Hey, bestie! Iโm Raia, a personal finance coach passionate in helping people grow for a meaningfu
21/11/2023
1. Protection through insurance
2. Premium protection
3. Payouts as regular income
4. Potential upside through global investments
Stay stuned.
, transcend boundaries and let your dollars work harder!
Stay tuned as we unveil on November 28, 2023 the return of Sun Lifeโs top-selling USD-denominated, limited-offer product.
28/08/2023
Letโs talk about the individual health card and plans I have in place ๐ฉบ
๐ ๐ฎ๐
๐ถ๐๐ฎ๐ฟ๐ฒ ๐ฃ๐ฅ๐๐ ๐ ๐ฆ๐ถ๐น๐๐ฒ๐ฟ - covers ๐ช๐ฃ๐ก๐๐ข๐๐ฉ๐๐ prescribed lab tests and diagnostics, consultations (including TeleConsult), and dental services.
This is yearly renewable with ๐ฃ๐ค ๐ฅ๐ง๐๐ก๐๐ข๐๐ฃ๐๐ง๐ฎ ๐๐๐๐๐ ๐ช๐ฅ ๐๐ฃ๐ ๐ฅ๐๐ฅ๐๐ง๐ฌ๐ค๐ง๐ ๐ฃ๐๐๐๐๐!
๐ฆ๐จ๐ก ๐๐ถ๐ ๐ฎ๐ป๐ฑ ๐ช๐ฒ๐น๐น ๐๐ฑ๐๐ฎ๐ป๐๐ฎ๐ด๐ฒ - the most comprehensive health plan that addresses ๐๐ง๐๐ซ๐๐ฃ๐ฉ๐๐ค๐ฃ, ๐ฟ๐๐๐๐ฃ๐ค๐จ๐๐จ, ๐๐ง๐๐๐ฉ๐ข๐๐ฃ๐ฉ, ๐๐๐๐๐๐๐ก๐๐ฉ๐๐ฉ๐๐ค๐ฃ ๐ช๐ฅ ๐ช๐ฃ๐ฉ๐๐ก ๐๐๐ฉ๐๐ง๐๐ข๐๐ฃ๐ฉ.
Fixed premium payment of 10 and 20 years only, with a coverage until age 100. Same premium for the whole 10/20 years at a rate locked in at an earlier age, which is ๐ฌ๐๐ฎ ๐๐๐๐๐ฅ๐๐ง. Covers three things, EITHER
1. Death - die too soon,
2. Sickness - get sick (114 ๐๐๐๐ค๐ง ๐๐ฃ๐ ๐๐๐ฃ๐ค๐ง ๐พ๐ง๐๐ฉ๐๐๐๐ก ๐๐ก๐ก๐ฃ๐๐จ๐จ๐๐จ ๐ฌ๐๐ฉ๐ ๐พ๐๐ฃ๐๐๐ง-๐๐ฅ๐๐๐๐๐๐ ๐พ๐ค๐ฃ๐๐๐ฉ๐๐ค๐ฃ๐จ), or
3. Retirement - a ๐ข๐ค๐ฃ๐๐ฎ-๐๐๐๐ ๐๐๐๐ฉ๐ช๐ง๐ if one lives a healthier life ๐
Embedded cash benefits if diagnosed with any of the 114 Critical Illnesses
* Hospital Income
* Post Hospitalization
* Home Recovery
* Palliative Care
With an ๐๐๐๐๐ฉ๐๐ค๐ฃ๐๐ก 50% of Critical Illness coverage and all embedded cash benefits if diagnosed with cancer.
ALSO, it entitles you with an exclusive access to GoWell Gold membership of Sun Life ๐๐ป๐ง๐ปโโ๏ธ๐ด๐ปโโ๏ธ
๐๐๐ฌ๐ข๐๐๐ฅ๐ฅ๐ฒ, ๐ฐ๐๐ฅ๐๐ง๐ ๐ญ๐๐ฉ๐จ๐ง ๐ฌ๐ ๐๐ข๐ง๐๐๐๐ฒ๐๐ ๐ค๐จ!
[Next post for the newest plan I acquired - Sun ICU Protect 20]
22/08/2023
Sharing as an advocate of health and wellness ๐ซ
At such a young age, I never thought I would be so obsessed with me and my family's health and that includes ๐ฝ๐ฟ๐ฒ๐ฝ๐ฎ๐ฟ๐ถ๐ป๐ด ๐ณ๐ผ๐ฟ ๐๐ต๐ฒ ๐ฐ๐ผ๐๐ ๐ผ๐ณ ๐ฐ๐ฟ๐ถ๐๐ถ๐ฐ๐ฎ๐น ๐ถ๐น๐น๐ป๐ฒ๐๐.
Why?
* To be honest, it's alarming to hear stories of people - most especially the young ones na bigla na lang nagkakasakit without a clear identifiable cause
* I want ๐ข๐ก๐๐ฌ ๐๐ต๐ฒ ๐ฏ๐ฒ๐๐ ๐พ๐๐ฎ๐น๐ถ๐๐ ๐ต๐ฒ๐ฎ๐น๐๐ต๐ฐ๐ฎ๐ฟ๐ฒ there is and be able to focus on recovery. Treatment is costly especially if I want St. Luke's level
๐๐๐ง๐'๐จ ๐ฉ๐๐ ๐๐ซ๐๐ง๐๐๐ ๐ฉ๐ง๐๐๐ฉ๐ข๐๐ฃ๐ฉ ๐๐ค๐จ๐ฉ ๐๐๐๐ค๐ง๐๐๐ฃ๐ ๐ฉ๐ค ๐๐ฉ. ๐๐ช๐ ๐'๐จ ๐๐๐๐๐๐๐ก ๐พ๐๐ฃ๐ฉ๐๐ง, ๐๐๐:
- 1,920,000 ๐๐๐๐ง๐ฉ ๐๐ฉ๐ฉ๐๐๐
- 2,930,000 ๐จ๐ฉ๐ง๐ค๐ ๐
- 5,660,000 ๐๐๐ฃ๐๐๐ง
* I want to take the financial burden off my family. I don't want them to sacrifice their goals because of me
* I don't want my goals to be pushed back and my plans of fulfilling them be delayed just because of something that I could have prepared for
* If hindi ko kailanganin money for critical illness... ๐ง๐๐ ๐๐๐ง๐ง๐๐ฅ! ๐ ๐ฎ๐ ๐ฑ๐ฎ๐ด๐ฑ๐ฎ๐ด ๐๐ฎ๐๐ถ๐ป๐ด๐ ๐ฝ๐ฎ ๐ฎ๐ธ๐ผ ๐๐ต๐ฎ๐ ๐ ๐ฐ๐ฎ๐ป ๐๐๐ฒ ๐ฎ๐ ๐ฎ ๐ฟ๐ฒ๐๐ถ๐ฟ๐ฒ๐บ๐ฒ๐ป๐ ๐ณ๐๐ป๐ฑ
Kaya in our family, I obliged all of them to get a ๐ฐ๐ฟ๐ถ๐๐ถ๐ฐ๐ฎ๐น ๐ถ๐น๐น๐ป๐ฒ๐๐ ๐ฝ๐น๐ฎ๐ป ๐ฎ๐ ๐ฎ ๐ฐ๐ผ๐บ๐ฝ๐น๐ฒ๐บ๐ฒ๐ป๐ ๐๐ผ ๐ผ๐๐ฟ ๐ต๐ฒ๐ฎ๐น๐๐ต ๐ฐ๐ฎ๐ฟ๐ฑ๐. Even my sister who was against it in the beginning already has several policies now.
So what I'm trying to say is, it's high time you ๐ฃ๐๐๐ก ๐๐ก๐ ๐ฃ๐ฅ๐ข๐ง๐๐๐ง ๐ฌ๐ข๐จ๐ฅ๐ฆ๐๐๐ ๐๐ก๐ ๐ฌ๐ข๐จ๐ฅ ๐๐๐ ๐๐๐ฌ ๐ณ๐ฟ๐ผ๐บ ๐๐๐ฑ๐ฑ๐ฒ๐ป ๐ถ๐น๐น๐ป๐ฒ๐๐๐ฒ๐. Give yourself that extra comfort knowing that you are ready for whatever happens.
Let's talk!
18/06/2023
Happy Father's Day sa mga Tatay, Papa, and Daddy of our lives! Know that you are cherished and we are forever grateful for securing a brighter future for your family and loved ones.
Thank you for being our ! ๐
04/05/2023
Managing finances can feel overwhelming, especially when you're starting out or looking to make a change. But you don't have to do it aloneโจ
That's why I'm here... to help you save and invest in yourself! With a free financial planning session, there's no reason to be afraid. Everyone starts somewhere ๐
Contact me now and let's talk about securing your financial well-being! ๐
03/05/2023
I helped a client secure a travel fund. Later on, the client realized that the same fund can be used for child's education. No baby yet, but the client was happy about unintentionally planning for future family. This is why I do what I do ๐
01/05/2023
Happy Labor Day to all the hardworking folks out there! ๐ Today we celebrate the sweat, tears, and grit that goes into making our world go round. From the early mornings to the late nights and the calloused hands to the tired feet, we salute you for your dedication and your unwavering spirit ๐
Take a break today, put your feet up, and know that you've earned it! ๐
12/04/2023
Summer is just around the corner, and we can't wait to soak up the sun and enjoy some much-needed time off! ๐
But before we pack our bags and hit the beach, it's important to make sure we're financially prepared for the adventures ahead. Are we saving enough for our desired trips and experiences? Do we have the right insurance coverage to protect our belongings and ourselves? ๐ค
Let's make sure our bags are secured and our finances are in order, so we can enjoy the season to the fullest! ๐ฐ
I'll help you prep for a worry-free summer. Don't hesistate to send me a DM! ๐ฉ
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