PESO SENSE

PESO SENSE

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Personal finance concepts the IMG way.

08/08/2025

๐Ÿ’ฏ Correct!

07/08/2025

What I really appreciate about Kaiser LongTerm Healthcare are the following benefits:

โœ… Complete Package (Long-Term/Lifetime Healthcare, Life/Accident Insurance, Guaranteed Investment (Doesnโ€™t go negative/ Can Beat Inflation)

โœ… Other Healthcare Benefits (Free Annual Physical Exam/Basic Labs/ Dentals/ Choice of Room/Family Assistance Program, etc.)

โœ… Affordable/ Practical (Can diversify/Collect multiple plans)

โœ… Tax Advantages

โœ…Minimize future costs/risks

โœ… Tranferable and Assignable

With Kaiser Long-Term Healthcare, your money is put to good useโ€”it grows, protects your health, and secures your future. Ito ang ipon na wala talagang tapon.

Donโ€™t waste time.

Start Now, Get yours Now!๐Ÿ“ฉโ˜บ๏ธ

07/08/2025

Great news for government employees! ๐Ÿ‡ต๐Ÿ‡ญ

Kaiser now offers the National Healthcare Shield Program โ€” specially designed to support the โ‚ฑ7,000 annual HMO budget per government employee.

โœ… No minimum number of members required
โœ… Entire department enrollment qualifies
โœ… Ideal for government institutions looking for affordable, reliable healthcare coverage

This is the perfect solution to ensure your whole department is protected. ๐Ÿ›ก

๐Ÿ“ฉ Message us for complete details.

Letโ€™s get your department COVERED with Kaiser Healthcare.

02/03/2025

Being in a group with the same financial goals keeps you motivated and accountable.

07/02/2025

The sooner you start saving for retirement, the better. In fact, your first job is the best time to start preparing for your golden yearsโ€”even if youโ€™re only getting entry-level salary. There are many reasons why you should do it now. Youโ€™re probably still single and living with your parents. This means you donโ€™t have any bills to worry about or other full-time responsibilities like caring for a child. Even if you are contributing to the household expenses, this probably doesnโ€™t amount to how much you would actually spend if you were living on your own.

- Randell Tiongson

Read more: https://business.inquirer.net/284689/how-early-should-i-start-preparing-for-retirement

07/02/2025

If you're 25 now, no matter what, in 10 years you will be 35.

๐’€๐’๐’– ๐’‰๐’‚๐’—๐’† ๐’•๐’‰๐’† ๐’„๐’‰๐’๐’Š๐’„๐’† ๐’•๐’ ๐’ƒ๐’†:

๐˜ต๐˜ฉ๐˜ฆ 35 ๐˜บ๐˜ฆ๐˜ข๐˜ณ๐˜ด ๐˜ฐ๐˜ญ๐˜ฅ ๐˜ธ๐˜ฉ๐˜ฐ:
- started investing,
- ventured a new side hustle,
- insured yourself and your future,
- learn a new skill,
- built a business

or

๐˜ต๐˜ฉ๐˜ฆ 35 ๐˜บ๐˜ฆ๐˜ข๐˜ณ๐˜ด ๐˜ฐ๐˜ญ๐˜ฅ ๐˜ธ๐˜ฉ๐˜ฐ:
- wished you have started when you were still 25 years old

๐——๐—ฒ๐—ฐ๐—ถ๐—ฑ๐—ฒ ๐—ป๐—ผ๐˜„. ๐—ง๐—ถ๐—บ๐—ฒ ๐˜„๐—ถ๐—น๐—น ๐—ป๐—ผ๐˜ ๐˜„๐—ฎ๐—ถ๐˜ ๐˜๐—ต๐—ผ๐˜€๐—ฒ ๐˜„๐—ต๐—ผ ๐—ฎ๐—ฟ๐—ฒ ๐—ถ๐—ป๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐˜ƒ๐—ฒ ๐—ถ๐—ป ๐—น๐—ถ๐—ณ๐—ฒ.


31/01/2025

Manila Bankers Assurance.
Have high protection when you are younger. It will take care of your family - children, college education, mortgage and debts - if something happens to you.

If you truly love your family, put it in writing. Life insurance doesn't have to be expensive. Understand your options so you can get affordable coverage.

Message to learn more.๐Ÿ‘‡

https://534603ph.imgcorp.com/linkbio/


โ™ฅ๏ธ

28/01/2025

The 100% Story

If you are 100% spending money for your parents'medical expenses today, then that's because they don't have enough Healthcare or none at all.

If we don't get long term care for ourselves today, then the same thing is going to happen to us in the future, guaranteed 100%.

The probability or chance of getting sick in the future is 100% too, at the same time you're 100% accountable to your family's peace of mind.

So, if your family is 100% important to you, then make a 100% move to start your longterm care now.


21/01/2025

Start Preparing for Your Familyโ€™s Future Todayโœจ

If youโ€™re the breadwinner, think about this: what will happen to your family if something happens to you?

Insurance is not just about protecting homesโ€”itโ€™s about protecting lives:

โœ”๏ธ Ensuring your children can keep studying
โœ”๏ธ Helping with hospital bills and debts
โœ”๏ธ Giving your family financial security

God provides, but He also calls us to be wise and plan ahead. ๐Ÿ’ช

Donโ€™t wait for the โ€œright timeโ€ because that time is now.

Start small, invest in
๐Ÿ‘‰Life Insurance,
๐Ÿ‘‰Healthcare, and
๐Ÿ‘‰savings.

Every step you take today can give your family a better tomorrow.

You have the power to make sure theyโ€™re taken care ofโ€”start now before itโ€™s too late!

21/01/2025

How do Filipinos deal with healthcare?

1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Bisan usaon nato og kanta nga family is love... kung problema na gali sa kwarta ang istoryahan, naa gyu'y masuko, naa gyu'y ma-hurt.

4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) Prepaid health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) Long-term healthcare. Payment period is only 7 years. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program. This is a good investment.


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