Family Umbrella PH

Why having a Partner in Health is crucial for business owners Are you a business owner? You need a partner in health. Getting health insurance for business owners ensures that your family, employees, business partners, and the company will remain afloat even when a critical illness strikes.

Sun Life Assure Benefits:

✅ Life Insurance Coverage
✅ Critical Illness Benefit (36 major illnesses)
✅ Accidental Death Benefit
✅ Total Disability Benefit
✅ Automatically Renews every 5 years (with premium adjustment)
✅ Coverage till age 70

Get insured. Get protected.
Secure your Future online!💻

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'sTalk

Wives sometimes object to life insurance …
Widows never do!

Proud to be a Sun Lifer! ❤️💕🎈☀️

In the words of our CEO Benedict Sison: “We dedicate this recognition to our clients, who have trusted us to be their lifetime partner to a brighter future for over 125 years. We also share this award with the Sun Life advisors and employees who, despite the various challenges, personify our company’s purpose and enabled Sun Life to maintain its standards of service.”

Read the full press release here: http://bit.ly/SLpartnerforlife. Thank you Reader's Digest Asia for these awards!

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Cecille Dela Cruz
Sales Manager / Financial Advisor
[email protected]
Sun Life of Canada (Philippines), Inc.
Bluewood NBO

Why Financial planning is important for your future? Let me share some critical factors that will help you to understand the importance of financial planning for your future.

There are three types of INTELLIGENCE:

Intelligence Quotient (IQ)
Emotional Quotient (EQ)
Social Quotient (SQ)

1. Intelligence Quotient (IQ):
this is the measure of your comprehension,
ability to solve math problems,
retain information and recall subject matters.

2. Emotional Quotient (EQ):
this is the measure of your ability to maintain or be at peace with others;
be responsible; be honest; respect boundaries; be humble, genuine and considerate.

3. Social Quotient (SQ):
this is the measure of your ability to build a network of friends and maintain it over a long period of time.

People who have higher EQ and SQ tend to do better in life than those with high IQ but low EQ and SQ.
Most schools capitalize
in improving IQ level
while EQ and SQ are played down.

A man of high IQ can end up being employed by a man of high EQ and SQ even though the latter has an average IQ.

Your EQ represents your
CHARACTER;
your SQ represents your
CHARISMA.

EQ and SQ make one
COPE and manage
better than the other.

Now there is a 4th one:
A new paradigm

4. The Adversity Quotient (AQ):
the measure of your ability to go through a rough patch in life and
come out without losing your mind.

AQ determines
who will give up in face of troubles,
who will abandon their family or
who will decide quitting life's journey.

To parents,
Expose children to other areas of
LIFE MORE THAN ACADEMICS.

Develop their EQ, SQ and AQ.
They should become
MULTIFACETED human beings

who are able to do things independently of the parents.

Finally,
DO NOT PREPARE THE ROAD FOR YOUR CHILDREN ...
rather,
PREPARE YOUR CHILDREN FOR THE ROAD.

I agree so I reposted.
Please
if you value the gift of life😊
ctto

📌Just a gentle REMINDER to all of you...

📝Your Insurance Policy is worth millions at the onset. However, the moment you stop or forget paying your premiums, it lapses and becomes valueless.

If your advisor has real concern about your family, he/she will keep bugging you for payments. So, please don't be annoyed by his/her constant reminder. Instead, you appreciate his/her efforts for he/she simply cares for you and your family. The worst scenario that could ever happen to an insurance advisor, is when he...

》tells your beneficiaries that they wont get anything when you pass on to another life;
》tells you that your retirement fund is no longer available;
》tells you that your medication fund when early stage critical illness attacks or a minor surgery happened to you is no longer available;
》tells your child that he can't go to university because his education fund is gone;
》tells your heirs that no fund is available to pay the estate tax...

ALL simply because you took your insurance policy for granted, that you forgot to keep your policy in force.

🚫Please do not waste your hard earned money by not keeping your policy in force. Your policy is for the love of your family and more importantly... YOURSELF!

✅Time is money! Your policy is time and it is the most precious possession one ever has have.

✅Insurance Advisors do not ask clients to buy. They simply teach them how to save and invest.

Sooo... call your Insurance Advisors now and check on your policy.

For those whose policies are active... THANK YOU for the TRUST! 💯 And... CONGRATULATIONS for LOVING your family that much! ❤️

Explain to your child that "wants" and "needs" are different from each other. A need is something you must have to survive like food & water, while a want is something nice to have but you can live without like a new toy. Teaching this to your child will help them understand why people should prioritize spending for their needs first.