O'Padayon Wais Mom

What if your “HMO” could do MORE than just basic check-ups? 🤔💭

✨ Level up your health coverage with AXA Global Health Access (GHA)

✔️ May Executive Check-Up / Health Screening every year
✔️ Freedom to choose your own doctor & hospital 🏥
✔️ Access to top hospitals like Asian Hospital, Makati Med, St. Luke’s
✔️ Cashless transactions for eligible in-patient care
✔️ High coverage limits (up to ₱175M/year)
✔️ Inpatient + Outpatient + Emergency + Worldwide protection 🌍
✔️ Installment starts quarterly 💳
✔️ Ideal for expats & globally mobile clients

💡 This is not your usual HMO — this is premium, global-level medical protection.

Perfect for:
👨‍💼 Business owners
👨‍👩‍👧 Breadwinners
🌍 Expats
🛡️ Anyone who wants real peace of mind

📩 Message me for a personalized quote based on your needs!

Affordable Health Protection for Teachers & Government Employees

Are you a:

👩‍🏫 Public or Private School Teacher
🏢 Government Employee (LGU, agency, office)

This health plan is designed for YOU 😊

💡 What you get:
✔️ Coverage up to ₱340,000 per year
✔️ In-patient & out-patient benefits
✔️ Free teleconsultation
✔️ Financial assistance
✔️ Option for life & dental benefits

💸 Starting as low as ₱7,000/year

👩‍🏫 For Teachers:
Special plans available (including DepEd & private schools) with options for higher coverage

🏢 For Government Employees:
Flexible plans for individuals or groups (LGUs, Government agencies, GOCCs ( Government Owned and Controlled Corporation, State Colleges & Universities)

⚠️ Hospital bills today can reach ₱100K–₱1M+
Be prepared. Protect yourself and your family.

Be prepared. Protect yourself and your family.

📩 Interested or have questions?

Message me. :-)

Let me help you find the right protection for your needs 💙

Being a "Wais Mom" means planning for the "What Ifs." 🧠✨

As moms, we always want the best for our kids and our household. Part of being O'Padayon (moving forward) is ensuring that no matter what life throws our way, our family’s health and future are secure.

I’ve gathered the best partners in the industry—from AXA and Maxicare to St. Peter—to make sure you have a one-stop shop for all your protection needs. 🛡️

Whether it's for your child's education, your family's health, or long-term savings, let's build a plan that fits your budget!

📩 Message me for a "Wais Mom" consultation today!

💡 May pre-existing condition ka ba like diabetes, hypertension, or asthma?
👉 Don’t worry… may coverage pa rin! 💙

✨ Introducing Ayos Health Plans by PhilCare ✨
Affordable HMO na may 50% coverage for PEC (Pre-Existing Conditions) — DAY 1!

❤️ Yes, you read that right!

✔️ Diabetes – covered up to 50%
✔️ Hypertension – covered up to 50%
✔️ Asthma – covered up to 50%
✔️ Other manageable PECs – covered din!

👉 Hindi mo na kailangan maghintay ng matagal — covered agad from Day 1 (up to 50% of covered limit)

💼 Plan Highlights:

✔️ Inpatient & Outpatient coverage
✔️ Emergency care, labs & check-ups
✔️ Access to hospitals nationwide
✔️ Entry age: up to 65 years old
✔️ Affordable plans starting at ₱18,888/year

👨‍👩‍👧 Family Plan? Mas sulit!

✨ Get 5% DISCOUNT when you enroll as a family 💙

💭 Perfect for:

✔️ May existing condition
✔️ Self-employed / walang HMO
✔️ Parents & adults up to 65 y/o
✔️ Anyone looking for affordable healthcare

⚠️ Don’t wait until it’s too late…
Mas mahirap pag wala kang coverage when you need it most.

💬 Comment “AYOS” or message me 📩
I’ll help you find the BEST plan for your needs 😊

👩‍💼 Fretzie Ortega | Licensed Insurance Advisor | HMO Consultant
📍 O'Padayon Wais Mom

Hindi kailangan milyon ang ipon mo… para makapag-iwan ka ng milyon sa pamilya mo. ❤️

💡 What if ₱1,000/month lang… pero MILLIONS ang protection mo?

Introducing FlexiProtect ✨
Affordable life insurance na swak kahit sa budget-conscious moms & breadwinners 👩‍👧‍👦

🔥 Sample for 35-Year-Old Male | Non-Smoker:

✔️ ₱1,000/month → 💰 ₱2.37 MILLION
✔️ ₱1,500/month → 💰 ₱3.55 MILLION
✔️ ₱2,000/month → 💰 ₱4.74 MILLION
✔️ ₱2,500/month → 💰 ₱5.92 MILLION
✔️ ₱3,000/month → 💰 ₱8.37 MILLION

👉 5 years lang hulugan, pero protection agad for your loved ones.

❤️ Bakit ito bagay sa Wais Mom?

✔️ Kaya sa budget (as low as ₱35/day)
✔️ Malaking protection agad
✔️ Flexible (pwede i-renew or i-upgrade)
✔️ Peace of mind para sa pamilya

💭 Tanong, Mom…
If something unexpected happens…
👉 Ready ba ang family mo financially?

💬 Message “WAIS” or comment below 👇
Gawan kita ng plan based sa budget mo (FREE & no obligation 😊)

👩‍💼 Fretzie Ortega | AXA Licensed Insurance Advisor
📍 O'Padayon Wais Mom

💙 What if one diagnosis could wipe out your savings?

Hindi natin alam kung kailan darating ang sakit…

But we can prepare for it today 💛

🛡️ AXA Health Max

Your lifetime health protection against critical illnesses
✔️ Covers 56 major + 18 minor critical illnesses
✔️ Protection up to age 100
✔️ Lump sum cash benefit when diagnosed
✔️ Flexible payment: 10, 20 years or up to age 65

💬 Why this matters:
A single illness can cost hundreds of thousands to millions

👉 With Health Max, may financial support ka when you need it most

✨ Start early while you’re healthy = lower premium + better approval

📩 Want to know how much it will cost based on your age & budget?

Message me “HEALTH” and I’ll send you a personalized quote 😊

👩‍💼 Fretzie Ortega | AXA Licensed Financial Advisor

💛 Protect your health. Protect your future.

🌟

“Is your HMO enough… or kulang pa?” 🤔💙

Hospital bills can happen anytime—
👉 Biglaang emergency
👉 Unexpected confinement
👉 Checkups and lab tests

And when it happens…
ang laki ng gastos. 😟

🛡️ Good news! You can be protected with AXA Health Care Access (HCA)

✔️ Covers hospitalization & emergency care
✔️ May outpatient, labs & consultations
✔️ Includes Annual Physical Exam & Dental (HCA Prime)
✔️ With Life & Accident Insurance
✔️ Up to 5 million in coverage

👨‍👩‍👧 Perfect for:
✔️ Individuals
✔️ Families
✔️ Breadwinners who want peace of mind

💡 Hindi nito sasagutin lahat…
pero malaking tulong para hindi maubos ang ipon mo sa hospital bills.

📩 Message me “HCA” for a FREE quotation
Let’s find the best plan for you and your family 💙

👩‍💼 Fretzie Ortega
AXA Licensed Financial Advisor