The Smart Financial Strategy

Invest in your growth with our seminar on Money Management.

RSVP for a transformative session. It's absolutely FREE!

Just scan the QR Code or click this Link for Registration 👍

https://bit.ly/FinsemForEveryJuan

(Agent Name: Jessalyn Gongura)

𝙄𝙩'𝙨 𝙩𝙞𝙢𝙚 𝙩𝙤 𝙨𝙖𝙫𝙚, 𝙞𝙣𝙫𝙚𝙨𝙩 𝙖𝙣𝙙 𝙗𝙚 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙 🎯💯👌

𝗦𝘁𝗮𝗿𝘁 𝗵𝗮𝘃𝗶𝗻𝗴 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝘄𝗶𝘁𝗵 𝗣𝗿𝘂 𝗟𝗶𝗳𝗲 𝗨𝗞 𝗳𝗼𝗿 𝗮𝘀 𝗹𝗼𝘄 𝗮𝘀 𝟳𝟬 𝗽𝗲𝗿 𝗱𝗮𝘆!

Where you can have:
✅ Life Insurance
✅ Critical Illness Benefit
✅ Disability Benefit
✅ Accident Benefit
✅ Hospital Income Benefit
✅ Education Funding
✅ Retirement Funding
✅ Investments

Imagine, by just 𝘀𝗮𝘃𝗶𝗻𝗴. You already have 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀 on your 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼.

You are 𝘀𝗮𝘃𝗶𝗻𝗴 your money, 𝗶𝗻𝘃𝗲𝘀𝘁𝗲𝗱 in 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲 𝘀𝘁𝗼𝗰𝗸𝘀 with 𝘁𝗼𝗽 "𝟯𝟬 𝗕𝗹𝘂𝗲 𝗖𝗵𝗶𝗽 𝗖𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀" and if something happens, you have the 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 that will take care of 𝘆𝗼𝘂 and 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆. If you live long you will experience the best 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 ever! 🤍

You want to know more? Send me a message and get a 𝘀𝗮𝗺𝗽𝗹𝗲 𝗽𝗿𝗼𝗽𝗼𝘀𝗮𝗹. The Smart Financial Strategy 📩

You can never lose with insurance.
✅ If you get sick, WE PAY
✅ If you die early, WE PAY
✅ If you get into an accident, WE PAY

Get a free 𝗜𝗡𝗦𝗨𝗥𝗔𝗩𝗘𝗦𝗧 quote based on your needs and age, PM me 🤳

It's BREAST CANCER Awareness Month❗❗❗

Check out these 3 surprising facts about Breast Cancer! *especially for women.

Consult your doctor regularly and be INSURED with the best Cancer Protection Benefit! Message me now for a free quote!

Insurance will protect all of your priorities. ❤

Make it your priority as well! 😉 Ayaw mo bang may magproprotekta sa mga pinaghihirapan mo pati na rin sa mga gusto mong makinabang sa mga pinaghihirapan mo? 🙏

18 uncomfortable truth about life



CTTO

EITHER something happens early
OR nothing happens and you live long..

either way, you need money..
and if all else fails.. you have VUL.. 🤗🤗🤗

"𝗧𝗵𝗲 𝗣𝗼𝗰𝗸𝗲𝘁𝘀 𝗧𝗵𝗲𝗼𝗿𝘆"

If nagiipon ka - let us say ₱5,000 monthly, try natin ilagay yan sa 2 pockets.

⬅️ 𝗟𝗲𝗳𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - ₱3,000 alloted for Savings, Emergency Fund, Short term saving goals.

➡️ 𝗥𝗶𝗴𝗵𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - ₱2,000 alloted for Life or Health Insurance, income protection, critical illness benefit, hospital income benefit and investments.

Imagine, if you only have one pocket na ₱5,000 monthly savings, kapag nagkasakit ka ubos ang ₱5,000 diba? Madalas, kulang pa. 😣

Whereas if you have 2 pockets na pwdeng pag kuhanan. Yung ₱5,000 pwede ka mag-allocate both para sa SAVINGS FUND mo and sa LIFE INSURANCE.

𝙉𝙖𝙬𝙖𝙡𝙖𝙣 𝙠𝙖 𝙗𝙖 𝙣𝙜 𝙥𝙚𝙧𝙖? 𝙃𝙄𝙉𝘿𝙄‼️

Hinati mo lang ₱5,000 mo. Pero once na there will be an emergency, marami kang pwede pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes.

That’s the value of financial planning.

Should you want to have an idea how to get an financial plan that is fit for your budget and financial goals, just send message me Jessalyn Gongura . 📩

Bank account & VUL

Ano pinagkaiba? 😊

BANK ACCOUNT
Kadalasan "savings account" but according to financial experts matatawag lamang ito na "savings account" kung hindi mo ito nagagalaw. What if winiwithdraw mo ang pera mo for your wants like food, shopping or just in case mahospital ka sa account na ito? Then hindi mo na ito matatawag na savings account. Ito ay tinatawag na "emergency fund". Ideally at least 3-6 worth of monthly expenses daw dapat ang isang emergency fund.

VARIABLE UNIT LINKED (VUL)
Ano naman ito? Dalawa pinupuntahan ng ipon mo:

1. Protection benefits - death, disability/accident or critical illness. In case may mangyari sayo you will get money. (Usually hundreds of thousands or millions)

2. Investment - may allocation ang savings mo sa bonds or stocks (e.g. Jollibee, Ayala, BDO etc) Bakit importante mainvest ang portion ng savings mo? Isa ito sa way para makapag accumulate ng funds ng mas mabilis compared to bank. Ang kinikita usually ng money sa bank ay .125% per annum which means for every 100,000 - 125pesos ang kita kada taon.

Ibig sabihin ba nito pangit ang bank account? NO! Both are important. 👍

Maganda na meron bank account ang isang tao mapa savings man yan or emergency fund for easy access pag kailangan mo ng pera. Magagamit mo rin ang transaction records kung gusto mo mag apply ng visa or loan (housing, car etc)

Advantage na may VUL account ang isang tao to protect and strengthen his/her financial portfolio including savings or emergency fund. Remember for VUL meron kang benefits na makukuha if may mangyari sayo which means hindi mo kailangan galawin ang pera mo sa bangko or ibenta ang naipundar mo in case life's uncertainties strike. It's also a way to guarantee yourself na may pera ka in the future ano man ang mangyari because basically you are forcing yourself to save for your future. Ang kagandahan pa nito invested sa stocks/bonds na hindi stressful on your part dahil may nagmamanage ng investment mo for you, the #1 fund manager in Asia, Eastspring investments. 👍

If you are interested to know more, message mo ako friend for an exploratory meeting. Know more, guess less. Free naman ito, friend. Part of my advocacy. ❤ 🤗

𝘽𝙧𝙚𝙖𝙙𝙬𝙞𝙣𝙣𝙚𝙧 𝙡𝙖𝙣𝙜 𝙖𝙣𝙜 𝙙𝙖𝙥𝙖𝙩 𝙣𝙖 𝙞𝙣𝙨𝙪𝙧𝙚𝙙.

𝘿𝙞 𝙣𝙖𝙢𝙖𝙣 𝙖𝙠𝙤 𝙗𝙧𝙚𝙖𝙙𝙬𝙞𝙣𝙣𝙚𝙧, 𝙙𝙞 𝙠𝙤 𝙠𝙖𝙞𝙡𝙖𝙣𝙜𝙖𝙣 𝙣𝙜 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚.

Are you one of those people who have this same reasoning? Or do you often hear this from other people?

Besh, hindi porket hindi ka breadwinner, hindi porket hindi ka income generator, hindi porket walang nakadepende sa income mo, ay hindi ka na magkakasakit, hindi ka na maaaksidente, hindi ka na kukunin ni Lord o hindi mo na kailangan ng insurance.

To all those who are already insured, breadwinner ka man or hindi, make sure you encourage your family members to be insured as well. Kasi paano kung ikaw 𝗜𝗡𝗦𝗨𝗥𝗘𝗗 pero (𝑊𝐴𝐺 𝑁𝐴𝑀𝐴𝑁 𝑆𝐴𝑁𝐴), yung kapatid mo, or yung parents mo, or yung asawa mo, or yung mga anak mo ang kinailangan ng insurance, pero wala sila nito. Ano sa tingin mo mangyayari sa finances mo? Will you be able to continue supporting your family along with the medical and recovery expenses?

Kaya friends, once again, 𝗘𝗡𝗖𝗢𝗨𝗥𝗔𝗚𝗘 𝗬𝗢𝗨𝗥 𝗟𝗢𝗩𝗘𝗗 𝗢𝗡𝗘𝗦 𝗧𝗢 𝗕𝗘 𝗜𝗡𝗦𝗨𝗥𝗘𝗗 𝗔𝗦 𝗪𝗘𝗟𝗟.

CTTO

4 Reasons Why Planning for Retirement is Important ✨️

1. SSS is not enough – You will need to downgrade your lifestyle if you depend on SSS alone.

2.Inflation - Your ₱1 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. But, we need to break this dependency culture because we don’t want to be a burden to our kids in the future.

4. We live longer – Imagine retiring at the age of 65 years old with NO INCOME, then living until the age of 80, that’s 15 years' worth of expenses? 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Plan ahead 👊💰 , drop me a message me for queries