Fiscal Fitness with Bryan

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SHOWBIZ nga TALAGA! Pag DEDICATED ka sa TRABAHO MO, GAGAWAN KA NG ISSUE ‼️🤣

Toxic 𝐅𝐢𝐥𝐢𝐩𝐢𝐧𝐨 𝐂𝐮𝐥𝐭𝐮𝐫𝐞 ⬇️

Hinatid, issue. 🥹

Nagkape, issue. 🫠

Nilibre, issue. 😞

Nag usap, issue. ☹️

Nag MYDAY, issue. 😭

Naggym, issue. 🤣

𝐊𝐮𝐦𝐮𝐡𝐚 𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐢𝐬𝐬𝐮𝐞𝐝 𝐚𝐠𝐚𝐝! 😱🤯
Minsan, 𝘼𝙋𝙋𝙍𝙊𝙑𝙀𝘿 𝙞𝙣 𝙡𝙚𝙨𝙨 𝙩𝙝𝙖𝙣 5 𝙢𝙞𝙣𝙪𝙩𝙚𝙨 pa kapag healthy si client. ❤️

PM me for a FREE financial planning. 😍

Eto ung ISSUE na bagay sayo, friend! 🥰
Walang kinalaman ung photo sa ibaba.🤭

Not just competitive in the industry but also in sports 💪
Thank you Lazurite Prime Life Insurance Agency

"Tapat sa Serbisyo ,Kinabukasan mo PRUtektado."

Para sa kinabukasan ng pamilya .
Babangon ng walang kaba.

Message me ✉️

Engr. Bryan Cyrus De La Cruz,ME
Financial Consultant
Licensed Financial Advisor

𝐁𝐞𝐜𝐚𝐮𝐬𝐞 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐯𝐚𝐥𝐮𝐚𝐛𝐥𝐞. ❤

Buti pa yung sasakyan besh may insurance tapos yung nakasakay wala? Kapag kinuha tayo ni Lord di na natin mababayaran ang sasakyan na pagkaingat-ingatan. 😅

Insurance is essential to protect yourself, your loved ones, and your assets from financial hardship caused by unexpected events. It provides peace of mind and can help cover medical expenses, property damage, liability claims, and more.

Talk to a Financial Advisor to learn more. 😉



Ctto

9 𝐂𝐨𝐦𝐦𝐨𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐌𝐢𝐬𝐭𝐚𝐤𝐞𝐬 𝐧𝐠 𝐦𝐠𝐚 𝐏𝐢𝐧𝐨𝐲

1.𝐖𝐚𝐥𝐚𝐧𝐠 𝐄𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐲 𝐅𝐮𝐧𝐝𝐬 𝐨𝐫 𝐒𝐚𝐯𝐢𝐧𝐠𝐬
Sa panahon ng kagipitan meron ka mahuhugot, hindi na kaylangan umutang.

2.𝐔𝐭𝐚𝐧𝐠 𝐧𝐠 𝐔𝐭𝐚𝐧𝐠 𝐚𝐭 𝐖𝐚𝐥𝐚𝐧𝐠 𝐩𝐥𝐚𝐧𝐨𝐧𝐠 𝐦𝐚𝐠𝐛𝐚𝐲𝐚𝐝.
Wag basta basta umutang dahil pasok ka sa criteria or may nag offer sayo, umiwas sa utang na malaki ang interest.

3. 𝐇𝐢𝐧𝐝𝐢 𝐍𝐚𝐠𝐛𝐮𝐛𝐮𝐝𝐠𝐞𝐭
Lumalagpas sa monthly budget, mas malaki ang expenses kesa sa income.

4.𝐖𝐚𝐥𝐚𝐧𝐠 𝐇𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞
Sa panahon na di inaasahan malaking tulong ang health at life insurance.

5. 𝐔𝐦𝐮𝐮𝐭𝐚𝐧𝐠 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐥𝐮𝐡𝐨.
Umuutang para makasabay sa trend or para sa luho, mas mabutong umutang para gawing pandagdag capital or negosyo.

6. 𝐋𝐢𝐟𝐞𝐬𝐭𝐲𝐥𝐞 𝐈𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧
Tumaas ang sahod, tumataas din ang gastusin. Kaya wala din naitatabi.

7. 𝐀𝐲𝐚𝐰 𝐦𝐚𝐠 𝐈𝐧𝐯𝐞𝐬𝐭.
Takot maginvest at di naniniwala sa investment, pero ramdam ang Inflation.

8. 𝐊𝐚𝐩𝐚𝐠 𝐦𝐚𝐥𝐚𝐤𝐢 𝐤𝐢𝐭𝐚 , 𝐢𝐧𝐚𝐀𝐋𝐋 𝐈𝐍
FOMO, or Fear Of Missing Out,
In all in lahat ng capital sa mabilis na pera.Madalas dito maraming naiiscam
(Ex. Axie , Crypto, Etc. )

9. 𝐖𝐚𝐥𝐚𝐧𝐠 𝐩𝐥𝐚𝐧𝐨 𝐬𝐚 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭.
Naniniwala na sapat na ang SSS para retirement, Umaasa sa anak.

As a Financial Advisor I can help you and offer you solutions.
Hi, i'm a Licensed Mechanical Engineer and Licensed Financial Consultant.
My goal is to help people by
providing free financial education and advice
And be fit.

For free consultation, do not hesitate to send me a DM. 📩

Bryan Cyrus A. De la Cruz, RME
Licensed Financial Advisor
PRULIFE UK

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆

The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.

Parang kotse lang din, kapag mas luma na yung car, mas maliit na yung benefits na pwede mong makuha sa car insurance mo. Kaya kung gusto mong makatipid, get it as early as now.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍

Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.

So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.

We are buying insurance with health not with money. Kahit gaano pa kalaki ang kaya mong Ibigay para lang mainsure ka, if hindi ka na healthy, hindi na talaga possible makakuha pa.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆

Life is unpredictable. Everyday, madaming pwede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo financially.

Parang fire extinguisher lang. Naglalagay tayo nito sa Bahay para kung sakaling magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog yung bahay natin di ba?

I hope before 2023 ends, insured ka na. 🤗

Message me to know your options.

EXPLORE YOUR CAREER AS A PART TIME FINANCIAL ADVISOR!

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FREE CAREER PREVIEW VIA ZOOM

DATE: August 23, 2023 (Wednesday)
TIME: 7:00PM - 8:30PM

Congratulations to our company, Pru Life UK, for bagging the Best Life Insurer in the Philippines. This award is given by the prestigious Insurance Asia News. This would not be possible without our trusted clients!

This award truly embodies our pursuit of excellence in serving our clients.

Pru Life UK, the Number 1 Life Insurer in the country.

Gaano kahirap ipunin ang 1 Million Pesos?

Let’s say, nagsasave ka ng ₱3,000/month sa bangko.

3,000 x 12 months = 36,000/year
1,000,000 / 36,000 = 27.77 years

It will take almost 28 years para mabuo ang 1 Million. Wala pa dyan ang mga biglaang gastos like hospitalizations and emergencies.

And in 28 years, mas lolobo pa ang inflation.

So if you can save as soon as possible, do it. And if you have the opportunity to save your money in a market with higher interests, such as VUL, try to consider it.

Oras ang kalaban natin pagdating sa pag-iipon. So do it as early and as possible you can.

Tara Financial Planning tayo!
Just send me a message. 📩

Top 9 Financial Advisor for the Month of July 2023 Unit Wide.
🥳🏆 Celebrating a Top 9 finish for this month! 🏁✨

So here's to setting our sights on the stars and aiming for that coveted Top 1 spot in the upcoming month! 🌠🏅 🌱📈 Remember, every effort counts, and every small victory is a step closer to our ultimate goals.




"Shape your wealth,become Fiscally Fit"