Erosh Malapitan - Financial Consultant

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Count on PRUMillion Protect

We promised to secure your future and provide protection to more Filipinos than ever.

🏆 Insurance Asia named Pru Life UK as International Life Insurer of the Year – Philippines for the 6th time at the Insurance Asia Awards 2026 while our Shariah-compliant plan PRUTerm Lindungi was recognised as New Takaful Insurance Product of the Year. This is proof of the commitment we’ve made to you! ❤️

Visit pru.ph/InsuranceAsiaAwards2026FB to know more.

𝗧𝗵𝗶𝘀 𝗶𝘀 𝘆𝗼𝘂𝗿 𝘀𝗶𝗴𝗻 𝘁𝗼 𝘀𝘁𝗼𝗽 𝘀𝗮𝘆𝗶𝗻𝗴 “𝗻𝗲𝘅𝘁 𝗺𝗼𝗻𝘁𝗵 𝗻𝗮 𝗹𝗮𝗻𝗴” ⏳

These aren’t ads. They’re real people with real stories.
They’re proof that being prepared can make all the difference.

If you’ve been thinking about getting insurance, consider this your sign to finally take that first step.

And if you already have one, congratulations! You’ve made a decision that your future self and the people you love will be grateful for.

The best time to prepare was yesterday. The next best time is today. ❤️

Erosh Malapitan - Financial Consultant

“Ay, mahirap mag-claim diyan.”

“Baka scam lang ’yan.”

“May PhilHealth naman ako.”

“Bata pa naman ako.”

“Wala pa akong sariling pamilya.”

“Kapag may insurance ka, lugi ka pag hindi mo nagamit.”

“Mahal kasi ang insurance.”

“Iipon na lang ako sa bangko.”

These are some of the most common things I hear whenever insurance comes up.

And honestly, it’s okay to have questions. Financial decisions shouldn’t be based on fear, hearsay, or assumptions—they should be based on understanding.

Before saying “No,” take time to ask questions and learn how insurance really works. It may not be for everyone, and not every plan fits every person—but understanding your options helps you make a more informed decision.

Talk to your trusted Financial Advisor! 😊