Estinopo Accounting Firm

8% or Graduated Income Tax? 🤔 Ano nga ba ang difference?

If you’re a freelancer, professional, or self-employed individual, you may encounter these two income tax options.

Here’s the simple version:

🔵 8% Income Tax Rate
Generally simpler to compute. The tax is based on your gross sales/receipts and other non-operating income, subject to applicable rules and the ₱250,000 reduction where allowed.

🟢 Graduated Income Tax Rates
Your income tax is based on your taxable net income after allowable deductions. The applicable rate increases depending on your taxable income.

So, alin ang mas maganda?

It depends. Your income level, expenses, VAT status, and other circumstances can affect which tax treatment applies—or whether the 8% option is available to you.

That’s why before computing your taxes, you need to know your tax setup first.

With estacc SME, your Business & Tax Profile keeps your key tax settings in one place, helping the system determine how your tax estimates and Tax Guide should be prepared.

📌 Your tax classification affects how your income tax is computed.

Know your tax setup before computing your taxes.

estacc SME
Cloud Accounting. Simple. Smart. Yours.

🔴 HAPPENING NOW: BACK-TO-BACK FREE WEBINARS!

We’re currently having our Back-to-Back Free Webinar Sessions today! 💙💚

📚 Bookkeeping Basics That Save Your Business
🧾 VAT vs. Percentage Tax (and the 8% Income Tax Option)

A big THANK YOU to everyone who registered, joined us, and continues to support the free learning initiatives of Estinopo Accounting Firm. We’re happy to share practical knowledge that can help business owners, professionals, and freelancers better understand their numbers and taxes.

And we’re not stopping here! 🙌

📢 Stay tuned for MORE FREE WEBINARS coming soon — more practical topics, more learning, and more opportunities to help you manage and grow your business with confidence.

Thank you for learning with us! 💙💚

— Estinopo Accounting Firm
Practical. Actionable. Free.

📣 TWO FREE WEBINARS TOMORROW!

Business owners, professionals, freelancers, and aspiring entrepreneurs — we have two practical learning sessions lined up for you tomorrow, September 8! 💙💚

📚 2:00 PM — BOOKKEEPING BASICS THAT SAVE YOUR BUSINESS
Learn the bookkeeping essentials that can help you protect your cash, keep reliable records, understand your numbers, and make better business decisions.

🧾 3:00 PM — VAT vs. PERCENTAGE TAX (and the 8% Income Tax Option)
Confused about which tax applies to you? We'll discuss the differences between VAT and Percentage Tax, who may qualify for the 8% Income Tax Option, and practical tax considerations for businesses and professionals.

💻 LIVE via Zoom
🎟️ FREE to attend
💬 With Live Q&A — bring your questions!

You may attend one or BOTH sessions.

Good bookkeeping helps you understand your business.
Good tax knowledge helps you stay prepared.
Tomorrow, we're learning both.

📅 TUESDAY, SEPTEMBER 8, 2026
⏰ Starting at 2:00 PM

📌 REGISTER NOW!
🔗 Registration links:

2:00 PM — BOOKKEEPING BASICS THAT SAVE YOUR BUSINESS - https://us06web.zoom.us/meeting/register/zNzm29P6STej8eK63AJX2A

3:00 PM — VAT vs. PERCENTAGE TAX - https://us06web.zoom.us/meeting/register/eE7WcgEWSNSl8b3N1SLyUg

See you tomorrow! 💙💚

— Estinopo Accounting Firm
Practical. Actionable. Free.

💙💚 THANK YOU FOR JOINING US!

What a successful session! 🎉

A heartfelt thank you to everyone who attended our FREE Zoom Masterclass, “Freelancer & Professional Tax Made Simple,” and joined us for the official launch and live demonstration of estacc SME.

We hope the session helped make taxes, recordkeeping, and BIR compliance a little less intimidating—and gave you a clearer picture of how important it is to know your numbers and understand your business.

The successful launch of estacc SME is especially meaningful to us because this platform was created with one goal in mind: to make accounting, recordkeeping, and tax preparation simpler and more accessible for Filipino freelancers, professionals, and small business owners.

To everyone who attended, asked questions, shared their experiences, and supported our launch—maraming, maraming salamat! 💙

This is only the beginning.

We look forward to helping more Filipino entrepreneurs take better control of their records, understand their taxes, and make better business decisions with estacc SME.

Welcome to estacc SME. 🚀

Cloud Accounting. Simple. Smart. Yours.

— Estinopo Accounting Firm × EstinopoTech × estacc

₱100,000 ang sales mo this month.

So kumita ka ng ₱100,000?

Not necessarily.

From your sales, you may still have:

• Cost of products or services
• Rent and utilities
• Salaries
• Transportation
• Software subscriptions
• Professional fees
• Other business expenses
• Taxes

That's why SALES and PROFIT are not the same thing.

As a business owner, don't stop at asking:

“Magkano ang sales ko?”

Start asking:

“Magkano ang natira after all my business expenses?”

Understanding your numbers doesn't require you to become an accountant.

It starts with consistently recording them.

📢 WEBINAR SCHEDULE UPDATE

Our FREE Live Webinar, “Bookkeeping Basics That Save Your Business,” originally scheduled for September 1, has been rescheduled.

📅 NEW DATE: Tuesday, September 8, 2026
⏰ NEW TIME: 2:00 PM
💻 LIVE via Zoom
🎟️ FREE Webinar

We apologize for the change in schedule and appreciate your understanding.

Join us as we discuss practical bookkeeping basics that can help you:

✅ Protect your cash and control expenses
✅ Track the numbers that drive your profit
✅ Maintain clean and reliable financial records
✅ Use accurate data to make better business decisions
✅ Ask your bookkeeping questions during our Live Q&A

Whether you're a business owner, freelancer, professional, or someone who simply wants to understand your business finances better, this session is for you.

REGISTER HERE: https://us06web.zoom.us/meeting/register/zNzm29P6STej8eK63AJX2A

See you on September 8 at 2:00 PM! 💙💚

— Estinopo Accounting Firm

What was your biggest financial 'aha!' moment as a business owner?

Was it discovering a hidden cost, realizing the power of a budget, or finally understanding your break-even point? Share your insights and inspire fellow entrepreneurs in our community!

With the continuous rise of infrastructure projects seamlessly connecting NCR to Cavite and Laguna, businesses in logistics, supply chain, and related services are witnessing unprecedented growth.

Is your financial structure robust enough to handle this surge in demand and capitalize on new opportunities? Ensure your business is ready for the future.

Quick Tip for Business Owners: Don't wait for year-end to scrutinize your Profit & Loss statement.

Monthly or even weekly reviews can help you spot cash flow leaks, identify underperforming areas, and make timely adjustments before they escalate into major problems. Stay agile, stay profitable! &L