The Millenial Saver and Investor

ADVICE from Warren Buffett

1. STAY away from credit cards & invest in yourself.

2. LIVE your life as simple as you are.

3. DON'T do what others say, just listen to them, but do what you feel good.

4. DON'T go on brand name; just wear those things in which you feel comfortable.

5. DON'T waste your money on unnecessary things; just spend it on what you really need.

6. DON'T give others a CHANCE to RULE your LIFE, it's yours to live after all.

Don't "fake it till you make it." That's a garbage advice.
Face it till you make it.
Get up. Work hard. Fail.
Stand back up. Face it again. Do a little better. Again. Get back up. Repeat. 💪

Gusto mong mabago ang buhay mo, pero hindi ka naman willing i-give up ang mga unproductive na bagay na nakasanayan mo. 🥲

Ang gulo mo rin eh, no? 😏

Stop being a human ATM, lending people money.
Cash is not extension of friendship.
Money loans kills friendships.
Debt destroy connections. Refuse to give cash favors. You're not a bank, you're a friend. 🙂

Thank you Francis Kong for the gentle reminder. ♥️

Don't cancel your business just because people you know do not support you.

The world is full of strangers rooting for you!

Finally na-hit mo na yung 6 digits pero sa utang, hindi sa income. 🫠🥲

❤️🎯🎯

Yung taong kumikita ng 15K per month, bumili ng iPhone 13... na-broke.

Yung kumikita ng 40K per month, kumuha ng hulugang kotse... na-broke.

Yung 80K per month, nag-loan sa bangko ng 2BR condo... na-broke.

Yung taong kumikita ng 200K per month, bumili ng milyones na relo... na-broke.

Yung nagwa-1 million per month, bumili ng yate at Ferrari... na-broke.

Yung bilyonaryong kumikita ng 20M pesos per month, nag-acquire ng private jet at bakasyunang isla... na-broke.

So ano ang punto ko,

Wala yan sa laki nang pumapasok mga kapatid, nasa laki yan nang lumalabas.

Kahit kumita ka pa diyan ng isang milyon buwan-buwan, kung hindi mo lang din alam paano gastusin 'to ng tama eh for sure maghihirap ka pa rin bukas.

Spending within your means is the key towards financial stability. Ayan ang dahilan kung bakit hanggang ngayon eh problemado ka pa rin sa pera kahit tumaas naman ang personal income mo kumpara sa mga nakaraang taon.

If you really want financial freedom in your life, you should learn first how to free yourself from overspending.

IN SHORT, DO NOT BE BROKE TRYING TO LOOK RICH. 😁

LIVE BELOW YOUR MEANS. 🙂

The best motivation is your current situation.
Kung hindi ka masaya sa Financial situation mo ngayon,
change it. 🙂

Every moment—good, painful, or unexpected—is preparing you for what comes next. 🌱
Nothing is wasted when you let life teach you.

We’ve worked hard for our 13th month pay for about a year so don’t just spent all of it in one day. 😁

Rewarding ourselves is not bad just don’t forget to set aside a portion of it for your savings and investment. 💪🏻

Let that money work for you. 💸