The BrightGer Z

Wandering how to avoid time wasters?

6 Common Time Wasters that are robbing you of productivity.
Everyone wants to be at their productive best and have absolute control over their time.

Once you identify such time wasters, it’s fairly easy to avoid them and manage your time well. By identifying time wasters, you can take the RIGHT steps to avoid them and use the saved time to focus on important tasks or projects.

🚦Prioritize your 🟢 Green Zones - these are things to do that you benefited a lot like attending seminars, trainings or financial coaching. That make your day productive and you know in yourself that you learn something.

Try to finish your 🟡 Yellow Zones - these are tasks, requirements, or to do list that you need to accomplish like reading emails, replying to queries, or attending meetings.

Deprioritize your 🔴 Red Zones - these zone is your chill time, wherein you do your hobbies, past-time, and time to relax like mobile gaming, binge watching etc.

The BABY STEPS — Sound Advice In Changing Your Financial Future.

Basically involve planning ahead for emergencies, paying off debt and then planning for the future in a variety of ways.

A lot of people talk about how to change their financial lives, but never touch on the fact that if you or your spouse isn’t ready to change, it isn’t going to happen.

YOU HAVE TO WANT TO CHANGE!
Make a decision to change.
Make a decision for no more debt.
Get Rid of Existing Debt
Plan for the Future.

The PURPOSE of INSURANCE is simple: If God calls you home today, your kids won’t go hungry.

Para sa mga Pilipino na ang mindset about Life Insurance is that it is not just "may pera makukuha family ko pag nawala ako" but also thinking that insurance is also "CONTINUITY OF LIFE".

Then your mindset is right. 🙂

Keep on doing things that make you happy, no matter how small or few they may seem.

𝙍𝙚𝙩𝙞𝙧𝙚 𝙔𝙤𝙪𝙣𝙜 Plan Early. Plan Properly. 🔅
Uugod-ugod na ayaw pa mag retire 😢.
Reason nila, not because they love working but they didn't have a choice. 🙁 So I help my clients to realize that they need to take action TODAY!
Saying YES would mean allowing themselves to 𝗿𝗲𝘁𝗶𝗿𝗲 𝗲𝗮𝗿𝗹𝗶𝗲𝗿.

So ikaw? Kelan mo ba gustong magretire? 55? 60? 65? 70? 75?
Give your 𝑭𝒖𝒕𝒖𝒓𝒆 𝑺𝒆𝒍𝒇 a 𝐛𝐞𝐭𝐭𝐞𝐫 option!
Take action "TODAY". 💛
I'm just always here to 𝐡𝐞𝐥𝐩 you 𝙍𝙚𝙩𝙞𝙧𝙚 𝙔𝙤𝙪𝙣𝙜 and get the retirement fund you 𝗗𝗲𝘀𝗲𝗿𝘃𝗲.

Tara, lets plan your retirement fund as early as now 🤗.
Do it now, while it’s not too late.
Learn from us!
Can you save P50-100/ daily?

The BrightGer Z: https://www.facebook.com/TheBrightGerZ

Get insurance and investment plan for as low as P999/month!

Be protected with GUARANTEED life insurance until age 100 while letting your money GROW in the stock market!

Get an affordable investment-linked life insurance plan perfect for the budget-conscious, but forward-looking Filipinos.

Through this, you get the combined benefit of lifetime insurance protection and investment, providing financial security and peace of mind while you grow your money over time.

CAN BE USED FOR
✅ Life Milestones
✅ Retirement
✅ Education

BENEFITS
✅ Lifetime Insurance Coverage
✅ Suitable investment options
✅ Professional fund management
✅ Funds for future needs
✅ Manageable premium payments

Send us a message for a FREE quote and online consultation.

*Quotation below based on a 25 y.o. non-smoker female
**Projection at age 65 based on 8% returns (varies based on market conditions)

𝗧𝗛𝗘 𝗡𝗲𝘅𝘁 𝗠𝗼𝗻𝘁𝗵 𝗖𝘆𝗰𝗹𝗲

𝗝𝗮𝗻𝘂𝗮𝗿𝘆: 'Di pa ako kukuha ng plan kasi nagbabawi pa ako nung gastos nung pasko. Next month na lang.

𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆: 'Di pa rin ako nakabawi nung gastos nung pasko. Tapos may pa-Valentines pa 'ko. Next month na talaga.

𝗠𝗮𝗿𝗰𝗵 - 𝗔𝗽𝗿𝗶𝗹 : Nakabawi naman na kaso yung budget ko ngayon para na sa bakasyon naming pamilya. Balikan kita pagbalik namin, mga next month.

𝗠𝗮𝘆: Naku, alam mo naman galing kami bakasyon kaya walang natira. Balikan mo ako by next month. Promise!

𝗝𝘂𝗻𝗲 - 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿: Naku baka by next next month na kasi nag bayad ako matrikula. Dami pa rin gastos eh!

𝗢𝗰𝘁𝗼𝗯𝗲𝗿- 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿: Hintayin ko lang bonus namin para sure na. Next month na 'yon!

𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿: Naku baka next year nalang kasi nakalaan na ung pera ko sa pasko.

𝗟𝗲𝘀𝘀𝗼𝗻: Hindi ka makakaipon or makakapagsimulang maginvest kung palagi kang merong dahilan. Hindi nawawala ang gastos. Ang kailangan natin baguhin ay yung mindset at disiplina natin sa paggastos at pagmanage ng ating pera.

𝗡𝗢 𝗡𝗘𝗘𝗗 𝗧𝗢 𝗦𝗧𝗔𝗥𝗧 𝗕𝗜𝗚; 𝗬𝗢𝗨 𝗝𝗨𝗦𝗧 𝗛𝗔𝗩𝗘 𝗧𝗢 𝗦𝗧𝗔𝗥𝗧 𝗡𝗢𝗪!
PM me if you want to START SAVING and getting the most out of your savings. Let' s start MINIMAL SAVINGS with HIGH PROTECTION and Investment 🙂

https://www.facebook.com/TheBrightGerZ

𝕎ℍ𝕐 𝕄𝕀𝕃𝕃𝔼ℕℕ𝕀𝔸𝕃𝕊 ℕ𝔼𝔼𝔻 𝕋𝕆 𝕊𝕋𝔸ℝ𝕋 𝕋ℍ𝕀ℕ𝕂𝕀ℕ𝔾 𝔸𝔹𝕆𝕌𝕋 𝕃𝕀𝔽𝔼 𝕀ℕ𝕊𝕌ℝ𝔸ℕℂ𝔼 ℕ𝕆𝕎

Not only is life insurance is far cheaper when you're younger—it can also be a great way to accumulate wealth for retirement.

Here are five reasons millennials really need to consider getting life insurance sooner rather than later.

1. 𝕎𝕙𝕖𝕟 𝕪𝕠𝕦'𝕣𝕖 𝕪𝕠𝕦𝕟𝕘𝕖𝕣 , 𝕝𝕚𝕗𝕖 𝕚𝕟𝕤𝕦𝕣𝕒𝕟𝕔𝕖 𝕡𝕠𝕝𝕚𝕔𝕚𝕖𝕤 𝕒𝕣𝕖 𝕔𝕙𝕖𝕒𝕡𝕖𝕣

The earlier you get a life insurance policy, the more affordable it will be. Life insurance is cheaper and easier to get while you are young and healthy. As you age, your health tends to age too, potentially bringing a whole host of medical complications that you may have never even thought about in your 20s. Things such as diabetes, depression, or arthritis can all bring about more difficulty with obtaining life insurance, which can make it much more expensive.

2. ℙ𝕠𝕝𝕚𝕔𝕚𝕖𝕤 𝕒𝕣𝕖 𝕒𝕝𝕤𝕠 𝕖𝕒𝕤𝕚𝕖𝕣 𝕥𝕠 𝕠𝕓𝕥𝕒𝕚𝕟 𝕨𝕙𝕖𝕟 𝕪𝕠𝕦'𝕣𝕖 𝕪𝕠𝕦𝕟𝕘𝕖𝕣

Another important point while youth is on your side: When you’re young and healthy, life insurance policies are easier to qualify for. In many cases, when you’re young, you may be able to get a policy without even having to undergo a medical exam. As you get older, this may no longer be the case. Life insurance companies may require you to undergo an exam, blood work, or even request up to five years of your medical records just to get approved.

3. 𝕊𝕥𝕦𝕕𝕖𝕟𝕥 𝕕𝕖𝕓𝕥 𝕘𝕒𝕝𝕠𝕣𝕖

Unfortunately, when we pass away, our debts don't always go with us. Even if you're not someone with a family or mortgage, you might have other debts like student loans. By taking out even a small life insurance policy when you're young, you can ensure your family won't be left with the burden of paying those debts back if something were to happen to you.

4. ℝ𝕖𝕥𝕚𝕣𝕖𝕞𝕖𝕟𝕥 𝕊𝕒𝕧𝕚𝕟𝕘𝕤

It can be used as a lucrative investment vehicle to build significant cash value over the course of your lifetime. This is particularly important if you’re behind on saving for retirement. And as you age, the cash in the policy can be tapped to cover retirement living expenses. A life insurance policy can correct that shortfall. At the risk of beating a dead horse, life insurance can help you as a millennial ensure a financially healthy retirement. With life insurance, you don’t have to die to use it; you have flexibility with how the money is used, which can help with financial needs for both your planned and your unplanned expenses.

5. ℙ𝕣𝕠𝕥𝕖𝕔𝕥 𝕪𝕠𝕦𝕣 𝕓𝕦𝕤𝕚𝕟𝕖𝕤𝕤 𝕒𝕗𝕥𝕖𝕣 𝕪𝕠𝕦'𝕣𝕖 𝕘𝕠𝕟𝕖

Actually, one more point. And it should be a point of pride. Millennials are one of the most entrepreneurial generations. Securing life insurance can be a way to protect this legacy, making sure your business survives long after you’re gone.
If you share your business with another entrepreneur, for example, that person could use the cash from your life insurance policy as a transition to keeping business flowing in your absence.

𝕋ℍ𝔼 𝔽𝕀ℕ𝔸ℕℂ𝕀𝔸𝕃 𝔹𝕌ℝ𝔻𝔼ℕ 𝕐𝕆𝕌 𝕎𝕆𝕌𝕃𝔻 𝕃𝔼𝔸𝕍𝔼 𝔹𝔼ℍ𝕀ℕ𝔻
If all of the reasons already stated are not convincing enough, ask yourself this one last question: Would anyone have a financial burden if I passed away? No need to tell us the answer, just be sure to heed this final bit of advice. If the answer is yes, then you need life insurance protection now, so you won't leave your family with thousands of money in lost income or debt.