Wais Mom by Fretzie

What if your “HMO” could do MORE than just basic check-ups? 🤔💭

✨ Level up your health coverage with AXA Global Health Access (GHA)

✔️ May Executive Check-Up / Health Screening every year
✔️ Freedom to choose your own doctor & hospital 🏥
✔️ Access to top hospitals like Asian Hospital, Makati Med, St. Luke’s
✔️ Cashless transactions for eligible in-patient care
✔️ High coverage limits (up to ₱175M/year)
✔️ Inpatient + Outpatient + Emergency + Worldwide protection 🌍
✔️ Installment starts quarterly 💳
✔️ Ideal for expats & globally mobile clients

💡 This is not your usual HMO — this is premium, global-level medical protection.

Perfect for:
👨‍💼 Business owners
👨‍👩‍👧 Breadwinners
🌍 Expats
🛡️ Anyone who wants real peace of mind

📩 Message me for a personalized quote based on your needs!

Affordable Health Protection for Teachers & Government Employees

Are you a:

👩‍🏫 Public or Private School Teacher
🏢 Government Employee (LGU, agency, office)

This health plan is designed for YOU 😊

💡 What you get:
✔️ Coverage up to ₱340,000 per year
✔️ In-patient & out-patient benefits
✔️ Free teleconsultation
✔️ Financial assistance
✔️ Option for life & dental benefits

💸 Starting as low as ₱7,000/year

👩‍🏫 For Teachers:
Special plans available (including DepEd & private schools) with options for higher coverage

🏢 For Government Employees:
Flexible plans for individuals or groups (LGUs, Government agencies, GOCCs ( Government Owned and Controlled Corporation, State Colleges & Universities)

⚠️ Hospital bills today can reach ₱100K–₱1M+
Be prepared. Protect yourself and your family.

Be prepared. Protect yourself and your family.

📩 Interested or have questions?

Message me. :-)

Let me help you find the right protection for your needs 💙

Being a "Wais Mom" means planning for the "What Ifs." 🧠✨

As moms, we always want the best for our kids and our household. Part of being O'Padayon (moving forward) is ensuring that no matter what life throws our way, our family’s health and future are secure.

I’ve gathered the best partners in the industry—from AXA and Maxicare to St. Peter—to make sure you have a one-stop shop for all your protection needs. 🛡️

Whether it's for your child's education, your family's health, or long-term savings, let's build a plan that fits your budget!

📩 Message me for a "Wais Mom" consultation today!

💡 May pre-existing condition ka ba like diabetes, hypertension, or asthma?
👉 Don’t worry… may coverage pa rin! 💙

✨ Introducing Ayos Health Plans by PhilCare ✨
Affordable HMO na may 50% coverage for PEC (Pre-Existing Conditions) — DAY 1!

❤️ Yes, you read that right!

✔️ Diabetes – covered up to 50%
✔️ Hypertension – covered up to 50%
✔️ Asthma – covered up to 50%
✔️ Other manageable PECs – covered din!

👉 Hindi mo na kailangan maghintay ng matagal — covered agad from Day 1 (up to 50% of covered limit)

💼 Plan Highlights:

✔️ Inpatient & Outpatient coverage
✔️ Emergency care, labs & check-ups
✔️ Access to hospitals nationwide
✔️ Entry age: up to 65 years old
✔️ Affordable plans starting at ₱18,888/year

👨‍👩‍👧 Family Plan? Mas sulit!

✨ Get 5% DISCOUNT when you enroll as a family 💙

💭 Perfect for:

✔️ May existing condition
✔️ Self-employed / walang HMO
✔️ Parents & adults up to 65 y/o
✔️ Anyone looking for affordable healthcare

⚠️ Don’t wait until it’s too late…
Mas mahirap pag wala kang coverage when you need it most.

💬 Comment “AYOS” or message me 📩
I’ll help you find the BEST plan for your needs 😊

👩‍💼 Fretzie Ortega | Licensed Insurance Advisor | HMO Consultant
📍 O'Padayon Wais Mom