Ycon Salagubang Pañoso: Sun Life Licensed Financial Advisor

Good morning sa mga taong may tamang desisyon sa buhay ☀️

CTTO:

Isang Bank Manager ang nag tatrabaho sa kanyang
Company for over 25 years at siya'y nag iipon ng 3m for her Retirement Fund & 2m na ang kanyang naipon, due to unavoidable circumstances she was diagnosed w/ STAGE 3 BREAST CANCER at the age of 58, need nya ng 3m para sa kanyang chemotherapy at other
medical expenses...

LESSON:
Your P30,000 in the bank will be just P30,000 by the time you'll be needing it.

Your P30,000 in INSURANCE
can become MILLIONS by the time you'll be needing it.

INSURANCE uplifts and upgrades the lives of people financially.

It's not magic, it's INSURANCE

QUESTION: Insured ka na ba?
I can help you ❤️

-ctto

To the heroes who storm the seas for our brighter tomorrow, we tip our hats to you!
Here are 7 bright tips for a money-smart homecoming for our OFWs and their families. 👨‍👩‍👧‍👦

Happy National Seafarers' Day! ⚓️



👩‍🦰 Ycon Salagubang Panoso
📨 [email protected]
📞 09155112849

📣📣 Insurance check❗❗❗
Kumpleto na ba ang coverage mo❓❓❓❓

Money for your FAMILY- Eto yung life insurance na kukunin mo. If something happens to you, eto yung makukuha ng beneficiaries/family mo. Kaya wag mo sabihin na ayaw mo ng insurance kase dika naman makikinabang. Napaka selfish mo pag ganyan thinking mo.

Money for your HEALTH- Mag set aside ka rin ng para sa health mo. Tandaan, walang pinipili yung sakit. At hindi naten alam kung kelan darating. Wag kang umasa sa Philhealth kase hindi lahat ng bills mo sasagutin nun tsaka nilimas na yata ehh. Charr! Wag kang umasa sa tulong at donasyon kase baka yung hihingan mo ng tulong ay walang wala rin. "Get well soon " from a friend is good, but you can't pay the bills with it. Kung ang reason mo ay may ipon ka, well mas masakit isipin na yung pinaghirapan mo ipunin ng ilang taon ay gagastusin mo lang pambayad sa ospital. Anu ba naman kung i set aside mo 5% ng yung income pambayad sa premium mo. Tapos insured kana for 1M. Mas okay diba?

Money for your DREAMS & OLD AGE- Gustong gusto mo mag retire ng maaga pero wala kang ginagawang paraan para paghandaan yun? Iba ka rin besh. Ang ibig sabihin ng retirement ay wala kana income kase di kana nagtratrabaho pero di ibig sabihin na tumigil na din mga gastos at bills mo. Besh paos nako kaka offer ng VUL. Yung Insurance with investment yun. Habang insured ka, meron ka din investment na pwedeng kumita at lumago hanggang pag retire mo. Yun yung gagamitin mo besh. Wag asa sa SSS kase di enough yun. Wag din asa sa pamilya. Wag kang pabigat! Char lang. Dapat habang maaga at may lakas kang magtrabaho simulan mo na. I-goal mo yung tipo ng retirement na mag eenjoy ka nalang. Magta travel at mag shopping kasama family mo. Di yung magreretire ka na sana pero dahil wala kang ipon wala kang ding choice kundi magpatuloy sa pagtatrabaho kahit di mo na kaya. Napi picture mo ba gaano kahirap yun? Kung di pa rin sagutin mo nalang ang tanong ko..

Gusto mo ba maging BLESSING or maging PABIGAT sa pamilya mo?? Tagalog na yan para gets mo.

PM moko kung gusto mo maging blessing.
Dun kita matutulungan 😎



👩‍🦰 Ycon Salagubang Panoso
📨 [email protected]
📞 09155112849

A story to share 🌞🌞.

***********************************
A PROMISE DELIVERED TO THE FAMILY OF A 29 yo CLIENT. 💛 (Medyo mahaba yung story pero worth it basahin☺️)







"If I love you, I will secure you....
I'm 3 years now with Sun Life and today as I write this post, I just delivered my first ever Death Claim to my client.
My client decided to get a policy last May of 2018 after several pleases and encouragement for him to get one (yung malapit ka na niyang mablock kakakulit mo, puro seenzoned).
He failed to pay the whole first year of his policy, but the account remains in-force because he got the V.U.L. He missed to pay his 3rd and 4th quarters due to in and out of the hospital. In short, 2 quarters lang talaga nabayaran ni client.
Last April 2019, I learned that my client passed away. I helped his parents filing a claim and explained to them all possibilities. That the policy is under the 2 year contestability period and need further investigation about the sudden death of their son.
My client was only 29 years old, he has no pre-existing illnesses. Super healthy niya during the time we applied for his policy.
I helped his parents filing all the papers we need to submit. From Cavite to Novaliches, gow lang.
Yung mga times na hopeless ka na kasi pang apat na balik mo na sa hospital just to get the 1st to 4th doctors report.
Today, I witnessed how blessed and honored I am to be a vehicle of extended LOVE of my client to his family. I saw an overflowing tears of joy as I handed down to his parents the check from Sun Life. Our claims got approved. We fought and prayed hard for almost 5 months (whoah).
Because of this cheque, his family can pay lahat ng inutang nila sa hospital, pampagawa ng bahay, pampa-aral sa kapatid niya at konting business. Ayun kasi yung goal namin ni client during the time na kinuha niya ito, bread winner kasi siya. With the help of this cheque, his love to his family will continue kahit wala na siya.
My personal lesson from this first claim, BE MAKULIT KUNG MAHAL MO MGA CLIENTS MO...kahit na minsan naiinis sila dahil super update ka, go lang. Pag nami-miss nila magbayad, kulitin mo pa din. Sayang kasi Yung nasimulan niya, to begin with, kumuha naman talaga siya, hindi dahil para sayo..para yun sa kanya at sa maiiwan niya.
Sa mga clients at future clients ko...
If I secure you, I make sure I will do my best to make you stand with your commitment, makulitan ka na sa akin, wala akong pakialam, dahil mahal ko pamilya mo at ikaw.
PS to my:
Clients: Thank you for the trust. Apologies sa mga pangungulit as it's part of my job and love of service. Mas madaling mangulit, kesa sa mag-explain sa pamilya mo kung bakit di nila makukuha claims nila, dahil di ka na nagbabayad.
Sa mga Parents: Please support your sons and daughters in getting one, wag po sana tayo pa ang dahilan kung bakit hindi sila kukuha.
Sayo: kailan ka na kukuha? Pag matanda ka na? pag may sakit ka na? You might decline in getting one today, but don't wait until Life Insurance companies decline you."
Love,


👩‍🦰 Ycon Salagubang Panoso
📨 [email protected]
📞 09155112849

" Peace of mind is a priceless gift you can give yourself and your loved ones "

Let's plan ahead and secure your family's future.

I would love to help you make a customize financial plan that will address your needs. Message me for more details 🌞.

👩‍🦰 Ycon Salagubang Panoso
📨 [email protected]
📞 09155112849

A Brighter Morning Everyone 🌞🌞

Have the courage to start small, dream big, and go beyond. 🏆

CTTO: SunLifePhilippines

What is the importance of LIFE INSURANCE?

S.A.D. events (Sickness, Accident or Death) are an inevitable reality of life and we all worry about taking care of our families.
Your family will depend on you throughout your lifetime and also when you are not there anymore.

Investing in life insurance should not be perceived as a burden but rather as a necessity.

Your insurance investment will take care of your family in any situation and will help in replacing lost household income,
paying for the education of your kids or even providing financial security to your spouse if something happens to you.

Let's plan ahead!! and let us make a customize financial plan for you that will address your needs.

👩‍🦰 Ycon Salagubang Panoso
📨 [email protected]
📞 09155112849

Another Life Secured👏👏

To my client, thank you so much for choosing me to be your Financial Advisor

A Life Time Partner makes Life Brighter 🌞🌞🌞

👩‍🦰 Ycon Salagubang Panoso
📨 [email protected]
📞 09155112849

A true to life story of our lifetime promise!

Thank you Ms. Maria Cecilia Lim for letting us borrow your story!

Only God knows what will happene in the future.
It is our full responsibility that whatever happens, our family will not be broke.