Nico & Christina Sarmiento, Financial Advisors

Money is just a tool. Purpose is what makes it meaningful. 💙

As a Financial Advisor, my role is not simply to help you grow your money. It is to help you understand why you are growing it in the first place.

Is it for your family’s security?
For your children’s education?
For a comfortable retirement?
For the dreams you’ve been putting on hold?
Or for a legacy you want to leave behind?

Because behind every financial goal is a story, a dream, and a purpose.

My commitment is to help you make informed financial decisions today—so the money you work hard for can eventually work toward the life you envision tomorrow.

🌱 Investing today is planting a seed for tomorrow.
And with the right plan, discipline, and guidance, you can give your money a purpose that goes beyond numbers.

Your goals. Your dreams. Your future.
I’d be honored to help you build a financial plan around what truly matters to you.

📩 Let’s talk about your financial goals. Your future deserves a plan.

OUR SERVICES
Protection • Investment • Peace of Mind

🛡️ LIFE INSURANCE

Life Insurance • Investment Fund Management
Endowment Plan • Retirement Plan
Educational Plan • Estate Planning
Keyman Insurance • Group Life Insurance
Group Credit Life Insurance

❤️ HEALTH INSURANCE

Health Insurance • HMO
Critical Illness Insurance
Group Hospitalization

🚗 NON-LIFE INSURANCE
🔹 Personal & Accident

Personal Accident (Individual & Group)
Group Accident • Travel Insurance
Teacher & Student Insurance

🔹 Property & Business

Fire & Earthquake Insurance
Business Insurance • Bonds
CARI (Contractor’s All Risk)
EAR (Er****on All Risk)

🔹 Vehicle

Comprehensive Car Insurance
Car Third Party Liability
Motorcycle Protect

🔹 Marine & Liability

Marine Insurance (Cargo, Hull, Freight)
Liability & Casualty Insurance

🔹 Specialized Plans

OFW Insurance / OFW Protect
Family Protect • Kasambahay Protect
Bayaning G**o Protect
Bicycle Protect • Pet Health Protect

🕊️ FINAL NEEDS

Memorial Plan

You know what’s the real flex? Having a future that’s as put-together as your outfit ✨

Start investing early, protect what matters, and let your money grow with you.

Be part of the generation free from worries — say Bahala Not! 🫰

InLife complies with the Financial Products and Services Protection Act. Message me to learn more.

Love in Life means protecting your family’s future — even from miles away.

Let InLife Abundance (Guaranteed Issue Offer) be your ✨𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙗𝙤𝙤𝙨𝙩𝙚𝙧✨ to reach your family’s big goals — with guaranteed cash payouts every 2 years and protection for up to 20 years or until age 65. 💙

Get insured as soon as you return. Visit insularlife.com.ph/abundance to know more.



InLife complies with the Financial Products and Services Protection Act. Message me to learn more.

Retire Without Worries

InLife Retire Assure, the first true retirement insurance product in the Philippines, provides guaranteed monthly income until age 100. Take the guesswork out of retirement planning and watch your monthly income grow over the years from additional cash dividends.

Live life to the fullest without worrying about outliving your savings. Free your loved ones from the financial challenges of your future needs.

Guaranteed issuance, no medical check-ups required.

House insurance ensures that your dream home is protected against risks that could endanger your property and family. It provides coverage for incidents such as fire and lightning and can be extended to include damages caused by natural disasters like floods, earthquakes, volcanic eruptions, tsunamis, and typhoons.

Comprehensive house insurance packages, such as House Protect, can also cover the homeowner's liabilities to third parties for damages and injuries resulting from accidents at home.

Consider the Coverages of a House Protect Plan:

Property Damages Due to Covered Perils:

Fire and/or Lightning
Extended coverage for damages due to vehicle impact, smoke, explosion, or falling aircraft
Riot, Strike, and Malicious Damages (RSMD)
it may also extend to include:

Earthquake
Typhoon
Flood
Robbery and Burglary
Broad Water Damage from Bursting and Overflowing of Water Tanks and Apparatus

Health is wealth, and protection is peace of mind.
With our HMO plan, you get access to quality healthcare when you need it most — because you deserve care that’s ready anytime, anywhere.

🏥 Check-ups, emergencies, lab tests — we’ve got you covered.