Troy Bisa, RN - Financial Consultant

It's been a while, active pa ako okay 😩 Pero for those who aren't aware, I'm Troy!

I'm a Registered Nurse and a Licensed Financial Advisor from Pru Life UK, and since December 2023 I've been helping Filipinos and their families maximize opportunities to achieve their financial dreams 💸

I can help you with:

📍 𝐈𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥/𝐅𝐚𝐦𝐢𝐥𝐲 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 (𝑚𝑎𝑘𝑖𝑛𝑔 𝑡ℎ𝑒 𝑚𝑜𝑠𝑡 𝑜𝑢𝑡 𝑜𝑓 𝑦𝑜𝑢𝑟 𝑠𝑎𝑙𝑎𝑟𝑦/𝑎𝑑𝑢𝑙𝑡𝑖𝑛𝑔 𝑤𝑖𝑡ℎ 𝑓𝑖𝑛𝑎𝑛𝑐𝑒𝑠)
📍 𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 (𝑠𝑚𝑜𝑜𝑡ℎ 𝑡𝑟𝑎𝑛𝑠𝑓𝑒𝑟 𝑜𝑓 𝑝𝑟𝑜𝑝𝑒𝑟𝑡𝑖𝑒𝑠/"𝑎𝑟𝑖-𝑎𝑟𝑖𝑎𝑛" 𝑎𝑓𝑡𝑒𝑟 𝑑𝑒𝑎𝑡ℎ)
📍 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 (ℎ𝑜𝑤 𝑡𝑜 𝑎𝑐ℎ𝑖𝑒𝑣𝑒 𝑦𝑜𝑢𝑟 𝑑𝑟𝑒𝑎𝑚 𝑟𝑒𝑡𝑖𝑟𝑒𝑚𝑒𝑛𝑡)
📍 𝐌𝐞𝐝𝐢𝐮𝐦 𝐭𝐨 𝐋𝐨𝐧𝐠 𝐓𝐞𝐫𝐦 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 (𝑡ℎ𝑖𝑛𝑘 𝑠𝑡𝑜𝑐𝑘 𝑚𝑎𝑟𝑘𝑒𝑡 𝑎𝑛𝑑 𝑚𝑢𝑡𝑢𝑎𝑙 𝑓𝑢𝑛𝑑𝑠 📈)
📍 𝐈𝐧𝐜𝐨𝐦𝐞 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 (ℎ𝑜𝑤 𝑡𝑜 𝑎𝑣𝑜𝑖𝑑 𝑔𝑜𝑖𝑛𝑔 𝑏𝑎𝑛𝑘𝑟𝑢𝑝𝑡 𝑑𝑢𝑟𝑖𝑛𝑔 𝑚𝑒𝑑𝑖𝑐𝑎𝑙/𝑝𝑒𝑟𝑠𝑜𝑛𝑎𝑙 𝑒𝑚𝑒𝑟𝑔𝑒𝑛𝑐𝑖𝑒𝑠)

If you're interested to learn more or are curious about your own finances, send me a message for a free consult 📩 let me be your personal Financial Advisor 🫶🏻

𝑯𝒆𝒍𝒍𝒐! 𝑩𝒂𝒌𝒂 𝒍𝒂𝒏𝒈 𝒎𝒂𝒌𝒂𝒕𝒖𝒍𝒐𝒏𝒈. 🤗

📣𝐔𝐑𝐆𝐄𝐍𝐓!📣
Our Branch, Northern Summit LIA is looking for professionals as WORK FROM HOME part timers or full timers.

✔️4-year course graduate is a must. (any course)
✔️No experience required. (Fresh grads are welcome!)
✔️with at least 2 Hours / Day

What are the requirements?
🎓Should be 4yr-course college grad
🪪With TIN/SSS & Govt issued ID

What’s in it for you?
💶GOOD PAYING OPPORTUNITY
💰Weekly pay
💻WFH forever!
✈️Monthly incentives and gala
🏥HMO

𝗣𝗠 𝗺𝗲 𝗳𝗼𝗿 𝗺𝗼𝗿𝗲 𝗱𝗲𝘁𝗮𝗶𝗹𝘀. 📥

𝐍𝐞𝐞𝐝 𝐦𝐨 𝐛𝐚 𝐧𝐠 𝐞𝐱𝐭𝐫𝐚 𝐢𝐧𝐜𝐨𝐦𝐞? 𝐓𝐢𝐦𝐞 𝐟𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲? 𝐅𝐫𝐞𝐞 𝐥𝐨𝐜𝐚𝐥 𝐚𝐧𝐝 𝐢𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐭𝐫𝐚𝐯𝐞𝐥?

If you're free later at 3PM, I'll be sharing my experiences as a financial advisor of Pru Life UK while working as a nurse ✨Learn more about the perks and benefits of having a side hustle 📈

Send me a message to register 📩 see you there!!

"Next year na lang ako magsimula"

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰? One of the most important things to consider when investing is 𝐓𝐈𝐌𝐄, and that is because of 𝐂𝐨𝐦𝐩𝐨𝐮𝐧𝐝𝐢𝐧𝐠 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 ✨

The longer you're invested in the market, the greater the growth potential of your assets 📈 The younger you are, the greater the advantage is in achieving your financial goals 🎯

Start your comprehensive and affordable 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 + 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 plan for your future goals, send me a message 📩

September has been a busy month but back from the hiatus!! Some wins worth sharing 🎉

📍 Finished our Annual Compliance course that keeps me up to date to the standards and practices of a Financial Advisor

📍 Devoted more time into stock investing to get a better idea of the market to help clients with their investing options

To my current and future clients, know that I will always do my best since you deserve the best 🫶🏻 Let me help you stay protected and achieve your financial goals with a free consultation 📩

🎉𝐓𝐨𝐩 𝐑𝐨𝐨𝐤𝐢𝐞 𝐓𝐰𝐨 𝐌𝐨𝐧𝐭𝐡𝐬 𝐈𝐧 𝐀 𝐑𝐨𝐰!! 🎉

Grateful for all my clients for their trust in allowing me to help them through their financial journey 🫡. Know that I'll always be available for any questions or concerns about personal finance, insurance, and investing 📈

Kaya what if magpafree consultation ka na sa akin? 👀

"𝐌𝐞𝐫𝐨𝐧 𝐧𝐚𝐦𝐚𝐧 𝐚𝐤𝐨𝐧𝐠 𝐏𝐡𝐢𝐥𝐇𝐞𝐚𝐥𝐭𝐡/𝐇𝐌𝐎, 𝐛𝐚'𝐭 𝐤𝐨 𝐩𝐚 𝐧𝐞𝐞𝐝 𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?"

𝐃𝐈𝐃 𝐘𝐎𝐔 𝐊𝐍𝐎𝐖?: One of the most unexpected and prevalent financial emergencies that affect millions of Filipinos is the cost of healthcare and hospitalization. 🤒

Even with PhilHealth, HMOs, and health insurance from your work benefits, these may not be enough to cover the full cost. 𝐂𝐚𝐧 𝐲𝐨𝐮 𝐡𝐚𝐧𝐝𝐥𝐞 𝐩𝐚𝐲𝐢𝐧𝐠 𝐭𝐡𝐞 𝐬𝐡𝐨𝐫𝐭𝐟𝐚𝐥𝐥 𝐨𝐮𝐭-𝐨𝐟-𝐩𝐨𝐜𝐤𝐞𝐭?

Why sacrifice your savings meant for your dreams and personal goals when you can get covered with a personalized comprehensive critical illness coverage?

Kaya if you or your family have a history of these diseases, my inbox is open to help protect you and your family from these financial emergencies 📩

Very late to the party but would still want to record and celebrate these small wins in the industry!! 🎉

Despite being a part-time agent juggling my nursing career, I'm grateful for my clients and their trust as I walk alongside them through their financial freedom journey🫶🏼

To my current and future clients, know that I am committed to provide the best quality of service, I am just one message away in helping you reach your financial goals 🫡

"𝐍𝐞𝐞𝐝 𝐤𝐨 𝐛𝐚 𝐭𝐚𝐥𝐚𝐠𝐚 𝐤𝐮𝐦𝐮𝐡𝐚 𝐧𝐠 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞? 𝐈𝐬 𝐨𝐧𝐞 𝐚𝐥𝐫𝐞𝐚𝐝𝐲 𝐞𝐧𝐨𝐮𝐠𝐡?"

To answer this question: 𝐢𝐭 𝐫𝐞𝐚𝐥𝐥𝐲 𝐝𝐞𝐩𝐞𝐧𝐝𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐧𝐞𝐞𝐝𝐬!

Insurance is a financial tool that is based sa needs mo, di siya one-size-fits-all plan. It helps you financially deal with unexpected emergencies like 𝐒𝐢𝐜𝐤𝐧𝐞𝐬𝐬, 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐬, 𝐃𝐢𝐬𝐚𝐛𝐢𝐥𝐢𝐭𝐲, 𝐨𝐫 𝐞𝐯𝐞𝐧 𝐃𝐞𝐚𝐭𝐡.

Namatay ang breadwinner ng family? Prone ka to accidents and hospitalizations? High risk of cancer and other life-threatening sicknesses? All of these have their costs, insurance makes sure you have the money to overcome them.

Skl pero 𝐈 𝐡𝐚𝐯𝐞 𝟖 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧𝐬! Yung plans na 'to focuses on accidents, critical illnesses, disability benefits, hospitalizations benefits, and even savings/investments for my future. Basically, 𝐰𝐚𝐥𝐚 𝐧𝐚 𝐚𝐤𝐨𝐧𝐠 𝐰𝐨𝐫𝐫𝐲 𝐬𝐚 𝐦𝐠𝐚 𝐟𝐮𝐭𝐮𝐫𝐞 𝐞𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐢𝐞𝐬 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐧𝐚 𝐚𝐤𝐨.

𝐒𝐨 𝐝𝐞𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐧𝐞𝐞𝐝𝐬, 𝐨𝐧𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧 𝐦𝐚𝐲 𝐨𝐫 𝐦𝐚𝐲 𝐧𝐨𝐭 𝐛𝐞 𝐞𝐧𝐨𝐮𝐠𝐡.

Message me for a free consultation to talk about your needs and how we can maximize your income 📩

Proud to contribute and be part of a team that strives for excellence in protecting Filipino families from financial emergencies 💪🏻

If you want to be part of the 557 we've insured with millions in coverage for any emergency, my DMs are open for a free consultation 📩

"𝐃𝐢 𝐛𝐚 𝐑𝐍 𝐚𝐧𝐝 𝐭𝐨𝐩𝐧𝐨𝐭𝐜𝐡𝐞𝐫 𝐤𝐚? 𝐁𝐚'𝐭 𝐤𝐚 𝐩𝐚 𝐧𝐚𝐠 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐂𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐧𝐭?"

𝟑 𝐑𝐄𝐀𝐒𝐎𝐍𝐒: 𝐏𝐮𝐫𝐩𝐨𝐬𝐞, 𝐈𝐧𝐜𝐨𝐦𝐞, 𝐚𝐧𝐝 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞𝐬

Purpose - As a nurse, I know how expensive sickness and hospitalizations can be. 𝐇𝐮𝐧𝐝𝐫𝐞𝐝𝐬 𝐨𝐟 𝐭𝐡𝐨𝐮𝐬𝐚𝐧𝐝𝐬 𝐭𝐨 𝐦𝐢𝐥𝐥𝐢𝐨𝐧𝐬. If we don't prepare for these emergencies, our finances can be an added burden to an already difficult situation. Having the opportunity to help families with their finances to avoid this scenario is a very fulfilling path.

Income - With everything more expensive, it doesn't hurt having a part-time gig to earn extra and save more for my dreams and my future.

Experiences - I'm entering my 7th month this July. Despite that, I've gone through so much already these past months. Documented most of them throughout my journey.

So if you're looking for a part-time position that checks all of the 3, message me so I can tell you more about this career opportunity 📩

𝐁𝐄𝐋𝐀𝐓𝐄𝐃 𝐒𝐖𝐄𝐋𝐃𝐎 𝐃𝐀𝐘 🎉

𝐇𝐚𝐯𝐞 𝐲𝐨𝐮 𝐞𝐯𝐞𝐫 𝐭𝐡𝐨𝐮𝐠𝐡𝐭 𝐚𝐛𝐨𝐮𝐭 𝐰𝐡𝐚𝐭 𝐭𝐨 𝐝𝐨 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐬𝐚𝐥𝐚𝐫𝐲?

Welcome to 𝐀𝐝𝐮𝐥𝐭𝐢𝐧𝐠 𝟏𝟎𝟏, a series I plan on starting where I share all things about 𝒉𝒂𝒏𝒅𝒍𝒊𝒏𝒈 𝒚𝒐𝒖𝒓 𝒇𝒊𝒏𝒂𝒏𝒄𝒆𝒔 ✨ no matter what stage you are in life — a fresh grad starting work or a tenured employee working for years, these tips can give you a better idea about your finances 💸

A strong foundation in setting yourself up for financial independence is 𝐁𝐔𝐃𝐆𝐄𝐓𝐈𝐍𝐆. Setting aside money for specific purposes and staying consistent ensures that we avoid overspending, appreciate the value of money, and make steady progress with our saving goals 🎯

“𝐇𝐎𝐖 𝐃𝐎 𝐈 𝐒𝐓𝐀𝐑𝐓 𝐁𝐔𝐃𝐆𝐄𝐓𝐈𝐍𝐆? 🤔”
It depends on your income and immediate needs, but the 50-30-20 is the most common!

50% NEEDS - essential/recurring expenses that are expected every month

30% WANTS - leisure/social expenses to enjoy for yourself as a treat

20% SAVINGS/INVESTMENTS - these include an emergency fund (EF), insurance policies, and your investment portfolio. An EF and insurance policy keeps you prepared for any financial emergency while investments allow the value of your money to increase over time for your long-term goals (house, car, retirement, future family, etc.)

For a personalized budget plan that fits YOUR needs, DM me for a free consultation 📩