Raia.budgetbestie

Raia.budgetbestie

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Hey, bestie! Iโ€™m Raia, a personal finance coach passionate in helping people grow for a meaningfu

13/02/2024

Get the GIG where Passion meets Purpose

LOOKING FOR YOUR NEXT BIG GIG?

Whether you're employed, a business owner, an online seller, a stay-at-home mom, a teacher, an OFW dependent - whoever you may be - YOU are welcome to the Sun Life gig. Message me for details!

21/11/2023

1. Protection through insurance
2. Premium protection
3. Payouts as regular income
4. Potential upside through global investments

Stay stuned.

, transcend boundaries and let your dollars work harder!

Stay tuned as we unveil on November 28, 2023 the return of Sun Lifeโ€™s top-selling USD-denominated, limited-offer product.

Photos from Raia.budgetbestie's post 28/08/2023

Letโ€™s talk about the individual health card and plans I have in place ๐Ÿฉบ

๐— ๐—ฎ๐˜…๐—ถ๐—–๐—ฎ๐—ฟ๐—ฒ ๐—ฃ๐—ฅ๐—œ๐— ๐—” ๐—ฆ๐—ถ๐—น๐˜ƒ๐—ฒ๐—ฟ - covers ๐™ช๐™ฃ๐™ก๐™ž๐™ข๐™ž๐™ฉ๐™š๐™™ prescribed lab tests and diagnostics, consultations (including TeleConsult), and dental services.
This is yearly renewable with ๐™ฃ๐™ค ๐™ฅ๐™ง๐™š๐™ก๐™ž๐™ข๐™ž๐™ฃ๐™–๐™ง๐™ฎ ๐™˜๐™๐™š๐™˜๐™ ๐™ช๐™ฅ ๐™–๐™ฃ๐™™ ๐™ฅ๐™–๐™ฅ๐™š๐™ง๐™ฌ๐™ค๐™ง๐™  ๐™ฃ๐™š๐™š๐™™๐™š๐™™!

๐—ฆ๐—จ๐—ก ๐—™๐—ถ๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ช๐—ฒ๐—น๐—น ๐—”๐—ฑ๐˜ƒ๐—ฎ๐—ป๐˜๐—ฎ๐—ด๐—ฒ - the most comprehensive health plan that addresses ๐™‹๐™ง๐™š๐™ซ๐™š๐™ฃ๐™ฉ๐™ž๐™ค๐™ฃ, ๐˜ฟ๐™ž๐™–๐™œ๐™ฃ๐™ค๐™จ๐™ž๐™จ, ๐™๐™ง๐™š๐™–๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ, ๐™๐™š๐™๐™–๐™—๐™ž๐™ก๐™ž๐™ฉ๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ช๐™ฅ ๐™ช๐™ฃ๐™ฉ๐™ž๐™ก ๐™๐™š๐™ฉ๐™ž๐™ง๐™š๐™ข๐™š๐™ฃ๐™ฉ.
Fixed premium payment of 10 and 20 years only, with a coverage until age 100. Same premium for the whole 10/20 years at a rate locked in at an earlier age, which is ๐™ฌ๐™–๐™ฎ ๐™˜๐™๐™š๐™–๐™ฅ๐™š๐™ง. Covers three things, EITHER
1. Death - die too soon,
2. Sickness - get sick (114 ๐™ˆ๐™–๐™Ÿ๐™ค๐™ง ๐™–๐™ฃ๐™™ ๐™ˆ๐™ž๐™ฃ๐™ค๐™ง ๐˜พ๐™ง๐™ž๐™ฉ๐™ž๐™˜๐™–๐™ก ๐™„๐™ก๐™ก๐™ฃ๐™š๐™จ๐™จ๐™š๐™จ ๐™ฌ๐™ž๐™ฉ๐™ ๐˜พ๐™–๐™ฃ๐™˜๐™š๐™ง-๐™Ž๐™ฅ๐™š๐™˜๐™ž๐™›๐™ž๐™˜ ๐˜พ๐™ค๐™ฃ๐™™๐™ž๐™ฉ๐™ž๐™ค๐™ฃ๐™จ), or
3. Retirement - a ๐™ข๐™ค๐™ฃ๐™š๐™ฎ-๐™—๐™–๐™˜๐™  ๐™›๐™š๐™–๐™ฉ๐™ช๐™ง๐™š if one lives a healthier life ๐Ÿ˜‰

Embedded cash benefits if diagnosed with any of the 114 Critical Illnesses
* Hospital Income
* Post Hospitalization
* Home Recovery
* Palliative Care
With an ๐™–๐™™๐™™๐™ž๐™ฉ๐™ž๐™ค๐™ฃ๐™–๐™ก 50% of Critical Illness coverage and all embedded cash benefits if diagnosed with cancer.

ALSO, it entitles you with an exclusive access to GoWell Gold membership of Sun Life ๐Ÿ‹๐Ÿป๐Ÿง˜๐Ÿปโ€โ™€๏ธ๐Ÿšด๐Ÿปโ€โ™€๏ธ

๐๐š๐ฌ๐ข๐œ๐š๐ฅ๐ฅ๐ฒ, ๐ฐ๐š๐ฅ๐š๐ง๐  ๐ญ๐š๐ฉ๐จ๐ง ๐ฌ๐š ๐›๐ข๐ง๐š๐›๐š๐ฒ๐š๐ ๐ค๐จ!

[Next post for the newest plan I acquired - Sun ICU Protect 20]

22/08/2023

Sharing as an advocate of health and wellness ๐Ÿซ€

At such a young age, I never thought I would be so obsessed with me and my family's health and that includes ๐—ฝ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐—ฟ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐˜€๐˜ ๐—ผ๐—ณ ๐—ฐ๐—ฟ๐—ถ๐˜๐—ถ๐—ฐ๐—ฎ๐—น ๐—ถ๐—น๐—น๐—ป๐—ฒ๐˜€๐˜€.

Why?
* To be honest, it's alarming to hear stories of people - most especially the young ones na bigla na lang nagkakasakit without a clear identifiable cause

* I want ๐—ข๐—ก๐—Ÿ๐—ฌ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜ ๐—พ๐˜‚๐—ฎ๐—น๐—ถ๐˜๐˜† ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ there is and be able to focus on recovery. Treatment is costly especially if I want St. Luke's level
๐™ƒ๐™š๐™ง๐™š'๐™จ ๐™ฉ๐™๐™š ๐™–๐™ซ๐™š๐™ง๐™–๐™œ๐™š ๐™ฉ๐™ง๐™š๐™–๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ ๐™˜๐™ค๐™จ๐™ฉ ๐™–๐™˜๐™˜๐™ค๐™ง๐™™๐™ž๐™ฃ๐™œ ๐™ฉ๐™ค ๐™Ž๐™ฉ. ๐™‡๐™ช๐™ ๐™š'๐™จ ๐™ˆ๐™š๐™™๐™ž๐™˜๐™–๐™ก ๐˜พ๐™š๐™ฃ๐™ฉ๐™š๐™ง, ๐™’๐™ƒ๐™Š:
- 1,920,000 ๐™๐™š๐™–๐™ง๐™ฉ ๐™–๐™ฉ๐™ฉ๐™–๐™˜๐™ 
- 2,930,000 ๐™จ๐™ฉ๐™ง๐™ค๐™ ๐™š
- 5,660,000 ๐™˜๐™–๐™ฃ๐™˜๐™š๐™ง

* I want to take the financial burden off my family. I don't want them to sacrifice their goals because of me

* I don't want my goals to be pushed back and my plans of fulfilling them be delayed just because of something that I could have prepared for

* If hindi ko kailanganin money for critical illness... ๐—ง๐—›๐—˜ ๐—•๐—˜๐—ง๐—ง๐—˜๐—ฅ! ๐— ๐—ฎ๐˜† ๐—ฑ๐—ฎ๐—ด๐—ฑ๐—ฎ๐—ด ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—ฝ๐—ฎ ๐—ฎ๐—ธ๐—ผ ๐˜๐—ต๐—ฎ๐˜ ๐—œ ๐—ฐ๐—ฎ๐—ป ๐˜‚๐˜€๐—ฒ ๐—ฎ๐˜€ ๐—ฎ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ณ๐˜‚๐—ป๐—ฑ

Kaya in our family, I obliged all of them to get a ๐—ฐ๐—ฟ๐—ถ๐˜๐—ถ๐—ฐ๐—ฎ๐—น ๐—ถ๐—น๐—น๐—ป๐—ฒ๐˜€๐˜€ ๐—ฝ๐—น๐—ฎ๐—ป ๐—ฎ๐˜€ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐˜๐—ผ ๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ฐ๐—ฎ๐—ฟ๐—ฑ๐˜€. Even my sister who was against it in the beginning already has several policies now.

So what I'm trying to say is, it's high time you ๐—ฃ๐—Ÿ๐—”๐—ก ๐—”๐—ก๐—— ๐—ฃ๐—ฅ๐—ข๐—ง๐—˜๐—–๐—ง ๐—ฌ๐—ข๐—จ๐—ฅ๐—ฆ๐—˜๐—Ÿ๐—™ ๐—”๐—ก๐—— ๐—ฌ๐—ข๐—จ๐—ฅ ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—ณ๐—ฟ๐—ผ๐—บ ๐˜€๐˜‚๐—ฑ๐—ฑ๐—ฒ๐—ป ๐—ถ๐—น๐—น๐—ป๐—ฒ๐˜€๐˜€๐—ฒ๐˜€. Give yourself that extra comfort knowing that you are ready for whatever happens.

Let's talk!

18/06/2023

Happy Father's Day sa mga Tatay, Papa, and Daddy of our lives! Know that you are cherished and we are forever grateful for securing a brighter future for your family and loved ones.

Thank you for being our ! ๐Ÿ’›

04/05/2023

Managing finances can feel overwhelming, especially when you're starting out or looking to make a change. But you don't have to do it aloneโœจ

That's why I'm here... to help you save and invest in yourself! With a free financial planning session, there's no reason to be afraid. Everyone starts somewhere ๐Ÿ‘

Contact me now and let's talk about securing your financial well-being! ๐Ÿ˜‰

03/05/2023

I helped a client secure a travel fund. Later on, the client realized that the same fund can be used for child's education. No baby yet, but the client was happy about unintentionally planning for future family. This is why I do what I do ๐Ÿ’›

01/05/2023

Happy Labor Day to all the hardworking folks out there! ๐Ÿ‘ Today we celebrate the sweat, tears, and grit that goes into making our world go round. From the early mornings to the late nights and the calloused hands to the tired feet, we salute you for your dedication and your unwavering spirit ๐Ÿ‘

Take a break today, put your feet up, and know that you've earned it! ๐Ÿ˜‰

12/04/2023

Summer is just around the corner, and we can't wait to soak up the sun and enjoy some much-needed time off! ๐ŸŒž

But before we pack our bags and hit the beach, it's important to make sure we're financially prepared for the adventures ahead. Are we saving enough for our desired trips and experiences? Do we have the right insurance coverage to protect our belongings and ourselves? ๐Ÿค”

Let's make sure our bags are secured and our finances are in order, so we can enjoy the season to the fullest! ๐Ÿ’ฐ

I'll help you prep for a worry-free summer. Don't hesistate to send me a DM! ๐Ÿ“ฉ

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