21/09/2024
_*REM Loan (Sanla Titulo)*_
*REM Loan Features*
✨Loanable Amount: Up to 75% of Appraised Valued
✨Terms: 6, 12, 24, 36, 48, 60 months
✨Interest Rate: 1.5% - 2.5%*
✨Processing Fee: 5% - 7%
✨Co-Borrower: Required for low income & Married
✨Turn Around Time: 7 days to 3 months
✨Mode of Payment: Post Dated Checks (PDC)
*BASIC REQUIREMENTS*
📌Fully accomplished Application Form.
📌2 valid govt IDs bearing the signature
📌Married Certificate (for Married)
📌SPA (if applicable) Red Ribbon if nasa abroad ang nakapangalan sa TCT
📌Latest Proof of Billing (residence)
📌4 pcs. 2x2 ID picture
📌2 Character References with address and contact information.
📌Hand sketch/map of the Residence location with the nearest landmark
*Proof of Income: (In Clear Photocopy)*
FOR WITH BUSINESS
📎TIN ID (for Sole Proprietorship)
📎DTI registration (for Sole Proprietor)
📎Photocopy Mayor's Permit
📎Photocopy Brgy. Business Clearance
📎Proof of Billing for Business
📎Sketch of Business
📎SEC registration (for Partnership or Corporation)
📎Articles of Partnership / Incorporation (for Partnership or Corporation)
📎By-Laws & General Information Sheet (GIS) (for Partnership or Corporation)
📎BIR Certificate of Registration (COR)
📎Board Resolution for Corporation Representative
📎3 mos. latest Bank Statement
📎4 Trade Reference with address and contact information. (2 for Supplier then 2 for regular Customers)
📎Negotiated check; Purchase Order; Delivery Receipts; Billings; Contracts
*FOR EMPLOYED*
📎Certificate of Employment with compensation
📎3 Months Consecutive Pay slip
📎3 Months latest Bank Statement
*DOCUMENTARY REQUIREMENTS Clear Photocopy*
📎OCT/TCT/CCT (all pages)
📎Photo copy of Tax Declaration (For Land & Improvement)
📎Photo copy of RETR (Amilyar) (For Land & Improvement)
📎Photo copy of Updated Tax Clearance (For Land & Improvement)
📎Photo copy of Master Deed of Restriction (for Condo)
📎Photo copy of Location Plan / Picture of Property
*BAWAL / HINDI PUWEDE ANG MGA SUMUSUNOD:*
❌Landlock property
❌Barren Lot
❌Known as Haunted Property
❌Agricultural Lot (w/o crops)
❌House & Lot (Old & Vacant)
❌Warehouse (Abandon)
❌Resorts (Abandon)
❌Factory (Abandon)
❌Buildings (Vacant/Abandon)
❌School
❌Compound Lots no individual right of way
❌Hospital
❌Cemetery
❌Funeral Homes
❌Cockpit Arena
❌Parks
❌Flooded Areas
❌Area less than 50 sqm.
❌ with no houses
❌Within 20 meters of major transmission lines
❌Within 50 meters of railway lines
❌Registered owners are more than 65 years old
❌Registered owners are minors
❌Registered owners are dead (unless transferred)
❌Registered owners are not related to the client
❌Titles with more than 3 couples as registered owner
PM only
19/08/2024
04/07/2024
03/02/2024
07/01/2024
11/06/2020