Financial LIE-teracy 101

Consider this 🤗
• Turning P3,000 into P3,009.50 is called a BANK.
• Turning P3,000 into P3,300 is called an INVESTMENT.
• Turning P3,000 into Php 2,000,000 is called an INSURANCE.
Good thing you can be insured while investing.
A person, no matter how capable he is in his lifetime, cannot avoid two things — sickness and death.
When a person is bedridden:
1. A gift of Php 2,000 could be from FRIENDS.
2. A gift of Php 20,000 could be from RELATIVES.
3. A gift of Php 1,000,000 OR MORE could be from LIFE INSURANCE.
VUL plan will back you up! Learn more about it by talking with me as your Trusted Financial Advisor 😊😊

The secret to a peaceful night's sleep? Knowing that your family is financially protected, whatever life may bring.💙

𝗕𝗔𝗡𝗞 𝗩𝗦 𝗩𝗨𝗟 ‼
𝐒𝐞𝐞 𝐭𝐡𝐞 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞? 🤔
If you just let your hard-earned money sit in the Bank instead of putting a part of it on a Financial Services company that offers VUL.
There is nothing wrong in saving your Money in the Bank since it can be used for immediate expenses and short-term needs but did you hear about VUL?
A 3in1 plan (Insurance+Investment+Savings) which can be used in case of Emergency, Education, Medium to Long Term Goals, Accident, Critical Illness, Death or Retirement.
Message me to know more how you can start your dream investment ❤️🤗

𝙔𝙤𝙪𝙧 𝙁𝘼𝙈𝙄𝙇𝙔 𝙂𝙊𝘼𝙇𝙎 𝙨𝙝𝙤𝙪𝙡𝙙 𝙞𝙣𝙘𝙡𝙪𝙙𝙚 𝙩𝙝𝙞𝙨! 👨‍👩‍👧‍👦
This is why we need to educate all the family members to have their personal insurance policy. Para kay Mama, Papa, Ate, Kuya at bunso.💖
We can already insure as young as 7 days old baby.
Here to help. PM me for a financial planning session! 🙌🏻📩

ANG MAHIWAGANG PANTALON!👍😊
Imagine…
Kung meron kang 5k monthly at ilalagay natin yan sa 2 bulsa.
Left pocket 3,000 alloted for:
✅Savings
✅Emergency Fund
✅Short term saving goals
Right pocket 2,000 alloted for:
✅Life or Health Insurance
✅Income protection
✅Critical illness benefit
✅Hospital income benefit
✅investment benefit
Imagine, if you only have one pocket na 5,000 monthly savings, kapag nagkasakit ka ubos ang 5,000 diba? Madalas kulang pa.
Whereas if you have 2 pockets na pwedeng pag kunan.. at your 5,000 pwede ka kumuha either SAVINGS FUND mo or sa LIFE INSURANCE.
Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. You can Maximize your money.
Better if you have more streams of income. Your family and your future self will be protected when unexpected time comes.
For FREE financial coaching. PM is the key.

𝟯 𝗙𝗔𝗖𝗧𝗦 𝗔𝗕𝗢𝗨𝗧 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘
1. 𝗜𝘁'𝘀 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲.
Life insurance is cheaper while you're still young. It gets more expensive as you get older. Begin yours while you're still young and earning.
2. 𝗛𝗶𝗻𝗱𝗶 𝗮𝗻𝘆𝘁𝗶𝗺𝗲, 𝗶𝗻𝘀𝘂𝗿𝗮𝗯𝗹𝗲 𝗸𝗮.
Not all people are insurable. Some people may no longer be insured because of health reasons. Start yours while you're healthy.
3. 𝗧𝗼𝗱𝗮𝘆 𝗶𝘀 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗯𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗱.
Don't get Life Insurance kapag kailangan mo na, kasi may chance na hindi na pwede by that time. Own it as soon as possible so that you don't have to worry about uncertainties.
Let's start planning now! Know your options! Gawan kita ng plan na tailored-fit sa needs & budget mo.😊
Message me 📥

Plan ahead. Your retirement days are getting closer each day.
Pagpahingahin mo nang maaga ang masakit mong balakang at likuran. 😄
Planning for your retirement? DM me. ✨️

We don't know what tomorrow's bring, but being Licensed Financial Advisor I know what I can bring to someone's life.
So please don't delay your Life Insurance Application.
Like any other application, it's not always approved.
Remember: Money can be earned again, but the chance of being insurable won't. 🙏
Let's plan ahead and win this life. Allow me to help you! ❤️

This Bonus season.
Sana piliin mo iyong sarili.
Invest for your own Health & Income Protection! 🙌

DO NOT LAPSED OR SURRENDER YOUR LIFE INSURANCE POLICY ❌❌❌
Did you know that when you lapse your policy, para mo na ring:
-Tinanggalan ng Retirement Fund ang Future Self mo
-Inalisan ng Financial Security ang pamilya mo
-Pinaghinto sa pag-aaral ang mga anak mo
When you lapse your Insurance Policy, you are just risking yourself more:
1. Risk of getting DD (Death, Disability, Death) habang wala ka nang protection.
2. Risk that you may be declined in your succeeding Insurance Application.
3. Risk of you paying more, imbes na tapos kana sana kung tinuloy mo lang yung una.
At the end of the day, the best type of insurance is the one that is INTACT & NOT LAPSED.
DON'T WORRY!😊, WE (financial advisors) are always here for you to remind you and guide you to avoid your life insurance being lapsed.
Remember, upon securing your life insurance policy, as much as you are expecting the life insurance company to fulfill the promise they gave you, you must commit yourself in paying your premiums on time in return. Be a responsible Policy Holder.
PM me with any questions.💌

Life insurance ensures that your family would be in a good financial place if you and your income were no longer in the picture.

Prepare your kids educational fund and protect them from critical illnesses. 🥰
See last picture for actual fund value vs projected fund value.
If you want to know more about your options for your kids, send me a message.