The Financial Conqueror

“𝗛𝗜𝗡𝗗𝗜 𝗣𝗔 𝗔𝗞𝗢 𝗞𝗨𝗠𝗨𝗛𝗔 𝗡𝗚 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘, 𝗠𝗔𝗟I𝗜𝗧 𝗟𝗔𝗡𝗚 𝗞𝗔𝗦𝗜 𝗦𝗔𝗛𝗢𝗗 𝗞𝗢.”

Aminin natin, marami talaga ang ganito mag-isip. Kasi nga naman, kung kulang pa nga minsan yung sweldo sa pang-araw-araw, paano pa makakakuha ng insurance, ‘di ba?

Pero bakit nga ba agad yan ang sinasabi ng karamihan? Kasi akala nila, mahal ang insurance.

Ang totoo? Hindi naman.

Pwedeng-pwede mo i-customize ang insurance mo base sa kailangan mo at kaya ng bulsa mo. Hindi kailangan ng malakihang hulog agad. May mga planong swak sa budget mo, lalo na kung nagsisimula ka pa lang.

At dito pumapasok ang role ng isang trusted financial advisor. Tutulungan ka niya i-compute kung magkano lang talaga ang kailangan mo base sa priorities mo ngayon. Step by step, pwede niyo yang planuhin.

Sa totoo lang, depende talaga kung paano mo ginagamit ang pera mo. Doon mo malalaman kung ano talaga ang importante sa'yo.

Kaya kung gusto mong pag-usapan, tara, kwentuhan tayo!
Ang kinabukasan natin ay nakadepende sa kung anong ginagawa natin ngayon.

MESSAGE ME‼️

The Financial Conqueror - Baron Joseph A. Cabello
Financial Advisor - Insular Life

Why Work Insurance Is NOT Enough for You and Your Family

Many people think that their employer-provided insurance is enough to protect their family. But what happens if you lose your job, change careers, or your company reduces benefits? Here’s why relying only on work insurance is risky:

✅ It’s Temporary – Your coverage ends if you leave your job or get laid off.
✅ Limited Coverage – Work policies often provide only basic protection, which may not be enough for your family's needs.
✅ Not Tailored to You – Your employer picks the plan, not you. A personal insurance plan ensures you get the right amount of coverage for your lifestyle and future.
✅ No Long-Term Security – Personal insurance stays with you no matter where you work, giving your family lasting protection.

Your job can change, but your family’s security shouldn’t. A personal insurance plan ensures that your loved ones are always protected, no matter what.

Don’t wait until it’s too late—secure your future today!

Message me now for a free quotation ‼️‼️😁

Financial Fact 101‼️
Misconception:
"Ayaw ko nyang insurance kasi mahal yan"

Fact: Ang Premium o bayad ay nakadepende sa iyong budget at priority.

Sinisiguro na ang iyong plan ay eksaktong tumutugon sa iyong pangangailangan at kakayanan. Very customizable ito at maaaring magumpisa sa maliit na halaga,, ang main purpose ng insurance is to make sure na less worry ka financially when emergency happen.

Ano nmn ang basehan upang malaman kung magkano ang plan na iyong kukunin?

- ito'y nakabase sa iyong edad at priorities.
mas mataas na edad ay mas malaki ang kailangang punan. Kaya't mas mainam kung mas bata ka pa kumuha at healthy ka pa.

make a plan, enjoy your life, invest in yourself 🌱🌱🌱

If you want to learn how you can achieve the financial freedom that you wanted you can message me anytime I will share the ideas and best practices to you for FREE
❤️

Libre lang matuto 💯
Lamang ang may alam ✨✨

Client: I am covered for P5M right?

Me: Yes, Ma’am

Client: So when will I receive the P5M? If I finish paying after 10 years, will I receive the P5M?

Me: No Ma’am, The fund value and health protection is yours. However, you will never ever receive the face amount in your entire lifetime.

Client: Ay, so panget pala. I will pay for something that other people will enjoy. Di ko din naman pla magagamit.

Me: Ma’am do you send your kids to school?

Client: Yes of course. My youngest is still in High school

Me: You should stop sending them to school.

Client: Why?

Me: Because you are paying for something you will never use. Anak nyo lang po tatalino dahil sa pagpasok nya sa school. You are paying for something that other people will enjoy.

That is actually how insurance works. That "Other People" you are saying are THE PEOPLE YOU LOVE, your FAMILY. Would you not want to give something that would benefit them?

Client: Now I get it. Saan ako mag sign?

Let's talk. Let's Plan. Let's Have a Brighter Life.

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‼️HEARTBREAKING‼️

Have you tried the official SSS Retirement Computation? I calculated mine. The sample below is what I will get once I retire. I started working in 2008 and since then, I haven't stopped my contribution.

Work/Contribution start date: 10/2008

Computed my retirement benefit of my current self as 37 year old employee earning ₱200,000 monthly salary. It turns out that I will only have ₱12K+ per month pension and 13k+ if I retire at age 65. Take note, monthly earnings is ₱200,000 every month.

Now, how much are we all earning again?

Putting it in the right perspective, at age 60, that 13K+ pension, parang one shopping cart nalang or kulang pa para mapuno ang isang cart. Not to mention our medical expenses.

Friends, SSS Retirement is NOT enough. This is the very reason why the need to prepare for our retirement is so important. And this is one of the reasons why I reached out with URGENCY. We have to start EARLY. Talk to your trusted financial advisor to avoid financial problems like this in the future.

After a lifetime of hard work, we all deserve to be able to do what makes us the happiest. The best way to ensure this is possible is through sensible and consistent retirement planning.

Financially educating people to make better financial decisions is what I do. Message me. 💛🌞

Ctto: UM EJ

Try the SSS Retirement Estimator here:
https://www.sss.gov.ph/sss/portlets/retirementestimator/retirementEstimator1.jsp?fbclid=IwAR1tTT_B3B_FZCoxBpdfkvyoL3uLbS6P0P_A5QOIm6yKPKWFE7uBe4WlPLQ

Php3,770 per month after saving for 15 years 🥲

Assisted a father of 3 to process his retirement claim from SSS. And this is all he gets. He will only have Php 126 per day for his living expenses.

Is this enough? Obviously not. This is a proof that SSS is definitely insufficient as your retirement fund.

Please. Working people DO NOT DESERVE this Retirement! This is indeed alarming 🥲😣

Allow me to help! Let's plan and add more funding to your retirement.

Credits to the Owner.

Do you want to know how ⁉
PM ME NOW ‼‼

Manage your Finances well with The Financial Conqueror
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